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  1. [2019-05-27 06:11:36] Investasik.DEBUG: API: http://202.158.10.122:8081/avantrade-portal-core/slideshow/getList [] []
  2. [2019-05-27 06:11:36] Investasik.DEBUG: Response: {"code":0,"info":"Slideshow list successfully loaded","data":[{"image":"8d69d122-637d-4a38-9ece-feee3f16beca","description":"Silakan Kunjungi Website Reksadana","title":"Website Reksadana","type":"OTHER","url":"http:\/\/reksadana.danareksaonline.com\/"},{"image":"995b643c-d98b-47bb-af05-c18bf6d36a7b","description":"Investasi ReksaDana Danareksa Kapan Saja Dimana Saja","title":"Investasi di Danareksa","type":"PROMO","url":"DIMWK"},{"image":"47b0f817-4922-4e5e-85c3-9e9398e07de9","description":"Biaya pembelian reksadana amat murah, dimulai dari IDR 100.000 saja","title":"Biaya Pembelian Reksa Dana Amat Murah","type":"PROMO","url":"DIMWK"}]} [] []
  3. [2019-05-27 06:11:36] Investasik.DEBUG: API: http://202.158.10.122:8081/avantrade-portal-core/News/getAllNews [] []
  4. [2019-05-27 06:11:36] Investasik.DEBUG: Request: {"token":"userNotLogin"} [] []
  5. [2019-05-27 06:11:37] Investasik.DEBUG: Response: {"code":1,"data":[{"newsContent":"<p style=\"margin: 0in 0in 0.0001pt; vertical-align: baseline; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">Menjalankan reksa dana ibarat menjalankan suatu bisnis.<\/span><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">&nbsp;Tidak semua hal bisa dilakukan secara Cuma-Cuma atau gratis. Begitupun dengan reksa dana.<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">&nbsp;Jika dalam bisnis, pengusaha dan karyawan mengolah bahan baku menjadi barang jadi, maka dalam reksa dana bahan baku adalah uang yang diinvestasikan oleh para investor, bahan jadi adalah keuntungan yang diperoleh dari investasi saham, obligasi, dan pasar uang. Seperti halnya bisnis, menjalankan reksa dana juga butuh biaya. Ada biaya buat Manajer Investasi yang menjalankan pengelolaan, ada biaya buat si marketing yang memasarkan reksa dana, ada biaya buat si akuntan yang mengaudit reksa dana tersebut sehingga bisa ada laporan keuangan reksa dana<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">, ada pula biaya-biaya lainnya seperti biaya transfer, broker, pajak dan lain-lain.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">dalam pembagian pembayarannya pada reksa dana biaya-biaya yang dipakai dalam Reksadana<\/span><span class=\"apple-converted-space\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">dibebankan pada tiga pihak yakni Manajer Investasi<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">, pada pihak reksa dana sendiri dan pada investor.<o:p><\/o:p><\/span><\/span><\/p><p style=\"margin: 0in 0in 0.0001pt; text-align: justify; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; vertical-align: baseline;\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span lang=\"IN\"><br><\/span><\/span><\/p><p class=\"MsoNormal\" style=\"text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Reksa Dana<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayarkan oleh reksa dana adalah seluruh pengeluaran yang langsung dibebankan terhadap produk reksa dana. Biasanya angka pengeluaran ini dijelaskan dalam prospektus reksa dana. Ketika investor tahu Nilai aktiva bersih per unit penyertaan (NAB\/UP) berarti itu nilai investasi kemudian dikurangi oleh biaya-biaya yang menjadi tanggungan produk reksadana.<o:p><\/o:p><\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang menjadi beban reksa dana antara lain:<\/span><o:p><\/o:p><\/span><\/p><blockquote><ol><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya manajer investasi dan bank kustodian.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya transaksi dan registrasi efek.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya auditor dan notaris.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi pembaharuan prospektus.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi bukti konfirmasi serta laporan bulanan reksa dana<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pengeluaran untuk keperluan mendesak demi kepentingan reksa dana.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Pembayaran pajak yang berkenaan dengan biaya-biaya tersebut. &nbsp;<\/span><\/li><\/ol><\/blockquote><ol start=\"1\" type=\"1\"><\/ol><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Sebenarnya investor secara tidak langsung telah membayar biaya tersebut, karena telah termasuk dalam harga reksa dana. Untuk mengetahui persentase biaya yang dibayarkan reksa dana terhadap total asetnya dapat dilihat pada laporan keuangan reksa dana.<\/span><\/p><p class=\"MsoNormal\" style=\"text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Perusahaan Manajer Investasi<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh perusahaan manajer investasi adalah biaya-biaya yang berkaitan dengan pembentukan awal reksa dana dan biaya promosi.<\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang dibayar oleh perusahaan manajer investasi adalah:<\/span><o:p><\/o:p><\/span><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya persiapan pembentukan reksa dana (pembentukan KIK dan dokumen yang diperlukan, termasuk imbalan jasa akuntan, konsultan hukum dan notaris).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pencetakan dan distribusi prospektus awal.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya administrasi pengelolaan portofolio reksa dana (telepon, fax, fotokopi, transportasi dari manajer investasi dalam menjalankan usahanya).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pemasaran dan promosi.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi formulir transaksi (formulir pembelian, penjualan kembali, pengalihan unit penyertaan dan bukti kepemilikan unit penyertaan).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pembubaran dan likuidasi.<\/span><\/blockquote><ol start=\"1\" type=\"1\"><\/ol><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b style=\"line-height: normal;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Investor<\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor adalah biaya yang dikeluarkan oleh investor saat berinvestasi reksa dana.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">Biaya yang dibayar oleh investor adalah:<\/span><\/p><blockquote style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya pembelian unit penyertaan (subscription fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya penjualan kembali unit penyertaan (redemption fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya pengalihan unit penyertaan (switching fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya transfer bank terkait transaksi<\/span><\/blockquote><p style=\"margin-top: 10px; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(68, 68, 68); text-align: justify;\"><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor adalah biaya-biaya yang terkait transaksi jual beli reksa dana itu sendiri.<\/span><\/span><\/p>","newsTitle":"Biaya Reksa Dana","news_content_english":null,"id":40,"publishedDate":"2019-04-18T17:57:06+07:00","category":"-","news_title_english":null,"imageLocation":"1e848866-ea6b-42cd-9475-cb8448aa4aca"},{"newsContent":"testtt 123","newsTitle":"tesst mantap","news_content_english":null,"id":37,"publishedDate":"2019-04-18T17:56:34+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"<p style=\"margin: 0in 0in 0.0001pt; vertical-align: baseline; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">Menjalankan reksa dana ibarat menjalankan suatu bisnis.<\/span><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">&nbsp;Tidak semua hal bisa dilakukan secara Cuma-Cuma atau gratis. Begitupun dengan reksa dana.<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">&nbsp;Jika dalam bisnis, pengusaha dan karyawan mengolah bahan baku menjadi barang jadi, maka dalam reksa dana bahan baku adalah uang yang diinvestasikan oleh para investor, bahan jadi adalah keuntungan yang diperoleh dari investasi saham, obligasi, dan pasar uang. Seperti halnya bisnis, menjalankan reksa dana juga butuh biaya. Ada biaya buat Manajer Investasi yang menjalankan pengelolaan, ada biaya buat si marketing yang memasarkan reksa dana, ada biaya buat si akuntan yang mengaudit reksa dana tersebut sehingga bisa ada laporan keuangan reksa dana<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">, ada pula biaya-biaya lainnya seperti biaya transfer, broker, pajak dan lain-lain.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">dalam pembagian pembayarannya pada reksa dana biaya-biaya yang dipakai dalam Reksadana<\/span><span class=\"apple-converted-space\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">dibebankan pada tiga pihak yakni Manajer Investasi<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">, pada pihak reksa dana sendiri dan pada investor.