$cparams = array(
        "ssl"=>array(
            "verify_peer"=>true,
            "verify_peer_name"=>true,
        ),
        'http' => $request['httpOptions']
    );

$context = stream_context_create($cparams);
$fp = fopen($request['url'], 'rb', false, $context);

$url = EZPAY_SERVER . "/hps/webservice/ezpay/CreateSessionKey";

$cparams = array(
    "ssl"=>array(
    "verify_peer"=>true,
    "verify_peer_name"=>true,
    ),
    'http' => $request['httpOptions']
);
$ch = curl_init();

curl_setopt($ch, CURLOPT_URL,$request['url']);
curl_setopt($ch, CURLOPT_POST, 1);
curl_setopt($ch, CURLOPT_POSTFIELDS,http_build_query($cparams));

// receive server response ...
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);

$server_output = curl_exec ($ch); print_r($server_output);

curl_close ($ch);