<table cellspacing="0" class="two-axis">
	<thead>
		<tr>
			<th class="empty"/>
			<th class="heading" colspan="4">Child's Current Age</th>
		</tr>
		<tr>
			<th/>
			<th>2 Years Old</th>
			<th>5 Years Old</th>
			<th>10 Years</th>
			<th>15 Years</th></tr>
		</thead>
		<tbody>
			<tr  class="first">
				<th class="njbest">Projected Cost of College<sup>1</sup></th>
				<td>$196,674</td>
				<td>$162,670</td>
				<td>$118,551</td>
				<td class="last">$86,398</td></tr>
			<tr>
				<th class="njbest">Years to College</th>
				<td>16</td>
				<td>13</td>
				<td>8</td>
				<td class="last">3</td>
			</tr>
			<tr>
				<th class="njbest"><strong>One-time Contribution</strong></th>
				<td><strong>$54,916</strong></td>
				<td><strong>$57,695</strong></td>
				<td><strong>$62,644</strong></td>
				<td class="last"><strong>$68,017</strong></td>
			</tr>
			<tr>
				<th class="njbest"><strong>Monthly Contributions</strong></th>
				<td><strong>$505</strong></td>
				<td><strong>$592</strong></td>
				<td><strong>$880</strong></td>
				<td class="last"><strong>$2,117</strong></td>
			</tr>
	</tbody>
</table>