<o:p><\/o:p><\/span><\/span><\/p><p style=\"margin: 0in 0in 0.0001pt; text-align: justify; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; vertical-align: baseline;\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span lang=\"IN\"><br><\/span><\/span><\/p><p class=\"MsoNormal\" style=\"text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Reksa Dana<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayarkan oleh reksa dana adalah seluruh pengeluaran yang langsung dibebankan terhadap produk reksa dana. Biasanya angka pengeluaran ini dijelaskan dalam prospektus reksa dana. Ketika investor tahu Nilai aktiva bersih per unit penyertaan (NAB\/UP) berarti itu nilai investasi kemudian dikurangi oleh biaya-biaya yang menjadi tanggungan produk reksadana.<o:p><\/o:p><\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang menjadi beban reksa dana antara lain:<\/span><o:p><\/o:p><\/span><\/p><blockquote><ol><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya manajer investasi dan bank kustodian.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya transaksi dan registrasi efek.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya auditor dan notaris.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi pembaharuan prospektus.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi bukti konfirmasi serta laporan bulanan reksa dana<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pengeluaran untuk keperluan mendesak demi kepentingan reksa dana.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Pembayaran pajak yang berkenaan dengan biaya-biaya tersebut. &nbsp;<\/span><\/li><\/ol><\/blockquote><ol start=\"1\" type=\"1\"><\/ol><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Sebenarnya investor secara tidak langsung telah membayar biaya tersebut, karena telah termasuk dalam harga reksa dana. Untuk mengetahui persentase biaya yang dibayarkan reksa dana terhadap total asetnya dapat dilihat pada laporan keuangan reksa dana.<\/span><\/p><p class=\"MsoNormal\" style=\"text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Perusahaan Manajer Investasi<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh perusahaan manajer investasi adalah biaya-biaya yang berkaitan dengan pembentukan awal reksa dana dan biaya promosi.<\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang dibayar oleh perusahaan manajer investasi adalah:<\/span><o:p><\/o:p><\/span><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya persiapan pembentukan reksa dana (pembentukan KIK dan dokumen yang diperlukan, termasuk imbalan jasa akuntan, konsultan hukum dan notaris).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pencetakan dan distribusi prospektus awal.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya administrasi pengelolaan portofolio reksa dana (telepon, fax, fotokopi, transportasi dari manajer investasi dalam menjalankan usahanya).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pemasaran dan promosi.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi formulir transaksi (formulir pembelian, penjualan kembali, pengalihan unit penyertaan dan bukti kepemilikan unit penyertaan).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pembubaran dan likuidasi.<\/span><\/blockquote><ol start=\"1\" type=\"1\"><\/ol><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b style=\"line-height: normal;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Investor<\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor adalah biaya yang dikeluarkan oleh investor saat berinvestasi reksa dana.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">Biaya yang dibayar oleh investor adalah:<\/span><\/p><blockquote style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya pembelian unit penyertaan (subscription fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya penjualan kembali unit penyertaan (redemption fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya pengalihan unit penyertaan (switching fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya transfer bank terkait transaksi<\/span><\/blockquote><p style=\"margin-top: 10px; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(68, 68, 68); text-align: justify;\"><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor adalah biaya-biaya yang terkait transaksi jual beli reksa dana itu sendiri.<\/span><\/span><\/p>","newsTitle":"Biaya Reksa Dana","news_content_english":null,"id":41,"publishedDate":"2019-04-18T16:06:23+07:00","category":"-","news_title_english":null,"imageLocation":"a315409a-23ea-4d7a-bcdd-bad62cedf6a4"},{"newsContent":"Artikel Web","newsTitle":"Artikel Web Coyy","news_content_english":null,"id":36,"publishedDate":"2019-04-12T18:12:20+07:00","category":"-","news_title_english":null,"imageLocation":"7ce7ef95-37af-47d6-8652-e0d6c625fcc6"},{"newsContent":"TESS","newsTitle":"TESSS","news_content_english":null,"id":39,"publishedDate":"2019-04-12T18:08:26+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"TESS","newsTitle":"TESSS","news_content_english":null,"id":38,"publishedDate":"2019-04-12T18:08:20+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"<p style=\"margin: 0in 0in 0.0001pt; vertical-align: baseline; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-attachment: initial; background-color: white; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Menjalankan\nreksa dana ibarat menjalankan suatu bisnis.<\/span><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\"> Tidak semua\nhal bisa dilakukan secara Cuma-Cuma atau gratis. Begitupun dengan reksa dana.<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-attachment: initial; background-color: white; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"> Jika dalam bisnis, pengusaha dan karyawan mengolah\nbahan baku menjadi barang jadi, maka dalam reksa dana bahan baku adalah uang\nyang diinvestasikan oleh para investor, bahan jadi adalah keuntungan yang\ndiperoleh dari investasi saham, obligasi, dan pasar uang. Seperti halnya\nbisnis, menjalankan reksa dana juga butuh biaya. Ada biaya buat Manajer\nInvestasi yang menjalankan pengelolaan, ada biaya buat si marketing yang\nmemasarkan reksa dana, ada biaya buat si akuntan yang mengaudit reksa dana\ntersebut sehingga bisa ada laporan keuangan reksa dana<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-attachment: initial; background-color: white; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">, ada\npula biaya-biaya lainnya seperti biaya transfer, broker, pajak dan lain-lain. <\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\">dalam\npembagian pembayarannya pada reksa dana biaya-biaya yang dipakai dalam Reksadana<\/span><span class=\"apple-converted-space\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\">&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\">dibebankan pada tiga pihak yakni Manajer Investasi<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\">,\npada pihak reksa dana sendiri dan pada investor.<o:p><\/o:p><\/span><\/span><\/p><p style=\"margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:15.75pt;\nbackground:white;vertical-align:baseline\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span lang=\"IN\"><br><\/span><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;\ntext-align:justify;line-height:normal;mso-outline-level:3;background:white\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Reksa Dana<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayarkan oleh reksa\ndana adalah seluruh pengeluaran yang langsung dibebankan terhadap produk reksa\ndana. Biasanya angka pengeluaran ini dijelaskan dalam prospektus reksa dana.\nKetika investor tahu Nilai aktiva bersih per unit penyertaan (NAB\/UP) berarti\nitu nilai investasi kemudian dikurangi oleh biaya-biaya yang menjadi tanggungan\nproduk reksadana.<o:p><\/o:p><\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang menjadi beban reksa\ndana antara lain:<\/span><o:p><\/o:p><\/span><\/p><blockquote><ol><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     manajer investasi dan bank kustodian.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     transaksi dan registrasi efek.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     auditor dan notaris.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     percetakan dan distribusi pembaharuan prospektus.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     percetakan dan distribusi bukti konfirmasi serta laporan bulanan reksa\n     dana<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     pengeluaran untuk keperluan mendesak demi kepentingan reksa dana.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Pembayaran\n     pajak yang berkenaan dengan biaya-biaya tersebut. &nbsp;<\/span><\/li><\/ol><\/blockquote><ol start=\"1\" type=\"1\">\n<\/ol><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Sebenarnya investor secara tidak\nlangsung telah membayar biaya tersebut, karena telah termasuk dalam harga reksa\ndana. Untuk mengetahui persentase biaya yang dibayarkan reksa dana terhadap\ntotal asetnya dapat dilihat pada laporan keuangan reksa dana.