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  1. <div class="hidden-xs hidden-sm row text-center nav-top">
  2. <table style="height: 5049px;" width="1037">
  3. <tbody>
  4. <tr>
  5. <td style="vertical-align: top;" colspan="2">
  6. <div class="row">
  7. <div class="col-xs-9 col-sm-10 col-md-5">
  8. <div class="row">
  9. <div class="col-xs-9 col-sm-10 col-md-5">
  10. <h3><strong><a id="back-to-top"></a>Offer your members a trusted brand with financial strength.</strong></h3>
  11. Your members know and trust the MetLife brand.
  12. <ul>
  13. <li>MetLife’s financial strength ratings are among the highest in the industry.<sup>1</sup></li>
  14. <li>We have the financial strength to deliver on our guarantees.<sup>2</sup></li>
  15. </ul>
  16. <a id="metlife-auto-home"></a>By offering access to MetLife’s and its affiliates’ products, you bring this strength to your members. We know that one of the best ways we can help you grow your membership is to offer access to the high quality benefits your membership is seeking.
  17.  
  18. </div>
  19. </div>
  20. </div>
  21. </div></td>
  22. </tr>
  23. <tr>
  24. <td style="vertical-align: top;"><a href="http://www.memberadvantage1.com/wp-content/uploads/2015/02/AH.png"><img class=" size-full wp-image-2045 aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/AH.png" alt="AH" width="169" height="163" /></a></td>
  25. <td>
  26. <div class="row">
  27. <div class="col-xs-9 col-sm-10 col-md-5">
  28. <div class="row">
  29. <div class="col-xs-9 col-sm-10 col-md-5">
  30. <div class="row">
  31. <div class="col-xs-9 col-sm-10 col-md-5">
  32. <h4 style="text-align: left;"><strong>MetLife Auto &amp; Home®</strong></h4>
  33. </div>
  34. </div>
  35. <div class="row" style="text-align: left;">
  36. <div class="col-xs-12 col-md-5 col-md-offset-4 ah-tagline">
  37. <h5>If you're thinking about auto or home insurance, now is a great time.</h5>
  38. </div>
  39. </div>
  40. <div class="row">
  41. <div class="col-xs-12 col-md-5 col-md-offset-4">
  42. <p style="text-align: left;">You could get great coverage and start saving with special discounts and flexible payment options from MetLife Auto &amp; Home®<sup class="footnote-ah">5</sup>.</p>
  43. <p style="text-align: left;"><a id="accidental-death-insurance"></a>The real test of an insurance company is how it performs when you need it. MetLife Auto &amp; Home is committed to providing you with superior claim service. We go beyond just saving you money now. We provide you with peace of mind when it counts — after an accident — by providing you with access to facilities that will guarantee your repair. Now, that's something you can take to the bank. For more details, visit the MetLife Auto &amp; Home Insurance page. <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span></p>
  44.  
  45. </div>
  46. </div>
  47. </div>
  48. </div>
  49. </div>
  50. </div></td>
  51. </tr>
  52. <tr>
  53. <td style="vertical-align: top;"><img class="aligncenter wp-image-2045 size-full" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/AH.png" alt="AH" width="169" height="163" /></td>
  54. <td>
  55. <div class="row">
  56. <div class="col-xs-9 col-sm-10 col-md-5">
  57. <div class="row">
  58. <div class="col-xs-9 col-sm-10 col-md-5">
  59. <h4 style="text-align: left;"><strong>MetLife Auto &amp; Home®</strong></h4>
  60. </div>
  61. </div>
  62. <div class="row" style="text-align: left;">
  63. <div class="col-xs-12 col-md-5 col-md-offset-4 ah-tagline">
  64. <h5>If you're thinking about auto or home insurance, now is a great time.</h5>
  65. </div>
  66. </div>
  67. <div class="row">
  68. <div class="col-xs-12 col-md-5 col-md-offset-4">
  69. <p style="text-align: left;">You could get great coverage and start saving with special discounts and flexible payment options from MetLife Auto &amp; Home®<sup class="footnote-ah">5</sup>.</p>
  70. <p style="text-align: left;"><a id="accidental-death-insurance"></a>The real test of an insurance company is how it performs when you need it. MetLife Auto &amp; Home is committed to providing you with superior claim service. We go beyond just saving you money now. We provide you with peace of mind when it counts — after an accident — by providing you with access to facilities that will guarantee your repair. Now, that's something you can take to the bank. For more details, visit the MetLife Auto &amp; Home Insurance page. <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span></p>
  71.  
