AddDefaultCharset utf-8

<IfModule !mod_rewrite.c>
   ErrorDocument 404 /index.php
   ErrorDocument 403 /index.php
</IfModule>

<IfModule mod_rewrite.c>

Options +FollowSymLinks
Options -Indexes

DirectoryIndex index.php

RewriteEngine on

RewriteBase /

RewriteCond $1 !^(index\.php|images|banners|img|robots\.txt|public)
RewriteCond %{REQUEST_URI} !\.(css|js|jpg|jpeg|png|gif)$
RewriteCond %{REQUEST_FILENAME} !-f
RewriteCond %{REQUEST_FILENAME} !-d
RewriteRule ^(.*)$ /index.php?/$1 [L,QSA]

</IfModule>