Excess Problem

Sound like an idealist who is also blinded by naivety, things alleviated with age.
Seems to me like you're still figuring things out, keep thinking.
Inevitably you realize that none of what should happens, happens, because the very base petty nature of human beings is selfish survival. When it comes down to it, humans don't function as a society, nor as an unorganized, divided collective. When it really comes down to it, humans only care about themselves and their raw urges and needs. Food, Shelter, and when times are good, Reproduction. The fact that industrialized society can't even sustain the base foundation of human life because it caters to dependence and nihilistic infinite-duplication of a finite world for conceptualized profits that aren't actually real, required, or backed by anything that has a tangible worth and use, is it's own self destructive pursuit. When there is self-detriment there is hardly ever self-growth. Telling people what they want to hear is a lot easier than telling them what they *NEED* to hear to become better. Catering to what people *want* keeps them from becoming strong enough to have the capacity to gain what they *need* on their own, to survive. Society coddles people into weakness, mental/physical/spiritual. Weak people are inherently less inclined to want or do beneficial things. People who don't take or want good actions become complacent and complacency is stagnation, stagnation is death.

Society is dying, so no: You can't print money out of thin air without repercussions and no matter how good it sounds, sorry, you can't have everything for free and anyone who tells you that you can does not have your best interest in mind. Keep in mind, the borrower is slave to the lendor. That means, what you owe to someone else controls what you must do in your life as a result. That is why independence is better than dependence, that is why a society that encourages a centralized system of dependence will ALWAYS fail until we are the Borg from Star Trek, individuality will always supersede that collective, because, without a way for the collective to force it's conscious onto the whole, it cannot force its will and thus action. And really, when we're talking about society, we're talking about people who have power and want control and whenever we talk about that, it always ends up a conversation about Mind Control and other alternative methods of forcing people to do things they don't want to do, against their will, generally for the benefit of another and not themself. The world is dismal and the only good deed is the attempt to make it better, not for the collective, but for EVERY SELF. For you, for me, for every one. The only thing that stands in the way of that peachy vision is the fact that some humans are selfish and some are selfless. Some take, others give; with the problem being the ones who take and don't want to give while also wanting of others to not have anything. Selfishness and Greed are the true problems and until the human species self-reflects and does some personal growth beyond materialism and lustful urges, they will forever be doomed to extinction due to their own action and inaction.

So, in a nutshell: The problem with our shared life experience in our shared world is Excess, Greed, and Blind, Naive Selfishness.