  72. </div>
  73. </div>
  74. </div>
  75. </div></td>
  76. </tr>
  77. <tr>
  78. <td style="vertical-align: top;"> <img class="img-responsive alignleft" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/accident.png" alt="" width="180" height="142" /></td>
  79. <td>
  80. <div class="row">
  81. <div class="col-xs-9 col-sm-10 col-md-5">
  82. <div class="row">
  83. <div class="col-xs-9 col-sm-10 col-md-5">
  84. <div class="row">
  85. <div class="col-xs-9 col-sm-10 col-md-5">
  86. <h4 style="text-align: left;"><strong>Accidental Death Insurance</strong></h4>
  87. </div>
  88. </div>
  89. <div class="row" style="text-align: left;">
  90. <div class="col-xs-12 col-md-5 col-md-offset-4 adi-tagline">
  91.  
  92. Help ease financial burdens after a tragedy.
  93.  
  94. </div>
  95. </div>
  96. <div class="row">
  97. <div class="col-xs-12 col-md-5 col-md-offset-4">
  98. <p style="text-align: left;"><strong>Accidental Death Insurance</strong> from MetLife pays a lump sum benefit to beneficiaries in the event of an unexpected tragedy. Take steps to give your loved ones the protection they deserve in their time of need. Accidental Death Insurance from MetLife has affordable premiums, a simple application that requires no medical exam, no waiting period and guaranteed acceptance for applicants aged 18 to 80.<sup class="footnote-adi">1</sup> <sup class="footnote-adi"><span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span></sup><sup class="footnote-adi">
  99. </sup></p>
  100.  
  101. </div>
  102. </div>
  103. </div>
  104. </div>
  105. </div>
  106. </div></td>
  107. </tr>
  108. <tr>
  109. <td style="vertical-align: top;"> <img class="img-responsive aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/siti_63.png" alt="" width="133" height="135" /></td>
  110. <td>
  111. <div class="row">
  112. <div class="col-xs-9 col-sm-10 col-md-5">
  113. <div class="row">
  114. <div class="col-xs-9 col-sm-10 col-md-5">
  115. <div class="row">
  116. <div class="col-xs-9 col-sm-10 col-md-5">
  117. <div class="row">
  118. <div class="col-xs-9 col-sm-10 col-md-5">
  119. <h4><strong>Simplified Issue Term Life Insurance</strong></h4>
  120. </div>
  121. </div>
  122. <div class="row">
  123. <div class="col-xs-12 col-md-5 col-md-offset-4 sit-tagline">
  124.  
  125. Protect your family against the unexpected in a few easy steps
  126.  
  127. </div>
  128. </div>
  129. <div class="row">
  130. <div class="col-xs-12 col-md-5 col-md-offset-4">
  131.  
  132. <a id="guaranteed-issue-whole-life-insurance"></a>Have you been putting off getting life insurance because you thought it was too expensive or too complicated? <strong>Simplified Issue Term life Insurance</strong> from MetLife offers an affordable way to ensure obligations like a mortgage or college tuition are paid if the unfortunate occurs, and can also be a smart supplement to permanent life insurance during times of high expenses.<sup class="footnote-sit">2 <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span>
  133. </sup>
  134.  
  135. </div>
  136. </div>
  137. </div>
  138. </div>
  139. </div>
  140. </div>
  141. </div>
  142. </div></td>
  143. </tr>
  144. <tr>
  145. <td style="vertical-align: top;"> <img class="img-responsive aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/wholelife_103.png" alt="" width="163" height="127" /></td>
  146. <td>
  147. <div class="row">
  148. <div class="col-xs-9 col-sm-10 col-md-5">
  149. <h4 style="text-align: left;"><strong>Guaranteed Issue Whole Life Insurance</strong></h4>
  150. </div>
  151. </div>
  152. <div class="row" style="text-align: left;">
  153. <div class="col-xs-12 col-md-5 col-md-offset-4 giwl-tagline">
  154.  
