Total value of a living character in freebie points.
Willpower: 4 willpower * 4 Value = 16 points
Physical Health: 7 health * 7 Value = 49 points
Mental Health: 7 health * 7 Value = 49 points

Running Total: 114

Starting Attributes: 9 starting * 4 Value [derived from disfigured hook] = 36 points
Attribute points: (7 + 5 + 3) Ability points * 7 Value = 105 points

Running total: 255

Ability points: [assuming spent for maximum freebie point equivalence] 1+2+3+4+5+1+2+3+4+5+1+2+3+1+2+3+4+5+1+2+3+4+1+2+3+4+5+1+2 points = 79

Total: 334 points
+21 freebie points
355 points
The total value of the life of a character in the Tamlin House is 355 points.