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;\ntext-align:justify;line-height:normal;mso-outline-level:3;background:white\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Perusahaan Manajer Investasi<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh perusahaan\nmanajer investasi adalah biaya-biaya yang berkaitan dengan pembentukan awal\nreksa dana dan biaya promosi.<\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang dibayar oleh\nperusahaan manajer investasi adalah:<\/span><o:p><\/o:p><\/span><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     persiapan pembentukan reksa dana (pembentukan KIK dan dokumen yang\n     diperlukan, termasuk imbalan jasa akuntan, konsultan hukum dan notaris).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     pencetakan dan distribusi prospektus awal.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     administrasi pengelolaan portofolio reksa dana (telepon, fax, fotokopi,\n     transportasi dari manajer investasi dalam menjalankan usahanya).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     pemasaran dan promosi.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     percetakan dan distribusi formulir transaksi (formulir pembelian,\n     penjualan kembali, pengalihan unit penyertaan dan bukti kepemilikan unit\n     penyertaan).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     pembubaran dan likuidasi.<\/span><\/blockquote><ol start=\"1\" type=\"1\">\n<\/ol><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><b style=\"line-height: normal;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Investor<\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor\nadalah biaya yang dikeluarkan oleh investor saat berinvestasi reksa dana.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">Biaya yang dibayar oleh investor\nadalah:<\/span><\/p><blockquote style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya\n     pembelian unit penyertaan (subscription fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya\n     penjualan kembali unit penyertaan (redemption fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya\n     pengalihan unit penyertaan (switching fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya\n     transfer bank terkait transaksi<\/span><\/blockquote><p style=\"margin-top: 10px; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(68, 68, 68); text-align: justify;\">\n\n\n\n\n\n\n<!--[if gte mso 9]><xml>\n <o:DocumentProperties>\n  <o:Revision>0<\/o:Revision>\n  <o:TotalTime>0<\/o:TotalTime>\n  <o:Pages>1<\/o:Pages>\n  <o:Words>556<\/o:Words>\n  <o:Characters>3172<\/o:Characters>\n  <o:Company>Private<\/o:Company>\n  <o:Lines>26<\/o:Lines>\n  <o:Paragraphs>7<\/o:Paragraphs>\n  <o:CharactersWithSpaces>3721<\/o:CharactersWithSpaces>\n  <o:Version>14.0<\/o:Version>\n <\/o:DocumentProperties>\n<\/xml><![endif]-->\n\n<!--[if gte mso 9]><xml>\n <w:WordDocument>\n  <w:View>Normal<\/w:View>\n  <w:Zoom>0<\/w:Zoom>\n  <w:TrackMoves><\/w:TrackMoves>\n  <w:TrackFormatting><\/w:TrackFormatting>\n 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5.4pt;\n\tmso-para-margin-top:0in;\n\tmso-para-margin-right:0in;\n\tmso-para-margin-bottom:10.0pt;\n\tmso-para-margin-left:0in;\n\tline-height:115%;\n\tmso-pagination:widow-orphan;\n\tfont-size:11.0pt;\n\tfont-family:Calibri;\n\tmso-ascii-font-family:Calibri;\n\tmso-ascii-theme-font:minor-latin;\n\tmso-hansi-font-family:Calibri;\n\tmso-hansi-theme-font:minor-latin;\n\tmso-ansi-language:IN;}\n<\/style>\n<![endif]-->\n\n\n\n<!--StartFragment-->\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<!--EndFragment--><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor\nadalah biaya-biaya yang terkait transaksi jual beli reksa dana itu sendiri.<\/span><span style=\"font-size: 12pt; font-family: &quot;Times New Roman&quot;;\"><o:p><\/o:p><\/span><\/span><\/p>","newsTitle":"Mengenal Biaya Reksadana","news_content_english":null,"id":10,"publishedDate":"2019-04-10T10:39:15+07:00","category":"-","news_title_english":null,"imageLocation":"fc938073-a01d-4074-bd2a-b6fc0d3d8c35"},{"newsContent":"testtt","newsTitle":"test","news_content_english":null,"id":35,"publishedDate":"2019-04-05T11:05:45+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"<span style=\"font-weight: bold;\">TEST ARTIKEL&nbsp;<\/span><div><br><\/div><div><ol><li>Tulisan Biasa<\/li><li><span style=\"font-weight: bold;\">Tulisan Tebal<\/span><\/li><li><span style=\"font-style: italic;\">Tulisan Miring<\/span><\/li><li><span style=\"text-decoration-line: underline;\">Tulisan Underline<\/span><\/li><li><span style=\"text-decoration-line: underline line-through;\">Tulisan Coret<\/span><\/li><\/ol><\/div>","newsTitle":"Artikel Test","news_content_english":null,"id":33,"publishedDate":"2019-03-28T17:19:16+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"<p style=\"box-sizing: inherit; color: rgb(0, 0, 0); font-family: Verdana, sans-serif; font-size: 15px;\"><b style=\"box-sizing: inherit;\">This text is bold<\/b><\/p><p style=\"box-sizing: inherit; color: rgb(0, 0, 0); font-family: Verdana, sans-serif; font-size: 15px;\"><i style=\"box-sizing: inherit;\">This text is italic<\/i><\/p><p style=\"box-sizing: inherit; color: rgb(0, 0, 0); font-family: Verdana, sans-serif; font-size: 15px;\">This is<span style=\"box-sizing: inherit; font-size: 11.25px; line-height: 0; position: relative; vertical-align: baseline; bottom: -0.25em;\">&nbsp;subscript<\/span>&nbsp;and&nbsp;<span style=\"box-sizing: inherit; font-size: 11.25px; line-height: 0; position: relative; vertical-align: baseline; top: -0.5em;\">superscript<\/span><\/p>","newsTitle":"Test 2","news_content_english":null,"id":34,"publishedDate":"2019-03-28T17:07:31+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"Dana Moneter Internasional atau IMF untuk pertama kalinya dalam beberapa tahun terakhir optimis dengan pertumbuhan ekonomi global. Walaupun begitu, lembaga dunia tersebut mengkhawatirkan sebuah masalah baru, yaitu meningkatnya utang di negara-negara dengan perekonomian terbesar di dunia.<br><br>\u201cTingkat utang meningkat di negara-negara ekonomi G-20,\u201d ucap Tobias Adrian, kepala Divisi moneter dan pasar modal IMF, dalam laporan terbaru World Economic Outlook di Washington, Rabu (11\/10). Di antara negara-negara tersebut, jumlah utang dari perusahaan-perusahaan swasta lebih tinggi dibandingkan sebelum krisis keuangan global pada 2008-2009. Selain itu, beratnya beban pembayaran pokok dan bunga utang juga melonjak di beberapa negara yang mapan perekonomiannya. Adrian mencatat bahwa tingkat suku bunga yang sangat rendah dalam beberapa tahun terakhir telah memungkinkan negara-negara untuk meminjam dengan mudah.","newsTitle":"IMF Khawatirkan Utang Negara-Negara G-20","news_content_english":null,"id":16,"publishedDate":"2019-03-21T13:31:28+07:00","category":"-","news_title_english":null,"imageLocation":"738b7593-edca-4869-b29a-0c5bf61e063a"},{"newsContent":"<p class=\"MsoNormal\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; font-weight: bold; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Reksadana<\/span><span class=\"apple-converted-space\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">&nbsp;<\/span><\/span><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">adalah&nbsp;<\/span><span style=\"font-size: 12pt; line-height: 18.4px; color: black; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">suatu wadah untuk menghimpun dana dari masyarakat yang selanjutnya diinvestasikan ke dalam portofolio efek seperti saham, obligasi dan pasar uang untuk dikelola secara professional oleh Manajer Investasi.<\/span><span style=\"font-size: 10pt; line-height: 15.3333px; color: black; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">&nbsp;<\/span><span style=\"font-size: 10pt; line-height: 15.3333px;\"><o:p><\/o:p><\/span><\/span><\/p><p><\/p><blockquote style=\"text-align: justify;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px;\">Pengertian&nbsp;reksa dana&nbsp;menurut&nbsp;Pasal 1 angka 27&nbsp;<\/span><span lang=\"IN\"><a href=\"http:\/\/www.hukumonline.com\/pusatdata\/detail\/12421\/node\/333\/uu-no-8-tahun-1995-pasar-modal\"><span style=\"font-size: 12pt; line-height: 18.4px; color: windowtext;\">UU No. 8 Tahun 1995 tentang Pasar Modal<\/span><\/a><\/span><\/span><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\">(\u201cUUPM\u201d) adalah&nbsp;wadah yang dipergunakan untuk menghimpun dana dari masyarakat pemodal untuk selanjutnya diinvestasikan dalam Portofolio Efek oleh Manajer Investasi.