  155. Get a fixed rate for coverage, and a guarantee you won't be turned down.
  156.  
  157. </div>
  158. </div>
  159. <div class="row">
  160. <div class="col-xs-12 col-md-5 col-md-offset-4">
  161. <p style="text-align: left;"><a id="metlife-defender"></a>Make sure that unexpected expenses such as unpaid loans, credit card debt, medical bills, and funeral costs are covered for the people you care about. With <strong>Guaranteed Issue Whole Life Insurance</strong> from MetLife, individuals aged 45-75 can't be turned down for medical reasons, and the rate for a policy won't go up over time.<sup class="footnote-giwl">3 <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span>
  162. </sup></p>
  163.  
  164. </div>
  165. </div></td>
  166. </tr>
  167. <tr>
  168. <td style="vertical-align: top;"> <img class="img-responsive aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/Defender.png" alt="" width="145" height="145" /></td>
  169. <td>
  170. <div class="row">
  171. <div class="col-xs-9 col-sm-10 col-md-5">
  172. <h4 style="text-align: left;"><strong>MetLife Defender</strong></h4>
  173. </div>
  174. </div>
  175. <div class="row" style="text-align: left;">
  176. <div class="col-xs-12 col-md-5 col-md-offset-4 defender-tagline">
  177.  
  178. <a id="cancerwise"></a>The online world can be a dangerous place, no matter your age - and now you can keep your entire family safe.
  179.  
  180. </div>
  181. </div>
  182. <div class="row">
  183. <div class="col-xs-12 col-md-5 col-md-offset-4">
  184. <p style="text-align: left;">We know that keeping your loved ones protected online is important, and that's why we've worked with MetLife to offer you MetLife Defender*. It provides identity theft protection, credit monitoring, financial and medical information security, child predator and cyber-bullying safeguards, and more. It's competitively priced for individual and family plans,* and if your identity is breached, MetLife Defender will spend up to $5 million to help restore and recoup damages, including <strong>24/7</strong> customer support.** <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span></p>
  185.  
  186. <div class="fine-print">*MetLife Defender Household Plan covers two adults and all children under 18 years old in your household.</div>
  187. <div class="fine-print">**If a member becomes a victim of fraud involving unauthorized use of personal information resulting from the failure of or defect in MetLife Defender services, the MetLife Defender Service Guarantee will pay up to $5 million to third-party professionals for services that MetLife Defender deems reasonably necessary to recover the member's out-of-pocket losses resulting from the fraud. The Service Guarantee is subject to conditions, exclusions and limitations.</div>
  188. </div>
  189. </div></td>
  190. </tr>
  191. <tr>
  192. <td style="vertical-align: top;"> <img class="img-responsive aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/Cancerwise.png" alt="" width="128" height="128" /></td>
  193. <td>
  194. <div class="row">
  195. <div class="col-xs-9 col-sm-10 col-md-5">
  196. <h4><strong>CancerWise ©</strong></h4>
  197. A diagnosis of cancer is never easy-but we can help you and your loved ones manage related costs.
  198.  
  199. That's why we're offering you The CancerWise © Plan***. It's a cancer only supplemental insurance policy underwritten by The Chesapeake Life Insurance Company © and brought to you by MetLife.
  200.  
  201. </div>
  202. </div>
  203. <div class="row">
  204. <div class="col-xs-12 col-md-5 col-md-offset-4">
  205.  
