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  1. Month: 1
  2. Balance remaining: 37000
  3. Total paid: 0
  4.  
  5. Previous balance for card 1: 15000
  6. Plus Interest: (187.375) = 15187.4
  7. Previous balance for card 2: 6000
  8. Plus Interest: (29.95) = 6029.95
  9. Previous balance for card 3: 3500
  10. Plus Interest: (43.7208) = 3543.72
  11. Previous balance for card 4: 12500
  12. Plus Interest: (0) = 12500
  13.  
  14. Minimum Payments
  15. Paid off 315 on card 1; new balance: 14872.4
  16. Paid off 200 on card 2; new balance: 5829.95
  17. Paid off 90 on card 3; new balance: 3453.72
  18. Paid off 400 on card 4; new balance: 12100
  19.  
  20. Have 500 left to pay this month.
  21. Paid off extra 500 on card 3; new balance: 2953.72
  22. Month: 2
  23. Balance remaining: 35756
  24. Total paid: 1505
  25.  
  26. Previous balance for card 1: 14872.4
  27. Plus Interest: (185.781) = 15058.2
  28. Previous balance for card 2: 5829.95
  29. Plus Interest: (29.1012) = 5859.05
  30. Previous balance for card 3: 2953.72
  31. Plus Interest: (36.8969) = 2990.62
  32. Previous balance for card 4: 12100
  33. Plus Interest: (0) = 12100
  34.  
  35. Minimum Payments
  36. Paid off 315 on card 1; new balance: 14743.2
  37. Paid off 200 on card 2; new balance: 5659.05
  38. Paid off 90 on card 3; new balance: 2900.62
  39. Paid off 400 on card 4; new balance: 11700
  40.  
  41. Have 500 left to pay this month.
  42. Paid off extra 500 on card 3; new balance: 2400.62
  43. Month: 3
  44. Balance remaining: 34502.8
  45. Total paid: 3010
  46.  
  47. Previous balance for card 1: 14743.2
  48. Plus Interest: (184.167) = 14927.3
  49. Previous balance for card 2: 5659.05
  50. Plus Interest: (28.2481) = 5687.3
  51. Previous balance for card 3: 2400.62
  52. Plus Interest: (29.9877) = 2430.61
  53. Previous balance for card 4: 11700
  54. Plus Interest: (0) = 11700
  55.  
  56. Minimum Payments
  57. Paid off 315 on card 1; new balance: 14612.3
  58. Paid off 200 on card 2; new balance: 5487.3
  59. Paid off 90 on card 3; new balance: 2340.61
  60. Paid off 400 on card 4; new balance: 11300
  61.  
  62. Have 500 left to pay this month.
  63. Paid off extra 500 on card 3; new balance: 1840.61
  64. Month: 4
  65. Balance remaining: 33240.2
  66. Total paid: 4515
  67.  
  68. Previous balance for card 1: 14612.3
  69. Plus Interest: (182.532) = 14794.9
  70. Previous balance for card 2: 5487.3
  71. Plus Interest: (27.3908) = 5514.69
  72. Previous balance for card 3: 1840.61
  73. Plus Interest: (22.9922) = 1863.6
  74. Previous balance for card 4: 11300
  75. Plus Interest: (0) = 11300
  76.  
  77. Minimum Payments
  78. Paid off 315 on card 1; new balance: 14479.9
  79. Paid off 200 on card 2; new balance: 5314.69
  80. Paid off 90 on card 3; new balance: 1773.6
  81. Paid off 400 on card 4; new balance: 10900
  82.  
  83. Have 500 left to pay this month.
  84. Paid off extra 500 on card 3; new balance: 1273.6
  85. Month: 5
  86. Balance remaining: 31968.1
  87. Total paid: 6020
  88.  
  89. Previous balance for card 1: 14479.9
  90. Plus Interest: (180.878) = 14660.7
  91. Previous balance for card 2: 5314.69
  92. Plus Interest: (26.5292) = 5341.22
  93. Previous balance for card 3: 1273.6
  94. Plus Interest: (15.9094) = 1289.51
  95. Previous balance for card 4: 10900
  96. Plus Interest: (0) = 10900
  97.  
  98. Minimum Payments
  99. Paid off 315 on card 1; new balance: 14345.7
  100. Paid off 200 on card 2; new balance: 5141.22
  101. Paid off 90 on card 3; new balance: 1199.51
  102. Paid off 400 on card 4; new balance: 10500
  103.  