<\/span><\/span><\/blockquote><p class=\"MsoNormal\" style=\"margin-bottom: 0.0001pt; line-height: normal; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt;\"><o:p><\/o:p><\/span><\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 0.0001pt; line-height: normal; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span style=\"font-size: 12pt; line-height: 18.4px;\">Dalam kesehariannya, manusia menggunakan produk dan jasa dari berbagai perusahaan. Sebagai gambaran:<\/span><br><\/span><\/p><p class=\"MsoNormal\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; font-family: &quot;Comic Sans MS&quot;; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Ketika bangun tidur, kita mandi dan menggunakan produk seperti odol dan sabun. Salah satu produsennya adalah Unilever. Waktu berangkat kerja, menggunakan kendaraan mobil yang diproduksi oleh Astra Internasional. Perjalanan ke kantor menggunakan jalan tol yang dimiliki Jasa Marga. Untuk membayar biaya tol menggunakan kartu<span class=\"apple-converted-space\">&nbsp;<\/span><em>e-Money<\/em><span class=\"apple-converted-space\">&nbsp;<\/span>yang dikeluarkan oleh Bank Mandiri<o:p><\/o:p><\/span><\/p><p class=\"MsoNormal\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; font-family: &quot;Comic Sans MS&quot;; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Nama-nama perusahaan di atas seperti Unilever, Astra Internasionl, Jasa Marga dan Bank Mandiri adalah perusahaan terbuka yang salah satu sumber pendanaan perusahaan berasal dari penerbitan efek saham dan obligasi.<o:p><\/o:p><\/span><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Efek saham adalah surat berharga yang menyatakan kepemilikan suatu perusahaan. Dengan berinvestasi pada saham berarti seseorang menjadi pemilik perusahaan.<\/span><\/span><\/blockquote><p class=\"MsoNormal\" style=\"text-align: justify;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; font-family: &quot;Comic Sans MS&quot;;\"><\/span><\/p><p class=\"MsoNormal\"><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Efek obligasi adalah surat berharga yang menyatakan bukti hutang suatu perusahaan. Dengan berinvestasi pada obligasi berarti seseorang memberikan pinjaman kepada perusahaan.<\/span><\/span><\/blockquote><p><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px;\"><br><span style=\"background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Sedangkan portfolio efek adalah&nbsp;<\/span><\/span><\/span><span style=\"font-size: 12pt; line-height: 18.4px; color: rgb(34, 34, 34); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\">kumpulan efek saham dan obligasi yang dimiliki oleh orang perseorangan, perusahaan, usaha bersama, asosiasi, atau kelompok yang terorganisasi berupa surat berharga.<\/span><\/span><\/p>","newsTitle":"Apa itu REKSADANA","news_content_english":null,"id":9,"publishedDate":"2019-03-20T15:55:08+07:00","category":"-","news_title_english":null,"imageLocation":"cbeed92f-a5d0-4e1d-99e7-03a959af3d43"}]} [] []
  6. [2019-05-27 06:11:37] Investasik.DEBUG: API: http://202.158.10.122:8081/avantrade-portal-core/fundPackages/getProductLists [] []
  7. [2019-05-27 06:11:39] Investasik.DEBUG: Response: {"code":0,"info":"Package List successfully loaded","data":[{"package_type":"Pendapatan Tetap","package_list":[{"last_nav_date":"2019-05-22","image":"2798037e-20d2-49f9-a6cf-44aa90193cf1","last_nav":2004.0011,"product_recommend":false,"perf_oneyear":0.0129073847832,"product_risk":"Konservatif (Low to Moderate)","name":"Danareksa Gebyar Indonesia II","id":14,"total_fund":1},{"last_nav_date":"2019-05-22","image":"4b9e5764-02fe-4c3c-aa98-bd9da0c48a0f","last_nav":1310.5306,"product_recommend":false,"perf_oneyear":0.00726907713864,"product_risk":"Konservatif (Low to Moderate)","name":"Danareksa Melati Pendapatan Utama","id":16,"total_fund":1},{"last_nav_date":"2019-05-22","image":"7c7a3ed9-4c21-476f-9139-8a9eda3ad0fb","last_nav":1129.2932,"product_recommend":false,"perf_oneyear":0.0134417120331,"product_risk":"Konservatif (Low to Moderate)","name":"Danareksa Pendapatan Tetap Indonesia Sehat","id":38,"total_fund":1}],"type_code":"FI"},{"package_type":"Indeks Syariah","package_list":[{"last_nav_date":"2019-05-22","image":"9ccb5ef5-2674-4736-84b9-50b2c3809897","last_nav":2947.56,"product_recommend":false,"perf_oneyear":0.0494280333104,"product_risk":"Agresif (High)","name":"Danareksa Indeks Syariah","id":30,"total_fund":1}],"type_code":"IS"},{"package_type":"Campuran","package_list":[{"last_nav_date":"2019-05-22","image":"3b5aa9df-5034-4581-847d-824eb5152b7c","last_nav":3880.71,"product_recommend":false,"perf_oneyear":0.0523245881635,"product_risk":"Moderat (Moderate)","name":"Danareksa Anggrek Fleksibel","id":29,"total_fund":1},{"last_nav_date":"2019-05-22","image":"6a18d91f-1fb1-43d6-8c97-05f917a888c9","last_nav":5984.45,"product_recommend":false,"perf_oneyear":0.0405128076643,"product_risk":"Moderat (Moderate)","name":"Danareksa Syariah Berimbang","id":13,"total_fund":1}],"type_code":"BL"},{"package_type":"Saham","package_list":[{"last_nav_date":"2019-05-22","image":"9a92594a-5ae5-4635-a81b-3884d2e3da4c","last_nav":9208.4253,"product_recommend":false,"perf_oneyear":0.0468488706645,"product_risk":"Agresif (High)","name":"Danareksa Mawar","id":31,"total_fund":1},{"last_nav_date":"2019-05-22","image":"7c934691-72fa-4343-b20a-412b8c2bb968","last_nav":1775.495,"product_recommend":false,"perf_oneyear":0.0551090568665,"product_risk":"Agresif (High)","name":"Danareksa Mawar Fokus 10","id":32,"total_fund":1},{"last_nav_date":"2019-05-22","image":"d2a370d6-35f5-415e-8932-7fcfcccaea34","last_nav":1890.5416,"product_recommend":false,"perf_oneyear":0.0667385596711,"product_risk":"Agresif (High)","name":"Danareksa Mawar Konsumer 10","id":34,"total_fund":1},{"last_nav_date":"2019-05-22","image":"bd20c91a-0b66-466c-9a87-ab4fde21b875","last_nav":1421.6284,"product_recommend":false,"perf_oneyear":0.0618264005282,"product_risk":"Agresif (High)","name":"Danareksa Mawar Rotasi Sektor Strategis","id":40,"total_fund":1},{"last_nav_date":"2019-05-22","image":"null","last_nav":950.7794,"product_recommend":false,"perf_oneyear":0.052178354071,"product_risk":"Agresif (High)","name":"Danareksa Syariah Saham","id":39,"total_fund":1}],"type_code":"EQ"},{"package_type":"Pasar Uang","package_list":[{"last_nav_date":"2019-05-22","image":"85ebd61a-373f-4759-9152-df2a6adff723","last_nav":1406.4962,"product_recommend":false,"perf_oneyear":-0.2967519,"product_risk":"Sangat Konservatif (Low)","name":"Danareksa Seruni Pasar Uang II","id":19,"total_fund":1}],"type_code":"MM"}]} [] []
  8. [2019-05-27 06:11:39] Investasik.DEBUG: API: http://202.158.10.122:8081/avantrade-portal-core/question/getPublicRiskProfile [] []
  9. [2019-05-27 06:11:39] Investasik.DEBUG: Response: {"code":0,"info":"Public Risk Profile data loaded","data":[{"code":"Jangka Waktu Investasi","id":42,"value":"Jangka waktu investasi yang Anda harapkan","option":[{"code":"2a","id":88,"value":"< 2 tahun"},{"code":"2b","id":89,"value":"2 \u2013 5 tahun"},{"code":"2c","id":90,"value":"> 5 tahun"}]},{"code":"Kepentingan atas Pokok Investasi","id":46,"value":"Pandangan Anda terhadap kemungkinan kerugian investasi","option":[{"code":"6a","id":104,"value":"Tidak dapat menerima kerugian apapun"},{"code":"6b","id":105,"value":"Dapat menerima kerugian dalam jumlah relatif kecil"},{"code":"6c","id":106,"value":"Dapat menerima kerugian apapun"}]},{"code":"Pemahaman Terhadap Produk Investasi","id":44,"value":"Pemahaman Anda terhadap produk investasi DIM","option":[{"code":"4a","id":96,"value":"Kurang memahami "},{"code":"4b","id":97,"value":"Memahami sebagian"},{"code":"4c","id":98,"value":"Memahami keseluruhan"}]},{"code":"Porsi Dana Investasi Terhadap Aset","id":43,"value":"Persentase dana yang Anda investasikan","option":[{"code":"3a","id":92,"value":"< 35%"},{"code":"3b","id":93,"value":"35-70%"},{"code":"3c","id":94,"value":">70%"}]},{"code":"Toleransi Risiko","id":45,"value":"Toleransi risiko investasi Anda","option":[{"code":"5a","id":100,"value":"Rendah, mengutamakan kestabilan"},{"code":"5b","id":101,"value":"Sedang, bisa menerima sedikit risiko"},{"code":"5c","id":102,"value":"Tinggi, berani menghadapi risiko"}]},{"code":"Tujuan Investasi","id":41,"value":"Untuk apa Anda berinvestasi?","option":[{"code":"1a","id":84,"value":"Pendapatan berkala"},{"code":"1b","id":85,"value":"Pendapatan dan pertumbuhan nilai"},{"code":"1c","id":86,"value":"Investasi jangka panjang"}]}]} [] []
  10. [2019-05-27 06:11:40] Investasik.DEBUG: API: http://202.158.10.122:8081/avantrade-portal-core/slideshow/getList [] []
  11. [2019-05-27 06:11:40] Investasik.DEBUG: Response: {"code":0,"info":"Slideshow list successfully loaded","data":[{"image":"8d69d122-637d-4a38-9ece-feee3f16beca","description":"Silakan Kunjungi Website Reksadana","title":"Website Reksadana","type":"OTHER","url":"http:\/\/reksadana.danareksaonline.com\/"},{"image":"995b643c-d98b-47bb-af05-c18bf6d36a7b","description":"Investasi ReksaDana Danareksa Kapan Saja Dimana Saja","title":"Investasi di Danareksa","type":"PROMO","url":"DIMWK"},{"image":"47b0f817-4922-4e5e-85c3-9e9398e07de9","description":"Biaya pembelian reksadana amat murah, dimulai dari IDR 100.000 saja","title":"Biaya Pembelian Reksa Dana Amat Murah","type":"PROMO","url":"DIMWK"}]} [] []