  206. <a id="protectfit"></a>It's also an affordable way to pay for expenses related to this disease so you can focus on what's most important to you and your family. The CancerWise Plan pays a one-time lump sum cash benefit to help with anything — transportation to and from treatment, hotel stays, deductibles, co-payments, or just life's daily expenses. <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span>
  207. <div class="fine-print">***CancerWise® is an insurance policy underwritten and administered by The Chesapeake Life Insurance Company, The Chesapeake Life Insurance Company, 9151 Boulevard 26 North Richland Hills, TX 76180. The Chesapeake Life Insurance Company compensates Metropolitan Life Insurance Company for marketing services. The Chesapeake Life Insurance Company and Metropolitan Life Insurance Company are separate companies and are not affiliated with one another. Rates may vary by state. Not available in all states. Waiting periods, limitations and exclusions may apply. Complete details of coverage are available through the website links for the product brochure.</div>
  208. </div>
  209. </div></td>
  210. </tr>
  211. <tr>
  212. <td style="vertical-align: top;"><img class="img-responsive aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/ProtectFitPlus.png" alt="" width="128" height="128" /></td>
  213. <td>
  214. <div class="row">
  215. <div class="col-xs-9 col-sm-10 col-md-5">
  216. <h4><strong>ProtectFit Plus</strong></h4>
  217. </div>
  218. </div>
  219. <div class="row">
  220. <div class="col-xs-12 col-md-5 col-md-offset-4 protect-tagline">
  221.  
  222. If an accident happens, do your loved ones have enough savings to cover the expenses?
  223.  
  224. </div>
  225. </div>
  226. <div class="row">
  227. <div class="col-xs-12 col-md-5 col-md-offset-4">
  228.  
  229. When you suffer an accidental injury, getting well is most important. But your hospitalization, tests, treatments and follow-up care can result in unexpected bills and unneeded financial stress. That's why we're offering <strong>ProtectFit Plus✝</strong>, an insurance policy underwritten by The Chesapeake Life Insurance Company® and brought to you by MetLife.
  230.  
  231. <a id="accident-companion"></a>It's the widest range of accident coverage we offer and includes daily cash benefit amounts for hospital, rehabilitation and lump sum payments for accidental injury, accidental dismemberment, and accidental death. <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span>
  232. <div class="fine-print">✝ProtectFit Plus is an insurance policy underwritten and administered by The Chesapeake Life Insurance Company, The Chesapeake Life Insurance Company, 9151 Boulevard 26 North Richland Hills, TX 76180. The Chesapeake Life Insurance Company compensates Metropolitan Life Insurance Company for marketing services. The Chesapeake Life Insurance Company and Metropolitan Life Insurance Company are separate companies and are not affiliated with one another. Rates may vary by state. Not available in all states. Waiting periods, limitations and exclusions may apply. Complete details of coverage are available through the website links for the product brochure.</div>
  233. </div>
  234. </div></td>
  235. </tr>
  236. <tr>
  237. <td style="vertical-align: top;"> <img class="img-responsive aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/AccidentCompanion.png" alt="" width="152" height="171" /></td>
  238. <td>
  239. <div class="row">
  240. <div class="col-xs-9 col-sm-10 col-md-5">
  241. <div class="row">
  242. <div class="col-xs-9 col-sm-10 col-md-5">
  243. <h4><strong>Accident Companion</strong></h4>
  244. </div>
  245. </div>
  246. <div class="row">
  247. <div class="col-xs-12 col-md-5 col-md-offset-4 accident-tagline">
  248. <h5>When unexpected costs make an appearance, face them directly.</h5>
  249. </div>
  250. </div>
  251. <div class="row">
  252. <div class="col-xs-12 col-md-5 col-md-offset-4">
  253.  
  254. You can better prepare yourself with the <strong>Accident Companion****</strong> plan, which pays you or your loved ones a lump-sum benefit to cover unexpected accident expenses.
  255.  
  256. <a id="hospital-direct-bundle"></a>The Accident Companion insurance policy is underwritten by The Chesapeake Life Insurance Company® and brought to you by MetLife. The lump sum scheduled benefits can be used to help with emergency treatments, major diagnostic exams (such as a CT scan or MRI), follow-up treatments, and physical therapy all qualify for cash benefits. Since accidents can happen anytime, anywhere, and when least expected, planning ahead can give you added peace of mind. <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span>
  257. <div class="fine-print"><span style="font-size: 8pt;">****Accident Companion is an insurance policy underwritten and administered by The Chesapeake Life Insurance Company, The Chesapeake Life Insurance Company, 9151 Boulevard 26 North Richland Hills, TX 76180. The Chesapeake Life Insurance Company compensates Metropolitan Life Insurance Company for marketing services. The Chesapeake Life Insurance Company and Metropolitan Life Insurance Company are separate companies and are not affiliated with one another. Rates may vary by state. Not available in all states. Waiting periods, limitations and exclusions may apply. Complete details of coverage are available through the website links for the product brochure.
