// Christian Grant
// CIS 150AB 31662
// Business P4.9 Online Bank

import java.util.Scanner;

public class OnlineBank
{
   public static void main(String[] args)
   {
      // Instantiate the input system
      Scanner in = new Scanner(System.in);

      // Grab the initial balance from the user
      System.out.print("Initial balance: ");
      double initialBalance = in.nextDouble();

      // Grab the interest from the user
      System.out.print("Annual interest rate in percent: ");
      double initialInterest = in.nextDouble();

      // Compute the annual interest
      double interest = initialInterest / 100;

      // Compute the monthly interest
      double monthlyInterest = interest / 12;

      // Compute the first month with interest
      double firstInterest = initialBalance * monthlyInterest;
      double firstCompound = firstInterest + initialBalance;

      // Compute the second month with compound interest
      double secondInterest = firstCompound * monthlyInterest;
      double secondCompound = secondInterest + firstCompound;

      // Computer the third month with compound interest
      double thirdInterest = secondCompound * monthlyInterest;
      double thirdCompound = thirdInterest + secondCompound;


      // Output the compounded interest for the first three months
      System.out.printf("After first month:    %.2f", firstCompound);
      System.out.printf("\nAfter second month:   %.2f", secondCompound);
      System.out.printf("\nAfter third month:    %.2f", thirdCompound);
   }
}