  104. Have 500 left to pay this month.
  105. Paid off extra 500 on card 3; new balance: 699.507
  106. Month: 6
  107. Balance remaining: 30686.5
  108. Total paid: 7525
  109.  
  110. Previous balance for card 1: 14345.7
  111. Plus Interest: (179.202) = 14524.9
  112. Previous balance for card 2: 5141.22
  113. Plus Interest: (25.6633) = 5166.88
  114. Previous balance for card 3: 699.507
  115. Plus Interest: (8.73801) = 708.245
  116. Previous balance for card 4: 10500
  117. Plus Interest: (0) = 10500
  118.  
  119. Minimum Payments
  120. Paid off 315 on card 1; new balance: 14209.9
  121. Paid off 200 on card 2; new balance: 4966.88
  122. Paid off 90 on card 3; new balance: 618.245
  123. Paid off 400 on card 4; new balance: 10100
  124.  
  125. Have 500 left to pay this month.
  126. Paid off extra 500 on card 3; new balance: 118.245
  127. Month: 7
  128. Balance remaining: 29395.1
  129. Total paid: 9030
  130.  
  131. Previous balance for card 1: 14209.9
  132. Plus Interest: (177.506) = 14387.4
  133. Previous balance for card 2: 4966.88
  134. Plus Interest: (24.793) = 4991.68
  135. Previous balance for card 3: 118.245
  136. Plus Interest: (1.47708) = 119.722
  137. Previous balance for card 4: 10100
  138. Plus Interest: (0) = 10100
  139.  
  140. Minimum Payments
  141. Paid off 315 on card 1; new balance: 14072.4
  142. Paid off 200 on card 2; new balance: 4791.68
  143. Paid off 90 on card 3; new balance: 29.7221
  144. Paid off 400 on card 4; new balance: 9700
  145.  
  146. Have 500 left to pay this month.
  147. Paid off remainder 29.7221 on card 3
  148. Paid off extra 470.278 on card 1; new balance: 13602.2
  149. Month: 8
  150. Balance remaining: 28093.8
  151. Total paid: 10535
  152.  
  153. Previous balance for card 1: 13602.2
  154. Plus Interest: (169.914) = 13772.1
  155. Previous balance for card 2: 4791.68
  156. Plus Interest: (23.9184) = 4815.59
  157. Previous balance for card 4: 9700
  158. Plus Interest: (0) = 9700
  159.  
  160. Minimum Payments
  161. Paid off 315 on card 1; new balance: 13457.1
  162. Paid off 200 on card 2; new balance: 4615.59
  163. Paid off 400 on card 4; new balance: 9300
  164.  
  165. Have 590 left to pay this month.
  166. Paid off extra 590 on card 1; new balance: 12867.1
  167. Month: 9
  168. Balance remaining: 26782.7
  169. Total paid: 12040
  170.  
  171. Previous balance for card 1: 12867.1
  172. Plus Interest: (160.731) = 13027.8
  173. Previous balance for card 2: 4615.59
  174. Plus Interest: (23.0395) = 4638.63
  175. Previous balance for card 4: 9300
  176. Plus Interest: (0) = 9300
  177.  
  178. Minimum Payments
  179. Paid off 315 on card 1; new balance: 12712.8
  180. Paid off 200 on card 2; new balance: 4438.63
  181. Paid off 400 on card 4; new balance: 8900
  182.  
  183. Have 590 left to pay this month.
  184. Paid off extra 590 on card 1; new balance: 12122.8
  185. Month: 10
  186. Balance remaining: 25461.4
  187. Total paid: 13545
  188.  
  189. Previous balance for card 1: 12122.8
  190. Plus Interest: (151.434) = 12274.2
  191. Previous balance for card 2: 4438.63
  192. Plus Interest: (22.1562) = 4460.79
  193. Previous balance for card 4: 8900
  194. Plus Interest: (0) = 8900
  195.  
  196. Minimum Payments
  197. Paid off 315 on card 1; new balance: 11959.2
  198. Paid off 200 on card 2; new balance: 4260.79
  199. Paid off 400 on card 4; new balance: 8500
  200.  
  201. Have 590 left to pay this month.
  202. Paid off extra 590 on card 1; new balance: 11369.2
  203. Month: 11
  204. Balance remaining: 24130
  205. Total paid: 15050
  206.  