  12. [2019-05-27 06:11:40] Investasik.DEBUG: API: http://202.158.10.122:8081/avantrade-portal-core/News/getAllNews [] []
  13. [2019-05-27 06:11:40] Investasik.DEBUG: Request: {"token":"userNotLogin"} [] []
  14. [2019-05-27 06:11:40] Investasik.DEBUG: Response: {"code":1,"data":[{"newsContent":"<p style=\"margin: 0in 0in 0.0001pt; vertical-align: baseline; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">Menjalankan reksa dana ibarat menjalankan suatu bisnis.<\/span><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">&nbsp;Tidak semua hal bisa dilakukan secara Cuma-Cuma atau gratis. Begitupun dengan reksa dana.<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">&nbsp;Jika dalam bisnis, pengusaha dan karyawan mengolah bahan baku menjadi barang jadi, maka dalam reksa dana bahan baku adalah uang yang diinvestasikan oleh para investor, bahan jadi adalah keuntungan yang diperoleh dari investasi saham, obligasi, dan pasar uang. Seperti halnya bisnis, menjalankan reksa dana juga butuh biaya. Ada biaya buat Manajer Investasi yang menjalankan pengelolaan, ada biaya buat si marketing yang memasarkan reksa dana, ada biaya buat si akuntan yang mengaudit reksa dana tersebut sehingga bisa ada laporan keuangan reksa dana<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">, ada pula biaya-biaya lainnya seperti biaya transfer, broker, pajak dan lain-lain.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">dalam pembagian pembayarannya pada reksa dana biaya-biaya yang dipakai dalam Reksadana<\/span><span class=\"apple-converted-space\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">dibebankan pada tiga pihak yakni Manajer Investasi<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">, pada pihak reksa dana sendiri dan pada investor.<o:p><\/o:p><\/span><\/span><\/p><p style=\"margin: 0in 0in 0.0001pt; text-align: justify; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; vertical-align: baseline;\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span lang=\"IN\"><br><\/span><\/span><\/p><p class=\"MsoNormal\" style=\"text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Reksa Dana<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayarkan oleh reksa dana adalah seluruh pengeluaran yang langsung dibebankan terhadap produk reksa dana. Biasanya angka pengeluaran ini dijelaskan dalam prospektus reksa dana. Ketika investor tahu Nilai aktiva bersih per unit penyertaan (NAB\/UP) berarti itu nilai investasi kemudian dikurangi oleh biaya-biaya yang menjadi tanggungan produk reksadana.<o:p><\/o:p><\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang menjadi beban reksa dana antara lain:<\/span><o:p><\/o:p><\/span><\/p><blockquote><ol><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya manajer investasi dan bank kustodian.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya transaksi dan registrasi efek.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya auditor dan notaris.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi pembaharuan prospektus.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi bukti konfirmasi serta laporan bulanan reksa dana<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pengeluaran untuk keperluan mendesak demi kepentingan reksa dana.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Pembayaran pajak yang berkenaan dengan biaya-biaya tersebut. &nbsp;<\/span><\/li><\/ol><\/blockquote><ol start=\"1\" type=\"1\"><\/ol><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Sebenarnya investor secara tidak langsung telah membayar biaya tersebut, karena telah termasuk dalam harga reksa dana. Untuk mengetahui persentase biaya yang dibayarkan reksa dana terhadap total asetnya dapat dilihat pada laporan keuangan reksa dana.<\/span><\/p><p class=\"MsoNormal\" style=\"text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Perusahaan Manajer Investasi<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh perusahaan manajer investasi adalah biaya-biaya yang berkaitan dengan pembentukan awal reksa dana dan biaya promosi.<\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang dibayar oleh perusahaan manajer investasi adalah:<\/span><o:p><\/o:p><\/span><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya persiapan pembentukan reksa dana (pembentukan KIK dan dokumen yang diperlukan, termasuk imbalan jasa akuntan, konsultan hukum dan notaris).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pencetakan dan distribusi prospektus awal.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya administrasi pengelolaan portofolio reksa dana (telepon, fax, fotokopi, transportasi dari manajer investasi dalam menjalankan usahanya).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pemasaran dan promosi.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi formulir transaksi (formulir pembelian, penjualan kembali, pengalihan unit penyertaan dan bukti kepemilikan unit penyertaan).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pembubaran dan likuidasi.<\/span><\/blockquote><ol start=\"1\" type=\"1\"><\/ol><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b style=\"line-height: normal;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Investor<\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor adalah biaya yang dikeluarkan oleh investor saat berinvestasi reksa dana.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">Biaya yang dibayar oleh investor adalah:<\/span><\/p><blockquote style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya pembelian unit penyertaan (subscription fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya penjualan kembali unit penyertaan (redemption fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya pengalihan unit penyertaan (switching fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya transfer bank terkait transaksi<\/span><\/blockquote><p style=\"margin-top: 10px; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(68, 68, 68); text-align: justify;\"><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor adalah biaya-biaya yang terkait transaksi jual beli reksa dana itu sendiri.<\/span><\/span><\/p>","newsTitle":"Biaya Reksa Dana","news_content_english":null,"id":40,"publishedDate":"2019-04-18T17:57:06+07:00","category":"-","news_title_english":null,"imageLocation":"1e848866-ea6b-42cd-9475-cb8448aa4aca"},{"newsContent":"testtt 123","newsTitle":"tesst mantap","news_content_english":null,"id":37,"publishedDate":"2019-04-18T17:56:34+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"<p style=\"margin: 0in 0in 0.0001pt; vertical-align: baseline; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">Menjalankan reksa dana ibarat menjalankan suatu bisnis.<\/span><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">&nbsp;Tidak semua hal bisa dilakukan secara Cuma-Cuma atau gratis. Begitupun dengan reksa dana.<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">&nbsp;Jika dalam bisnis, pengusaha dan karyawan mengolah bahan baku menjadi barang jadi, maka dalam reksa dana bahan baku adalah uang yang diinvestasikan oleh para investor, bahan jadi adalah keuntungan yang diperoleh dari investasi saham, obligasi, dan pasar uang. Seperti halnya bisnis, menjalankan reksa dana juga butuh biaya. Ada biaya buat Manajer Investasi yang menjalankan pengelolaan, ada biaya buat si marketing yang memasarkan reksa dana, ada biaya buat si akuntan yang mengaudit reksa dana tersebut sehingga bisa ada laporan keuangan reksa dana<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">, ada pula biaya-biaya lainnya seperti biaya transfer, broker, pajak dan lain-lain.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">dalam pembagian pembayarannya pada reksa dana biaya-biaya yang dipakai dalam Reksadana<\/span><span class=\"apple-converted-space\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">dibebankan pada tiga pihak yakni Manajer Investasi<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt;\">, pada pihak reksa dana sendiri dan pada investor.<o:p><\/o:p><\/span><\/span><\/p><p style=\"margin: 0in 0in 0.0001pt; text-align: justify; line-height: 15.75pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; vertical-align: baseline;\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span lang=\"IN\"><br><\/span><\/span><\/p><p class=\"MsoNormal\" style=\"text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Reksa Dana<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayarkan oleh reksa dana adalah seluruh pengeluaran yang langsung dibebankan terhadap produk reksa dana. Biasanya angka pengeluaran ini dijelaskan dalam prospektus reksa dana. Ketika investor tahu Nilai aktiva bersih per unit penyertaan (NAB\/UP) berarti itu nilai investasi kemudian dikurangi oleh biaya-biaya yang menjadi tanggungan produk reksadana.