public class Finance
{
	public static double computeApy(double annualRate, int compoundingOption)
	{
		int N = 0;
		if(compoundingOption==1){
			N=365;
		}
		if(compoundingOption==2){
			N=12;
		}
		if(compoundingOption==3){
			N=1;

		}
		double APY= (1+annualRate)/compoundingOption;
		APY=Math.pow(APY,N);
		APY=APY-1;
		return APY*100;
	}

	public static double computeLoanPayment(
		double principal,
		double annualRate,
		double yearsDuration,
		int paymentOption)
	{
		double CLP= principal;
		CLP=CLP*annualRate(1+annualRate)Math.pow(CLP, N);
		CLP=CLP/(1+annualRate)Math.pow(CLP, N)-1;
		return CLP;


	}
}