Start, International Bank of Chernarus,

Each individual entitled to an account, under their name.

Everyone is given one (1) I.D card with their info, only someone possessing this card (And matches pictures and data present on I.D card) can access their account.

Accounts hold data, in the form of ammunition, translated into dollars. (Interpreted as $.)

Rates for ammo very, see attachment P.1 for details. (Contents of attachment P.1 are subject to change)

Accounts associated with IBC do NOT automatically adjust for inflation of currency.

Currency used to purchase items on-site. Food vendors, gun and gun accessory vendors, etc. all accept ammunition as currency.

On site, a bank containing all the information and accounts of users is protected by trusted personnel and holds a specified amount of currency on-hand for withdrawals and exchanges. (See attachment P.2 for details.)

All logs of transactions (such as deposits, withdrawals and transfers) is to be kept electronic, stored in a private computer on site, along with physical paper documents to validate reliability.

(OOC, All interactions with currency are to be kept in an excel document, and all exchanges are to be updated as soon as a transaction has occurred. It is the responsibility of the currently working teller to fill it any information required. All transactions are to be recorded and logged with the data, in order to promote security. And fraudulent transactions are to be investigated.)

Most currency available is not to be kept on site, but kept in a safe spot to avoid robbery, and to promote safety for those using our banking system.

Tellers and security personnel are able to refuse service to suspicious individuals, as they see fit. Any individual seen as a potential security risk are to be treated as a security breach (No matter how small the incident). Refer to attachment P.3 for details on suspicious individuals and robbery.

There are to be at least two (2) active security teams available on-site at busy hours, and at least one (1) during calm hours. See attachment P.4 for equipment and deployment of security personnel. See attachment P.4-1 *Expunged* for details during the event of a robbery. (Details in article P.4-1 are only available to authorized personnel.)

This article will have sections added, removed or modified as the owners the of IBC see fit.











Attachment P.1; Currency conversion rates.

All entries subject to change at any time. It is the responsibility of the user to understand and remain updated on the current currency rates.

Section P.1-1, Ammunition conversion rates

.22 “Sport” rounds. Each individual bullet converts into $0.05. For example, 20 .22 rounds would convert into $1.00.

.380 auto rounds. Each individual bullet converts into $0.10. For example, 10 .380 rounds convert into $1.00.

9mm rounds. Each individual bullet converts into $.25. For example, 4 9mm rounds convert into $1.00.

.357 rounds. Each individual bullet converts into $.25. For example, 4 .357 rounds convert into $1.00.

12 gage buckshot. Each individual round converts into $.50. For example, 2 12 gage buckshot converts into $1.00.

.45ACP rounds. Each individual round converts into $.50. For example, 2 .45ACP rounds converts into $1.00.

5.45mm Rounds. Each individual round converts into .50$. For example, 2 5.45mm rounds converts into $1.00.

5.56mm rounds. Each individual round converts into $1.00. For example, 10 5.56mm rounds converts into $10.00.

7.62x39mm rounds. Each individual round converts into $1.50. For example, 2 7.62x39mm rounds converts into $3.00.

7.62x54mmR rounds. Each individual round converts into $2.00. For example, 5 7.62x54mmR rounds converts into $10.00.

.308 Winchester rounds. Each individual round converts into $5.00. For example, 2 .308 Winchester rounds converts into $10.00.

SP-6 Rounds. Each individual round converts into $10.00. For example, 10 SP-6 rounds convert into $100.00.

All rates subject to change. Users must be aware of changes. All updates on rate changes posted on public radio frequency.


Attachment P.1-1; Damaged / Ruined ammunition.

All ammunition is to be accepted as legal tender. However, ammuniton that is ranked as 'damaged' or lower (Damaged, Badly damaged, Ruined) is valued at 1/2 the listing price.
(For example, an SP-6 round that is damaged, badly damaged, or ruined would be worth 5$.) Ammunition that is worn, pristine or still in its original packaging is worth 100% of the value listed above. (For example, an SP-6 round that is worn, prestine or still in its box would be worth 10$.)








Attachment P.2

The bank on-site is to contain an equally proportional number of currency on-hand at all times. It is recommended to keep a maximum of $100.00 of each currency type on-hand at all times. (This number is subject to change, and is not enforced. Only recommended. Number can change based on circumstances.)