  258. </span></div>
  259. </div>
  260. </div>
  261. </div>
  262. </div></td>
  263. </tr>
  264. <tr>
  265. <td style="vertical-align: top;"> <img class="img-responsive alignnone" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/hospital_13.png" alt="" width="174" height="126" /></td>
  266. <td>
  267. <div class="row">
  268. <div class="col-xs-9 col-sm-10 col-md-5">
  269. <h4><strong>Hospital Direct Bundle</strong></h4>
  270. </div>
  271. </div>
  272. <div class="row">
  273. <div class="col-xs-12 col-md-5 col-md-offset-4 hospital-tagline">
  274. <h5>Help cover your bills and get cash daily when you're in the hospital.</h5>
  275. </div>
  276. </div>
  277. <div class="row">
  278. <div class="col-xs-12 col-md-5 col-md-offset-4">
  279.  
  280. The Hospital Direct Bundle✝✝, underwritten by The Chesapeake Life Insurance Company and brought to you by MetLife, provides a daily cash benefit if you're in the hospital due to illness or injury, and a lump sum cash payment in the case of an accident or a diagnosis with a critical illness. In one affordable bundle, you get up to:
  281. <ul>
  282. <li>$250 per day for hospital confinement</li>
  283. <li>$10,000 coverage annually for hospital confinement that is the result of an accidental injury</li>
  284. <li>$5,000 lump sum benefit upon a first occurrence of critical illness <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span></li>
  285. </ul>
  286. </div>
  287. </div>
  288. <div class="row hospital-footer">
  289. <div class="col-xs-12 col-md-5 col-md-offset-4">
  290. <div class="fine-print"><a id="no-cost-prescription-card"></a>✝✝Hospital Direct Bundle is an insurance policy underwritten and administered by The Chesapeake Life Insurance Company, The Chesapeake Life Insurance Company, 9151 Boulevard 26 North Richland Hills, TX 76180. The Chesapeake Life Insurance Company compensates Metropolitan Life Insurance Company for marketing services. The Chesapeake Life Insurance Company and Metropolitan Life Insurance Company are separate companies and are not affiliated with one another. Rates may vary by state. Not available in all states. Waiting periods, limitations and exclusions may apply. Complete details of coverage are available through the website links for the product brochure.</div>
  291. </div>
  292. </div></td>
  293. </tr>
  294. <tr>
  295. <td style="vertical-align: top;"> <img class="img-responsive alignnone" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/rxdiv_11.png" alt="" width="180" height="133" /></td>
  296. <td style="vertical-align: top;">
  297. <div class="row">
  298. <div class="col-xs-9 col-sm-10 col-md-5">
  299. <h4><strong>No-Cost Prescription Discount Card
  300. </strong></h4>
  301. </div>
  302. </div>
  303. <div class="row">
  304. <div class="col-xs-12 col-md-5 col-md-offset-4 rx-tagline">
  305. <h5>Enjoy deep discounts at more than 60,000 pharmacies nationwide.</h5>
  306. </div>
  307. </div>
  308. <div class="row">
  309. <div class="col-xs-12 col-md-5 col-md-offset-4">
  310.  
  311. <a id="pet-insurance"></a>MetLife now offers a <strong>No-Cost Prescription Discount Card</strong><sup class="footnote-rx">6</sup> which lets you save up to 25% on brand name drugs and up to 60% on generic drugs. Find the best prices at the nearest pharmacies, including CVS, Walgreens, Target, and grocery stores.<sup>6 <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span>
  312. <a href="http://www.memberadvantage1.com/wp-content/uploads/2015/02/Get-the-Mobile-App.png"><img class="alignleft size-full wp-image-2374" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/Get-the-Mobile-App.png" alt="Get the Mobile App" width="721" height="63" /></a></sup>
  313.  
  314. &nbsp;
  315.  