<o:p><\/o:p><\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang menjadi beban reksa dana antara lain:<\/span><o:p><\/o:p><\/span><\/p><blockquote><ol><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya manajer investasi dan bank kustodian.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya transaksi dan registrasi efek.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya auditor dan notaris.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi pembaharuan prospektus.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi bukti konfirmasi serta laporan bulanan reksa dana<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pengeluaran untuk keperluan mendesak demi kepentingan reksa dana.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Pembayaran pajak yang berkenaan dengan biaya-biaya tersebut. &nbsp;<\/span><\/li><\/ol><\/blockquote><ol start=\"1\" type=\"1\"><\/ol><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Sebenarnya investor secara tidak langsung telah membayar biaya tersebut, karena telah termasuk dalam harga reksa dana. Untuk mengetahui persentase biaya yang dibayarkan reksa dana terhadap total asetnya dapat dilihat pada laporan keuangan reksa dana.<\/span><\/p><p class=\"MsoNormal\" style=\"text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Perusahaan Manajer Investasi<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh perusahaan manajer investasi adalah biaya-biaya yang berkaitan dengan pembentukan awal reksa dana dan biaya promosi.<\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang dibayar oleh perusahaan manajer investasi adalah:<\/span><o:p><\/o:p><\/span><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya persiapan pembentukan reksa dana (pembentukan KIK dan dokumen yang diperlukan, termasuk imbalan jasa akuntan, konsultan hukum dan notaris).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pencetakan dan distribusi prospektus awal.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya administrasi pengelolaan portofolio reksa dana (telepon, fax, fotokopi, transportasi dari manajer investasi dalam menjalankan usahanya).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pemasaran dan promosi.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya percetakan dan distribusi formulir transaksi (formulir pembelian, penjualan kembali, pengalihan unit penyertaan dan bukti kepemilikan unit penyertaan).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya pembubaran dan likuidasi.<\/span><\/blockquote><ol start=\"1\" type=\"1\"><\/ol><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><b style=\"line-height: normal;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Investor<\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor adalah biaya yang dikeluarkan oleh investor saat berinvestasi reksa dana.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">Biaya yang dibayar oleh investor adalah:<\/span><\/p><blockquote style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya pembelian unit penyertaan (subscription fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya penjualan kembali unit penyertaan (redemption fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya pengalihan unit penyertaan (switching fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya transfer bank terkait transaksi<\/span><\/blockquote><p style=\"margin-top: 10px; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(68, 68, 68); text-align: justify;\"><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 15pt; text-align: justify; line-height: 15pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\"><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor adalah biaya-biaya yang terkait transaksi jual beli reksa dana itu sendiri.<\/span><\/span><\/p>","newsTitle":"Biaya Reksa Dana","news_content_english":null,"id":41,"publishedDate":"2019-04-18T16:06:23+07:00","category":"-","news_title_english":null,"imageLocation":"a315409a-23ea-4d7a-bcdd-bad62cedf6a4"},{"newsContent":"Artikel Web","newsTitle":"Artikel Web Coyy","news_content_english":null,"id":36,"publishedDate":"2019-04-12T18:12:20+07:00","category":"-","news_title_english":null,"imageLocation":"7ce7ef95-37af-47d6-8652-e0d6c625fcc6"},{"newsContent":"TESS","newsTitle":"TESSS","news_content_english":null,"id":39,"publishedDate":"2019-04-12T18:08:26+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"TESS","newsTitle":"TESSS","news_content_english":null,"id":38,"publishedDate":"2019-04-12T18:08:20+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"<p style=\"margin: 0in 0in 0.0001pt; vertical-align: baseline; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-attachment: initial; background-color: white; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Menjalankan\nreksa dana ibarat menjalankan suatu bisnis.<\/span><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\"> Tidak semua\nhal bisa dilakukan secara Cuma-Cuma atau gratis. Begitupun dengan reksa dana.<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-attachment: initial; background-color: white; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"> Jika dalam bisnis, pengusaha dan karyawan mengolah\nbahan baku menjadi barang jadi, maka dalam reksa dana bahan baku adalah uang\nyang diinvestasikan oleh para investor, bahan jadi adalah keuntungan yang\ndiperoleh dari investasi saham, obligasi, dan pasar uang. Seperti halnya\nbisnis, menjalankan reksa dana juga butuh biaya. Ada biaya buat Manajer\nInvestasi yang menjalankan pengelolaan, ada biaya buat si marketing yang\nmemasarkan reksa dana, ada biaya buat si akuntan yang mengaudit reksa dana\ntersebut sehingga bisa ada laporan keuangan reksa dana<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-image: initial; background-attachment: initial; background-color: white; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">, ada\npula biaya-biaya lainnya seperti biaya transfer, broker, pajak dan lain-lain. <\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\">dalam\npembagian pembayarannya pada reksa dana biaya-biaya yang dipakai dalam Reksadana<\/span><span class=\"apple-converted-space\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\">&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\">dibebankan pada tiga pihak yakni Manajer Investasi<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15.75pt; background-color: white;\">,\npada pihak reksa dana sendiri dan pada investor.<o:p><\/o:p><\/span><\/span><\/p><p style=\"margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:15.75pt;\nbackground:white;vertical-align:baseline\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span lang=\"IN\"><br><\/span><\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;\ntext-align:justify;line-height:normal;mso-outline-level:3;background:white\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Reksa Dana<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayarkan oleh reksa\ndana adalah seluruh pengeluaran yang langsung dibebankan terhadap produk reksa\ndana. Biasanya angka pengeluaran ini dijelaskan dalam prospektus reksa dana.\nKetika investor tahu Nilai aktiva bersih per unit penyertaan (NAB\/UP) berarti\nitu nilai investasi kemudian dikurangi oleh biaya-biaya yang menjadi tanggungan\nproduk reksadana.<o:p><\/o:p><\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang menjadi beban reksa\ndana antara lain:<\/span><o:p><\/o:p><\/span><\/p><blockquote><ol><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     manajer investasi dan bank kustodian.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     transaksi dan registrasi efek.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     auditor dan notaris.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     percetakan dan distribusi pembaharuan prospektus.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     percetakan dan distribusi bukti konfirmasi serta laporan bulanan reksa\n     dana<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     pengeluaran untuk keperluan mendesak demi kepentingan reksa dana.<\/span><\/li><li><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Pembayaran\n     pajak yang berkenaan dengan biaya-biaya tersebut. &nbsp;<\/span><\/li><\/ol><\/blockquote><ol start=\"1\" type=\"1\">\n<\/ol><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Sebenarnya investor secara tidak\nlangsung telah membayar biaya tersebut, karena telah termasuk dalam harga reksa\ndana. Untuk mengetahui persentase biaya yang dibayarkan reksa dana terhadap\ntotal asetnya dapat dilihat pada laporan keuangan reksa dana.