  207. Previous balance for card 1: 11369.2
  208. Plus Interest: (142.021) = 11511.3
  209. Previous balance for card 2: 4260.79
  210. Plus Interest: (21.2684) = 4282.06
  211. Previous balance for card 4: 8500
  212. Plus Interest: (0) = 8500
  213.  
  214. Minimum Payments
  215. Paid off 315 on card 1; new balance: 11196.3
  216. Paid off 200 on card 2; new balance: 4082.06
  217. Paid off 400 on card 4; new balance: 8100
  218.  
  219. Have 590 left to pay this month.
  220. Paid off extra 590 on card 1; new balance: 10606.3
  221. Month: 12
  222. Balance remaining: 22788.3
  223. Total paid: 16555
  224.  
  225. Previous balance for card 1: 10606.3
  226. Plus Interest: (132.49) = 10738.8
  227. Previous balance for card 2: 4082.06
  228. Plus Interest: (20.3763) = 4102.43
  229. Previous balance for card 4: 8100
  230. Plus Interest: (0) = 8100
  231.  
  232. Minimum Payments
  233. Paid off 315 on card 1; new balance: 10423.8
  234. Paid off 200 on card 2; new balance: 3902.43
  235. Paid off 400 on card 4; new balance: 7700
  236.  
  237. Have 590 left to pay this month.
  238. Paid off extra 590 on card 1; new balance: 9833.75
  239. Month: 13
  240. Balance remaining: 21436.2
  241. Total paid: 18060
  242.  
  243. Previous balance for card 1: 9833.75
  244. Plus Interest: (122.84) = 9956.59
  245. Previous balance for card 2: 3902.43
  246. Plus Interest: (19.4797) = 3921.91
  247. Previous balance for card 4: 7700
  248. Plus Interest: (0) = 7700
  249.  
  250. Minimum Payments
  251. Paid off 315 on card 1; new balance: 9641.59
  252. Paid off 200 on card 2; new balance: 3721.91
  253. Paid off 400 on card 4; new balance: 7300
  254.  
  255. Have 590 left to pay this month.
  256. Paid off extra 590 on card 1; new balance: 9051.59
  257. Month: 14
  258. Balance remaining: 20073.5
  259. Total paid: 19565
  260.  
  261. Previous balance for card 1: 9051.59
  262. Plus Interest: (113.069) = 9164.66
  263. Previous balance for card 2: 3721.91
  264. Plus Interest: (18.5786) = 3740.49
  265. Previous balance for card 4: 7300
  266. Plus Interest: (0) = 7300
  267.  
  268. Minimum Payments
  269. Paid off 315 on card 1; new balance: 8849.66
  270. Paid off 200 on card 2; new balance: 3540.49
  271. Paid off 400 on card 4; new balance: 6900
  272.  
  273. Have 590 left to pay this month.
  274. Paid off extra 590 on card 1; new balance: 8259.66
  275. Month: 15
  276. Balance remaining: 18700.2
  277. Total paid: 21070
  278.  
  279. Previous balance for card 1: 8259.66
  280. Plus Interest: (103.177) = 8362.84
  281. Previous balance for card 2: 3540.49
  282. Plus Interest: (17.673) = 3558.17
  283. Previous balance for card 4: 6900
  284. Plus Interest: (68.9425) = 6968.94
  285.  
  286. Minimum Payments
  287. Paid off 315 on card 1; new balance: 8047.84
  288. Paid off 200 on card 2; new balance: 3358.17
  289. Paid off 400 on card 4; new balance: 6568.94
  290.  
  291. Have 590 left to pay this month.
  292. Paid off extra 590 on card 1; new balance: 7457.84
  293. Month: 16
  294. Balance remaining: 17384.9
  295. Total paid: 22575
  296.  
  297. Previous balance for card 1: 7457.84
  298. Plus Interest: (93.1608) = 7551
  299. Previous balance for card 2: 3358.17
  300. Plus Interest: (16.7628) = 3374.93
  301. Previous balance for card 4: 6568.94
  302. Plus Interest: (65.6347) = 6634.58
  303.  
  304. Minimum Payments
  305. Paid off 315 on card 1; new balance: 7236
  306. Paid off 200 on card 2; new balance: 3174.93
  307. Paid off 400 on card 4; new balance: 6234.58
  308.  