  316. </div>
  317. </div></td>
  318. </tr>
  319. <tr>
  320. <td style="vertical-align: top;"> <img class="img-responsive aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/Healthy_Paws.png" alt="" width="128" height="128" /></td>
  321. <td>
  322. <div class="row">
  323. <div class="col-xs-9 col-sm-10 col-md-5">
  324. <h4><strong>Pet Insurance</strong></h4>
  325. </div>
  326. </div>
  327. <div class="row">
  328. <div class="col-xs-12 col-md-5 col-md-offset-4 pet-tagline">
  329. <h5>Your lovable pet deserves the best care and protection possible, and now you can provide it.</h5>
  330. </div>
  331. </div>
  332. <div class="row">
  333. <div class="col-xs-12 col-md-5 col-md-offset-4">
  334.  
  335. Give your pet top-rated medical care at a special discount with Pet Insurance<sup class="footnote-pet">7</sup> offered by Healthy Paws and brought to you by MetLife. You will you will <a id="accident-direct-plan"></a>receive:
  336. <ul>
  337. <li>Lifetime discount of up to 10% through this program</li>
  338. <li>#1 customer-rated pet insurance for 2013 and 2014<sup>†††</sup></li>
  339. <li>Unlimited lifetime benefits no caps on claims<sup>††††</sup></li>
  340. <li>Emergency care + alternate care — no extra cost<sup>††††</sup></li>
  341. </ul>
  342. Let us cover your vet bills, while you take care of your pet. <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span>
  343.  
  344. </div>
  345. </div></td>
  346. </tr>
  347. <tr>
  348. <td style="vertical-align: top;"> <img class="img-responsive aligncenter" src="http://www.memberadvantage1.com/wp-content/uploads/2015/02/AccidentDirect.png" alt="" width="136" height="136" /></td>
  349. <td>
  350. <div class="row">
  351. <div class="col-xs-9 col-sm-10 col-md-5">
  352. <h4><strong>Accident Direct Plan</strong></h4>
  353. </div>
  354. </div>
  355. <div class="row">
  356. <div class="col-xs-12 col-md-5 col-md-offset-4 adi-tagline">
  357. <h5>No one likes spending time in the hospital, but it's hard to look forward to going home when you know you have a mountain of bills to pay.</h5>
  358. </div>
  359. </div>
  360. <div class="row">
  361. <div class="col-xs-12 col-md-5 col-md-offset-4">
  362.  
  363. However, with the <strong>Accident Direct Plan</strong>, an insurance policy underwritten by The Chesapeake Life Insurance Company® and brought to you by MetLife, policyholders can receive a lump sum cash benefit of up to $25,000 if you are hospitalized due to an accidental injury that first occurs after your effective date, based on plan selected at the time of the application. <span style="font-size: 8pt; color: #000080;"><a style="color: #000080;" href="http://www.memberadvantage1.com/all-products/">Back to Top</a></span>
  364. <div class="fine-print">†††††Accident Direct is an insurance policy underwritten and administered by The Chesapeake Life Insurance Company, The Chesapeake Life Insurance Company, 9151 Boulevard 26 North Richland Hills, TX 76180. The Chesapeake Life Insurance Company compensates Metropolitan Life Insurance Company for marketing services. The Chesapeake Life Insurance Company and Metropolitan Life Insurance Company are separate companies and are not affilated with one another. Rates may vary by state. Not available in all states. Waiting periods, limitations and exclusions may apply. Complete details of coverage are available through the website links for the product brochure.</div>
  365. </div>
  366. </div></td>
  367. </tr>
  368. <tr>
  369. <td style="vertical-align: top;" colspan="2">
  370. <div class="row">
  371. <div class="col-xs-9 col-sm-10 col-md-5">
  372. <div class="fine-print"><sup class="footnote-sit">1</sup>The MetLife Accidental Death Policy is issued by Metropolitan Life Insurance Company, New York, NY 10166 (Policy Form 1EAH-10-13). Product features and availability vary by state. Like most insurance policies, the MetLife Accidental Death Policy contains certain exclusions, limitations, reduction of benefits and terms for keeping it in force. In some states, there is a pre-existing condition limitation for some riders. For costs and complete details of coverage, please contact MetLife for more information.</div>
  373. </div>
  374. </div></td>
  375. </tr>
  376. <tr>
  377. <td style="vertical-align: top;" colspan="2">
  378. <div class="row">