<\/span><\/p><p class=\"MsoNormal\" style=\"mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;\ntext-align:justify;line-height:normal;mso-outline-level:3;background:white\"><b><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Perusahaan Manajer Investasi<o:p><\/o:p><\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh perusahaan\nmanajer investasi adalah biaya-biaya yang berkaitan dengan pembentukan awal\nreksa dana dan biaya promosi.<\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\"><span style=\"font-weight: bold;\">Biaya-biaya yang dibayar oleh\nperusahaan manajer investasi adalah:<\/span><o:p><\/o:p><\/span><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     persiapan pembentukan reksa dana (pembentukan KIK dan dokumen yang\n     diperlukan, termasuk imbalan jasa akuntan, konsultan hukum dan notaris).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     pencetakan dan distribusi prospektus awal.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     administrasi pengelolaan portofolio reksa dana (telepon, fax, fotokopi,\n     transportasi dari manajer investasi dalam menjalankan usahanya).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     pemasaran dan promosi.<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     percetakan dan distribusi formulir transaksi (formulir pembelian,\n     penjualan kembali, pengalihan unit penyertaan dan bukti kepemilikan unit\n     penyertaan).<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt; text-align: justify;\">Biaya\n     pembubaran dan likuidasi.<\/span><\/blockquote><ol start=\"1\" type=\"1\">\n<\/ol><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><b style=\"line-height: normal;\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya Investasi Reksadana yang Dibayar oleh Investor<\/span><\/b><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\" style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor\nadalah biaya yang dikeluarkan oleh investor saat berinvestasi reksa dana.&nbsp;<\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">Biaya yang dibayar oleh investor\nadalah:<\/span><\/p><blockquote style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya\n     pembelian unit penyertaan (subscription fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya\n     penjualan kembali unit penyertaan (redemption fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya\n     pengalihan unit penyertaan (switching fee)<br><\/span><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium; line-height: 15pt;\">biaya\n     transfer bank terkait transaksi<\/span><\/blockquote><p style=\"margin-top: 10px; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(68, 68, 68); text-align: justify;\">\n\n\n\n\n\n\n<!--[if gte mso 9]><xml>\n <o:DocumentProperties>\n  <o:Revision>0<\/o:Revision>\n  <o:TotalTime>0<\/o:TotalTime>\n  <o:Pages>1<\/o:Pages>\n  <o:Words>556<\/o:Words>\n  <o:Characters>3172<\/o:Characters>\n  <o:Company>Private<\/o:Company>\n  <o:Lines>26<\/o:Lines>\n  <o:Paragraphs>7<\/o:Paragraphs>\n  <o:CharactersWithSpaces>3721<\/o:CharactersWithSpaces>\n  <o:Version>14.0<\/o:Version>\n <\/o:DocumentProperties>\n<\/xml><![endif]-->\n\n<!--[if gte mso 9]><xml>\n <w:WordDocument>\n  <w:View>Normal<\/w:View>\n  <w:Zoom>0<\/w:Zoom>\n  <w:TrackMoves><\/w:TrackMoves>\n  <w:TrackFormatting><\/w:TrackFormatting>\n 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5.4pt;\n\tmso-para-margin-top:0in;\n\tmso-para-margin-right:0in;\n\tmso-para-margin-bottom:10.0pt;\n\tmso-para-margin-left:0in;\n\tline-height:115%;\n\tmso-pagination:widow-orphan;\n\tfont-size:11.0pt;\n\tfont-family:Calibri;\n\tmso-ascii-font-family:Calibri;\n\tmso-ascii-theme-font:minor-latin;\n\tmso-hansi-font-family:Calibri;\n\tmso-hansi-theme-font:minor-latin;\n\tmso-ansi-language:IN;}\n<\/style>\n<![endif]-->\n\n\n\n<!--StartFragment-->\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<!--EndFragment--><\/p><p class=\"MsoNormal\" style=\"margin-bottom:15.0pt;text-align:justify;line-height:\n15.0pt;background:white\"><span lang=\"IN\"><span style=\"font-family: &quot;Comic Sans MS&quot;; font-size: medium;\">Biaya yang dibayar oleh investor\nadalah biaya-biaya yang terkait transaksi jual beli reksa dana itu sendiri.<\/span><span style=\"font-size: 12pt; font-family: &quot;Times New Roman&quot;;\"><o:p><\/o:p><\/span><\/span><\/p>","newsTitle":"Mengenal Biaya Reksadana","news_content_english":null,"id":10,"publishedDate":"2019-04-10T10:39:15+07:00","category":"-","news_title_english":null,"imageLocation":"fc938073-a01d-4074-bd2a-b6fc0d3d8c35"},{"newsContent":"testtt","newsTitle":"test","news_content_english":null,"id":35,"publishedDate":"2019-04-05T11:05:45+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"<span style=\"font-weight: bold;\">TEST ARTIKEL&nbsp;<\/span><div><br><\/div><div><ol><li>Tulisan Biasa<\/li><li><span style=\"font-weight: bold;\">Tulisan Tebal<\/span><\/li><li><span style=\"font-style: italic;\">Tulisan Miring<\/span><\/li><li><span style=\"text-decoration-line: underline;\">Tulisan Underline<\/span><\/li><li><span style=\"text-decoration-line: underline line-through;\">Tulisan Coret<\/span><\/li><\/ol><\/div>","newsTitle":"Artikel Test","news_content_english":null,"id":33,"publishedDate":"2019-03-28T17:19:16+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"<p style=\"box-sizing: inherit; color: rgb(0, 0, 0); font-family: Verdana, sans-serif; font-size: 15px;\"><b style=\"box-sizing: inherit;\">This text is bold<\/b><\/p><p style=\"box-sizing: inherit; color: rgb(0, 0, 0); font-family: Verdana, sans-serif; font-size: 15px;\"><i style=\"box-sizing: inherit;\">This text is italic<\/i><\/p><p style=\"box-sizing: inherit; color: rgb(0, 0, 0); font-family: Verdana, sans-serif; font-size: 15px;\">This is<span style=\"box-sizing: inherit; font-size: 11.25px; line-height: 0; position: relative; vertical-align: baseline; bottom: -0.25em;\">&nbsp;subscript<\/span>&nbsp;and&nbsp;<span style=\"box-sizing: inherit; font-size: 11.25px; line-height: 0; position: relative; vertical-align: baseline; top: -0.5em;\">superscript<\/span><\/p>","newsTitle":"Test 2","news_content_english":null,"id":34,"publishedDate":"2019-03-28T17:07:31+07:00","category":"-","news_title_english":null,"imageLocation":""},{"newsContent":"Dana Moneter Internasional atau IMF untuk pertama kalinya dalam beberapa tahun terakhir optimis dengan pertumbuhan ekonomi global. Walaupun begitu, lembaga dunia tersebut mengkhawatirkan sebuah masalah baru, yaitu meningkatnya utang di negara-negara dengan perekonomian terbesar di dunia.<br><br>\u201cTingkat utang meningkat di negara-negara ekonomi G-20,\u201d ucap Tobias Adrian, kepala Divisi moneter dan pasar modal IMF, dalam laporan terbaru World Economic Outlook di Washington, Rabu (11\/10). Di antara negara-negara tersebut, jumlah utang dari perusahaan-perusahaan swasta lebih tinggi dibandingkan sebelum krisis keuangan global pada 2008-2009. Selain itu, beratnya beban pembayaran pokok dan bunga utang juga melonjak di beberapa negara yang mapan perekonomiannya. Adrian mencatat bahwa tingkat suku bunga yang sangat rendah dalam beberapa tahun terakhir telah memungkinkan negara-negara untuk meminjam dengan mudah.","newsTitle":"IMF Khawatirkan Utang Negara-Negara G-20","news_content_english":null,"id":16,"publishedDate":"2019-03-21T13:31:28+07:00","category":"-","news_title_english":null,"imageLocation":"738b7593-edca-4869-b29a-0c5bf61e063a"},{"newsContent":"<p class=\"MsoNormal\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; font-weight: bold; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Reksadana<\/span><span class=\"apple-converted-space\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">&nbsp;<\/span><\/span><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">adalah&nbsp;<\/span><span style=\"font-size: 12pt; line-height: 18.4px; color: black; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">suatu wadah untuk menghimpun dana dari masyarakat yang selanjutnya diinvestasikan ke dalam portofolio efek seperti saham, obligasi dan pasar uang untuk dikelola secara professional oleh Manajer Investasi.<\/span><span style=\"font-size: 10pt; line-height: 15.3333px; color: black; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">&nbsp;<\/span><span style=\"font-size: 10pt; line-height: 15.3333px;\"><o:p><\/o:p><\/span><\/span><\/p><p><\/p><blockquote style=\"text-align: justify;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px;\">Pengertian&nbsp;reksa dana&nbsp;menurut&nbsp;Pasal 1 angka 27&nbsp;<\/span><span lang=\"IN\"><a href=\"http:\/\/www.hukumonline.com\/pusatdata\/detail\/12421\/node\/333\/uu-no-8-tahun-1995-pasar-modal\"><span style=\"font-size: 12pt; line-height: 18.4px; color: windowtext;\">UU No. 8 Tahun 1995 tentang Pasar Modal<\/span><\/a><\/span><\/span><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\">(\u201cUUPM\u201d) adalah&nbsp;wadah yang dipergunakan untuk menghimpun dana dari masyarakat pemodal untuk selanjutnya diinvestasikan dalam Portofolio Efek oleh Manajer Investasi.