require "faster_csv"

    your_csv_file = "#{RAILS_ROOT}/db/yourfile.csv"

    FCSV.foreach( "#{library_file}", :headers => true, :header_converters => :symbol, :col_sep => "\t") do |line|
      # now you have access to an array called line
      first_value = line[0]
      second_value = line[1]
      # etc. etc.

      # if you do this next line, now you can access the rows like:   atts[:name_of_column]
      atts        = line.to_hash

      # here you can create active record models, using things like:
      Model.find_or_create_by_name_and_body(atts[:name], atts[:body])

     end