All remaining currency is logged and placed in a safe space. Large withdrawals (Exceeding $500.00) are to be brought up beforehand, and must be collected from the safe area by trusted personnel. All logs of transactions are to remain accurate, and correctly display the amount of currency present in any safe space at any given time. Multiple “safe spaces” for currency may exist.

When the teller leaves, it is their responsibility to return all currency to the safe spaces. They are recommended to do so discreetly, to avoid being followed. Anyone caught following a teller (Or someone transporting currency) will be dealt with accordingly.






































Attachment P.3

In the event of a suspicious person approaching the bank, protocol P.3-alpha will be engaged. If the suspect still persists (Or is in a large group, exceeding 3 individuals) protocol P.3-beta will be engaged.

If the individual attempts to “Strong-Arm”* the bank, protocol P.3-? will be engaged, and all subjects will be questioned, and if applicable, taken prisoner. Under no circumstances will any ‘deal’ be made with any group that threatens the IBC.

In the event of a real robbery*, protocol P.3- ? will engage. All suspected person(s) will be engaged and terminated.

If one (or more) safe space(s) are compromised* every existing safe space will be moved to a new location swiftly. All losses will be recorded and put into the records.

After an event that declares a P.3-? event or lower, no more then 1 hour must pass before the area is considered ‘safe’ and normal operations can continue. If an event persists a P.3-? engagement, normal business operations will not continue until at least two (2) hours have passed, and the area declared ‘safe’.

*Strong Arming refers to a groups ability to indirectly threaten robbery or violence if they do not receive what they are asking for.

*A safe space being compromised refers to missing currency that was not logged in the system. If any amount of currency is missing, the space is considered compromised.

P.3-1: Protocol and engagements

Protocol P.3-A; In the event that an individual (or a group of individuals) approach the bank and; act suspicious in any way, mention robbery (even in a joking manner), mention violence towards the bank or its occupants, etc. all guards present are to be alerted to their presence and should watch over them. One (1) guard is to be dispatched and politely tell the individual(s) to make a transaction, or leave.

Protocol P.3-B; in the event that the suspects are uncooperative, another guard (A total of two) is to be dispatched to talk to them. All remaining guards are to keep posted, and any ‘undercover’ guards are to hang around the area. P.3-B is to be considered an act of aggression.

Protocol P.3-C; if the individual persists, the teller is to close shop and head to the storage of currency on-site. All guards are to have their weapons drawn, and should be ready for a conflict.

Code; (These codes are to be broadcast over radio whenever a situation occours)

Code A (Code Alpha) - Engage Protocol P.3-A

Code B (Code Beta) - Engage Protocol P.3-B

Code C (Code Charlie) - Engage Protocol P.3-C

Alert P.3-A-1 (Alert A-1) - Teller and guards should remain vigilant, for the possibility of upcoming conflict. Bank should remain open.

Alert P.3-B-1 (Alert B-1) - Guards should advance on the teller and begin making space for their escape. Bank should remain open and functional, but the teller should begin loading all currency from the storage area into their inventory.

Alert ? (Alert Omega) - Teller should immediately collect everything left and make their escape. Guards should close on the location of the teller and attempt to distract the offending individuals, to allow for the teller's escape.

Advise A-1 (Advise Alpha One) - The teller has collected all of the currency available, and is making a move to escape. Any guards available will inform the teller of the area concidered 'safe' to leave through, and the teller will proceed.

Clear A-2 (Clear Alpha Two) - The teller has safely left the area* and is moving towards the drop point*.

Teller A-3 (Teller Alpha Three) - The teller has safely deposited all remaining currency into the drop point* and, if they wish, can return to the fight and assist allies. All delivered currency MUST match what is printed on the logs for the day. Personal ammunition / Currency is to be kept seperate from currency belonging to the Bank and its users.

























Attachment P.4, Uniforms.

Individual freedom for clothes and / or gear is permitted, under certain guidelines. Concealable weapons is suggested for main use, but guards are reccomended to be openly armed, to create a feeling of superiority.

Tellers; Tellers are to be armed to their descretion, and should carry a high-powered rifle. This is all preference, but it is suggested the rifle should either consist of an M4A1, an AKM, an AK-74, or any other assault rifle variant. Attachments and ammo for said weapons should not take up a lot of inventory space