<\/span><\/span><\/blockquote><p class=\"MsoNormal\" style=\"margin-bottom: 0.0001pt; line-height: normal; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt;\"><o:p><\/o:p><\/span><\/span><\/p><p class=\"MsoNormal\" style=\"margin-bottom: 0.0001pt; line-height: normal; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span style=\"font-size: 12pt; line-height: 18.4px;\">Dalam kesehariannya, manusia menggunakan produk dan jasa dari berbagai perusahaan. Sebagai gambaran:<\/span><br><\/span><\/p><p class=\"MsoNormal\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; font-family: &quot;Comic Sans MS&quot;; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Ketika bangun tidur, kita mandi dan menggunakan produk seperti odol dan sabun. Salah satu produsennya adalah Unilever. Waktu berangkat kerja, menggunakan kendaraan mobil yang diproduksi oleh Astra Internasional. Perjalanan ke kantor menggunakan jalan tol yang dimiliki Jasa Marga. Untuk membayar biaya tol menggunakan kartu<span class=\"apple-converted-space\">&nbsp;<\/span><em>e-Money<\/em><span class=\"apple-converted-space\">&nbsp;<\/span>yang dikeluarkan oleh Bank Mandiri<o:p><\/o:p><\/span><\/p><p class=\"MsoNormal\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; font-family: &quot;Comic Sans MS&quot;; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Nama-nama perusahaan di atas seperti Unilever, Astra Internasionl, Jasa Marga dan Bank Mandiri adalah perusahaan terbuka yang salah satu sumber pendanaan perusahaan berasal dari penerbitan efek saham dan obligasi.<o:p><\/o:p><\/span><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Efek saham adalah surat berharga yang menyatakan kepemilikan suatu perusahaan. Dengan berinvestasi pada saham berarti seseorang menjadi pemilik perusahaan.<\/span><\/span><\/blockquote><p class=\"MsoNormal\" style=\"text-align: justify;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; font-family: &quot;Comic Sans MS&quot;;\"><\/span><\/p><p class=\"MsoNormal\"><\/p><blockquote><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Efek obligasi adalah surat berharga yang menyatakan bukti hutang suatu perusahaan. Dengan berinvestasi pada obligasi berarti seseorang memberikan pinjaman kepada perusahaan.<\/span><\/span><\/blockquote><p><span style=\"font-family: &quot;Comic Sans MS&quot;;\"><span lang=\"IN\" style=\"font-size: 12pt; line-height: 18.4px;\"><br><span style=\"background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\">Sedangkan portfolio efek adalah&nbsp;<\/span><\/span><\/span><span style=\"font-size: 12pt; line-height: 18.4px; color: rgb(34, 34, 34); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;\"><span style=\"font-family: &quot;Comic Sans MS&quot;;\">kumpulan efek saham dan obligasi yang dimiliki oleh orang perseorangan, perusahaan, usaha bersama, asosiasi, atau kelompok yang terorganisasi berupa surat berharga.<\/span><\/span><\/p>","newsTitle":"Apa itu REKSADANA","news_content_english":null,"id":9,"publishedDate":"2019-03-20T15:55:08+07:00","category":"-","news_title_english":null,"imageLocation":"cbeed92f-a5d0-4e1d-99e7-03a959af3d43"}]} [] []
  15. [2019-05-27 06:11:40] Investasik.DEBUG: API: http://202.158.10.122:8081/avantrade-portal-core/fundPackages/getProductLists [] []
  16. [2019-05-27 06:11:42] Investasik.DEBUG: Response: {"code":0,"info":"Package List successfully loaded","data":[{"package_type":"Pendapatan Tetap","package_list":[{"last_nav_date":"2019-05-22","image":"2798037e-20d2-49f9-a6cf-44aa90193cf1","last_nav":2004.0011,"product_recommend":false,"perf_oneyear":0.0129073847832,"product_risk":"Konservatif (Low to Moderate)","name":"Danareksa Gebyar Indonesia II","id":14,"total_fund":1},{"last_nav_date":"2019-05-22","image":"4b9e5764-02fe-4c3c-aa98-bd9da0c48a0f","last_nav":1310.5306,"product_recommend":false,"perf_oneyear":0.00726907713864,"product_risk":"Konservatif (Low to Moderate)","name":"Danareksa Melati Pendapatan Utama","id":16,"total_fund":1},{"last_nav_date":"2019-05-22","image":"7c7a3ed9-4c21-476f-9139-8a9eda3ad0fb","last_nav":1129.2932,"product_recommend":false,"perf_oneyear":0.0134417120331,"product_risk":"Konservatif (Low to Moderate)","name":"Danareksa Pendapatan Tetap Indonesia Sehat","id":38,"total_fund":1}],"type_code":"FI"},{"package_type":"Indeks Syariah","package_list":[{"last_nav_date":"2019-05-22","image":"9ccb5ef5-2674-4736-84b9-50b2c3809897","last_nav":2947.56,"product_recommend":false,"perf_oneyear":0.0494280333104,"product_risk":"Agresif (High)","name":"Danareksa Indeks Syariah","id":30,"total_fund":1}],"type_code":"IS"},{"package_type":"Campuran","package_list":[{"last_nav_date":"2019-05-22","image":"3b5aa9df-5034-4581-847d-824eb5152b7c","last_nav":3880.71,"product_recommend":false,"perf_oneyear":0.0523245881635,"product_risk":"Moderat (Moderate)","name":"Danareksa Anggrek Fleksibel","id":29,"total_fund":1},{"last_nav_date":"2019-05-22","image":"6a18d91f-1fb1-43d6-8c97-05f917a888c9","last_nav":5984.45,"product_recommend":false,"perf_oneyear":0.0405128076643,"product_risk":"Moderat (Moderate)","name":"Danareksa Syariah Berimbang","id":13,"total_fund":1}],"type_code":"BL"},{"package_type":"Saham","package_list":[{"last_nav_date":"2019-05-22","image":"9a92594a-5ae5-4635-a81b-3884d2e3da4c","last_nav":9208.4253,"product_recommend":false,"perf_oneyear":0.0468488706645,"product_risk":"Agresif (High)","name":"Danareksa Mawar","id":31,"total_fund":1},{"last_nav_date":"2019-05-22","image":"7c934691-72fa-4343-b20a-412b8c2bb968","last_nav":1775.495,"product_recommend":false,"perf_oneyear":0.0551090568665,"product_risk":"Agresif (High)","name":"Danareksa Mawar Fokus 10","id":32,"total_fund":1},{"last_nav_date":"2019-05-22","image":"d2a370d6-35f5-415e-8932-7fcfcccaea34","last_nav":1890.5416,"product_recommend":false,"perf_oneyear":0.0667385596711,"product_risk":"Agresif (High)","name":"Danareksa Mawar Konsumer 10","id":34,"total_fund":1},{"last_nav_date":"2019-05-22","image":"bd20c91a-0b66-466c-9a87-ab4fde21b875","last_nav":1421.6284,"product_recommend":false,"perf_oneyear":0.0618264005282,"product_risk":"Agresif (High)","name":"Danareksa Mawar Rotasi Sektor Strategis","id":40,"total_fund":1},{"last_nav_date":"2019-05-22","image":"null","last_nav":950.7794,"product_recommend":false,"perf_oneyear":0.052178354071,"product_risk":"Agresif (High)","name":"Danareksa Syariah Saham","id":39,"total_fund":1}],"type_code":"EQ"},{"package_type":"Pasar Uang","package_list":[{"last_nav_date":"2019-05-22","image":"85ebd61a-373f-4759-9152-df2a6adff723","last_nav":1406.4962,"product_recommend":false,"perf_oneyear":-0.2967519,"product_risk":"Sangat Konservatif (Low)","name":"Danareksa Seruni Pasar Uang II","id":19,"total_fund":1}],"type_code":"MM"}]} [] []
  17. [2019-05-27 06:11:42] Investasik.DEBUG: API: http://202.158.10.122:8081/avantrade-portal-core/question/getPublicRiskProfile [] []
  18. [2019-05-27 06:11:42] Investasik.DEBUG: Response: {"code":0,"info":"Public Risk Profile data loaded","data":[{"code":"Jangka Waktu Investasi","id":42,"value":"Jangka waktu investasi yang Anda harapkan","option":[{"code":"2a","id":88,"value":"< 2 tahun"},{"code":"2b","id":89,"value":"2 \u2013 5 tahun"},{"code":"2c","id":90,"value":"> 5 tahun"}]},{"code":"Kepentingan atas Pokok Investasi","id":46,"value":"Pandangan Anda terhadap kemungkinan kerugian investasi","option":[{"code":"6a","id":104,"value":"Tidak dapat menerima kerugian apapun"},{"code":"6b","id":105,"value":"Dapat menerima kerugian dalam jumlah relatif kecil"},{"code":"6c","id":106,"value":"Dapat menerima kerugian apapun"}]},{"code":"Pemahaman Terhadap Produk Investasi","id":44,"value":"Pemahaman Anda terhadap produk investasi DIM","option":[{"code":"4a","id":96,"value":"Kurang memahami "},{"code":"4b","id":97,"value":"Memahami sebagian"},{"code":"4c","id":98,"value":"Memahami keseluruhan"}]},{"code":"Porsi Dana Investasi Terhadap Aset","id":43,"value":"Persentase dana yang Anda investasikan","option":[{"code":"3a","id":92,"value":"< 35%"},{"code":"3b","id":93,"value":"35-70%"},{"code":"3c","id":94,"value":">70%"}]},{"code":"Toleransi Risiko","id":45,"value":"Toleransi risiko investasi Anda","option":[{"code":"5a","id":100,"value":"Rendah, mengutamakan kestabilan"},{"code":"5b","id":101,"value":"Sedang, bisa menerima sedikit risiko"},{"code":"5c","id":102,"value":"Tinggi, berani menghadapi risiko"}]},{"code":"Tujuan Investasi","id":41,"value":"Untuk apa Anda berinvestasi?","option":[{"code":"1a","id":84,"value":"Pendapatan berkala"},{"code":"1b","id":85,"value":"Pendapatan dan pertumbuhan nilai"},{"code":"1c","id":86,"value":"Investasi jangka panjang"}]}]} [] []
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