  309. Have 590 left to pay this month.
  310. Paid off extra 590 on card 1; new balance: 6646
  311. Month: 17
  312. Balance remaining: 16055.5
  313. Total paid: 24080
  314.  
  315. Previous balance for card 1: 6646
  316. Plus Interest: (83.0196) = 6729.02
  317. Previous balance for card 2: 3174.93
  318. Plus Interest: (15.8482) = 3190.78
  319. Previous balance for card 4: 6234.58
  320. Plus Interest: (62.2938) = 6296.87
  321.  
  322. Minimum Payments
  323. Paid off 315 on card 1; new balance: 6414.02
  324. Paid off 200 on card 2; new balance: 2990.78
  325. Paid off 400 on card 4; new balance: 5896.87
  326.  
  327. Have 590 left to pay this month.
  328. Paid off extra 590 on card 1; new balance: 5824.02
  329. Month: 18
  330. Balance remaining: 14711.7
  331. Total paid: 25585
  332.  
  333. Previous balance for card 1: 5824.02
  334. Plus Interest: (72.7517) = 5896.77
  335. Previous balance for card 2: 2990.78
  336. Plus Interest: (14.929) = 3005.71
  337. Previous balance for card 4: 5896.87
  338. Plus Interest: (58.9196) = 5955.79
  339.  
  340. Minimum Payments
  341. Paid off 315 on card 1; new balance: 5581.77
  342. Paid off 200 on card 2; new balance: 2805.71
  343. Paid off 400 on card 4; new balance: 5555.79
  344.  
  345. Have 590 left to pay this month.
  346. Paid off extra 590 on card 1; new balance: 4991.77
  347. Month: 19
  348. Balance remaining: 13353.3
  349. Total paid: 27090
  350.  
  351. Previous balance for card 1: 4991.77
  352. Plus Interest: (62.3555) = 5054.13
  353. Previous balance for card 2: 2805.71
  354. Plus Interest: (14.0051) = 2819.71
  355. Previous balance for card 4: 5555.79
  356. Plus Interest: (55.5116) = 5611.3
  357.  
  358. Minimum Payments
  359. Paid off 315 on card 1; new balance: 4739.13
  360. Paid off 200 on card 2; new balance: 2619.71
  361. Paid off 400 on card 4; new balance: 5211.3
  362.  
  363. Have 590 left to pay this month.
  364. Paid off extra 590 on card 1; new balance: 4149.13
  365. Month: 20
  366. Balance remaining: 11980.1
  367. Total paid: 28595
  368.  
  369. Previous balance for card 1: 4149.13
  370. Plus Interest: (51.8295) = 4200.96
  371. Previous balance for card 2: 2619.71
  372. Plus Interest: (13.0767) = 2632.79
  373. Previous balance for card 4: 5211.3
  374. Plus Interest: (52.0696) = 5263.37
  375.  
  376. Minimum Payments
  377. Paid off 315 on card 1; new balance: 3885.96
  378. Paid off 200 on card 2; new balance: 2432.79
  379. Paid off 400 on card 4; new balance: 4863.37
  380.  
  381. Have 590 left to pay this month.
  382. Paid off extra 590 on card 1; new balance: 3295.96
  383. Month: 21
  384. Balance remaining: 10592.1
  385. Total paid: 30100
  386.  
  387. Previous balance for card 1: 3295.96
  388. Plus Interest: (41.172) = 3337.13
  389. Previous balance for card 2: 2432.79
  390. Plus Interest: (12.1437) = 2444.93
  391. Previous balance for card 4: 4863.37
  392. Plus Interest: (48.5932) = 4911.96
  393.  
  394. Minimum Payments
  395. Paid off 315 on card 1; new balance: 3022.13
  396. Paid off 200 on card 2; new balance: 2244.93
  397. Paid off 400 on card 4; new balance: 4511.96
  398.  
  399. Have 590 left to pay this month.
  400. Paid off extra 590 on card 1; new balance: 2432.13
  401. Month: 22
  402. Balance remaining: 9189.02
  403. Total paid: 31605
  404.  
  405. Previous balance for card 1: 2432.13
  406. Plus Interest: (30.3813) = 2462.51
  407. Previous balance for card 2: 2244.93
  408. Plus Interest: (11.2059) = 2256.14
  409. Previous balance for card 4: 4511.96
  410. Plus Interest: (45.082) = 4557.05
  411.  