  379. <div class="col-xs-9 col-sm-10 col-md-5">
  380. <div class="fine-print"><sup class="footnote-sit">2</sup>This Simplified Issue Term Life Insurance Policy is issued by MetLife Investors USA Insurance Company, Charlotte, NC 28277 (form # 5E-26-13), and in New York by Metropolitan Life Insurance Company, New York, NY 10166 (form # 1E-26-13-NY). Premiums will increase every 5 years up to age 90 on the policy anniversary date after you reach an age ending in "1" or "6." Product features and availability vary by state. Like most life insurance policies, MetLife policies contain exclusions, limitations, reduction of benefits, and terms for keeping them in force. MetLife can provide you with costs and complete details.</div>
  381. </div>
  382. </div></td>
  383. </tr>
  384. <tr>
  385. <td style="vertical-align: top;" colspan="2">
  386. <div class="fine-print"><sup class="footnote-giwl">3</sup>Guaranteed Issue Whole Life Insurance is issued by MetLife Investors USA Insurance Company, Charlotte, NC 28277 (form # 5E-13-13), and in New York by Metropolitan Life Insurance Company, New York, NY 10166 (form # 1E-13-13-NY). This policy provides for a limited graded death benefit during the first two policy years. This policy is not a funeral or burial contract; benefits can be paid to any beneficiary. The policy does not guarantee that its proceeds will be sufficient to pay for any particular services or merchandise at the time of need nor that services or merchandise shall be provided by any particular provider. Product features and availability vary by state. Like most life insurance policies, MetLife policies contain exclusions, limitations, reduction of benefits, and terms for keeping them in force. A representative can provide you with costs and complete details.</div></td>
  387. </tr>
  388. <tr>
  389. <td style="vertical-align: top;" colspan="2">
  390. <div class="fine-print"><sup class="footnote-defender">4</sup>MetLife Defender services, the MetLife Defender Service Guarantee will pay up to $5 million to third-party professionals for services that MetLife Defender deems reasonably necessary to recover the member’s out-of-pocket losses resulting from the fraud. The Service Guarantee is subject to conditions, exclusions and limitations. MetLife Defender services are provided by Tiversa, which is not affiliated with MetLife, by agreement with MetLife Consumer Services, Inc. MetLife Defender is not insurance. MetLife Defender services are subject to the terms and conditions of the MetLife Defender Service End User Agreement.</div></td>
  391. </tr>
  392. <tr>
  393. <td style="vertical-align: top;" colspan="2">
  394. <div class="fine-print"><sup class="footnote-ah">5</sup>MetLife Auto &amp; Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. Met P&amp;C<sup>®</sup>, MetCas<sup>SM</sup>, and MetGen<sup>SM</sup> are licensed in state of Minnesota.</div></td>
  395. </tr>
  396. <tr>
  397. <td style="vertical-align: top;" colspan="2">
  398. <div class="fine-print"><sup class="footnote-rx">6</sup>This Prescription Discount Card is distributed by MetLife under an agreement between a MetLife company and Careington International Corporation. Careington International Corporation is the administrator of the program. EnvisionRxOptions is Careington's contracted Pharmacy Benefit Manager. Medvana is Careington's contracted Consumer Engagement Platform, which provides web tools and a mobile app. Neither Careington International Corporation, EnvisionRxOptions nor Medvana are affiliated with MetLife. VOID WHERE PROHIBITED BY LAW.</div></td>
  399. </tr>
  400. <tr>
  401. <td style="vertical-align: top;" colspan="2">
  402. <div class="fine-print"><sup class="footnote-pet">7</sup>Pet insurance policies from Healthy Paws Pet Insurance are administered and/or issued by Healthy Paws Pet Insurance, LLC and/or Affinity Insurance Services, Inc., and underwritten by ACE Group, an A+ rated insurer for long-term financial strength and stability. Healthy Paws Pet Insurance LLC, Affinity Insurance Services, Inc. and ACE Group are not affiliated with MetLife. Like most insurance policies, insurance policies offered by Healthy Paws Pet Insurance LLC contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force.</div></td>
  403. </tr>
  404. </tbody>
  405. </table>
  406. </div>
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