  412. Minimum Payments
  413. Paid off 315 on card 1; new balance: 2147.51
  414. Paid off 200 on card 2; new balance: 2056.14
  415. Paid off 400 on card 4; new balance: 4157.05
  416.  
  417. Have 590 left to pay this month.
  418. Paid off extra 590 on card 1; new balance: 1557.51
  419. Month: 23
  420. Balance remaining: 7770.69
  421. Total paid: 33110
  422.  
  423. Previous balance for card 1: 1557.51
  424. Plus Interest: (19.4559) = 1576.96
  425. Previous balance for card 2: 2056.14
  426. Plus Interest: (10.2636) = 2066.4
  427. Previous balance for card 4: 4157.05
  428. Plus Interest: (41.5358) = 4198.58
  429.  
  430. Minimum Payments
  431. Paid off 315 on card 1; new balance: 1261.96
  432. Paid off 200 on card 2; new balance: 1866.4
  433. Paid off 400 on card 4; new balance: 3798.58
  434.  
  435. Have 590 left to pay this month.
  436. Paid off extra 590 on card 1; new balance: 671.964
  437. Month: 24
  438. Balance remaining: 6336.95
  439. Total paid: 34615
  440.  
  441. Previous balance for card 1: 671.964
  442. Plus Interest: (8.39396) = 680.358
  443. Previous balance for card 2: 1866.4
  444. Plus Interest: (9.31645) = 1875.72
  445. Previous balance for card 4: 3798.58
  446. Plus Interest: (37.9542) = 3836.54
  447.  
  448. Minimum Payments
  449. Paid off 315 on card 1; new balance: 365.358
  450. Paid off 200 on card 2; new balance: 1675.72
  451. Paid off 400 on card 4; new balance: 3436.54
  452.  
  453. Have 590 left to pay this month.
  454. Paid off remainder 365.358 on card 1
  455. Paid off extra 224.642 on card 4; new balance: 3211.9
  456. Month: 25
  457. Balance remaining: 4887.61
  458. Total paid: 36120
  459.  
  460. Previous balance for card 2: 1675.72
  461. Plus Interest: (8.36462) = 1684.08
  462. Previous balance for card 4: 3211.9
  463. Plus Interest: (32.0922) = 3243.99
  464.  
  465. Minimum Payments
  466. Paid off 200 on card 2; new balance: 1484.08
  467. Paid off 400 on card 4; new balance: 2843.99
  468.  
  469. Have 905 left to pay this month.
  470. Paid off extra 905 on card 4; new balance: 1938.99
  471. Month: 26
  472. Balance remaining: 3423.07
  473. Total paid: 37625
  474.  
  475. Previous balance for card 2: 1484.08
  476. Plus Interest: (7.40804) = 1491.49
  477. Previous balance for card 4: 1938.99
  478. Plus Interest: (19.3737) = 1958.36
  479.  
  480. Minimum Payments
  481. Paid off 200 on card 2; new balance: 1291.49
  482. Paid off 400 on card 4; new balance: 1558.36
  483.  
  484. Have 905 left to pay this month.
  485. Paid off extra 905 on card 4; new balance: 653.361
  486. Month: 27
  487. Balance remaining: 1944.85
  488. Total paid: 39130
  489.  
  490. Previous balance for card 2: 1291.49
  491. Plus Interest: (6.44669) = 1297.94
  492. Previous balance for card 4: 653.361
  493. Plus Interest: (6.52817) = 659.889
  494.  
  495. Minimum Payments
  496. Paid off 200 on card 2; new balance: 1097.94
  497. Paid off 400 on card 4; new balance: 259.889
  498.  
  499. Have 905 left to pay this month.
  500. Paid off remainder 259.889 on card 4
  501. Paid off extra 645.111 on card 2; new balance: 452.826
  502. Month: 28
  503. Balance remaining: 452.826
  504. Total paid: 40635
  505.  
  506. Previous balance for card 2: 452.826
  507. Plus Interest: (2.26036) = 455.086
  508.  
  509. Minimum Payments
  510. Paid off 200 on card 2; new balance: 255.086
  511.  
  512. Have 1305 left to pay this month.
  513. Paid off remainder 255.086 on card 2
  514. Balance remaining: 0
  515. Total paid: 41090.1
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