balance=round(float(raw_input('Enter the outstanding balance on your credit card:')),2)
annual=round(float(raw_input('Enter the annual credit card interest rate as a decimal:')),2)
Mir=annual/12
Ob=balance
low = balance/12.0
high = (balance*(1+Mir)**12.0)/12.0
Mmp=(high+low)/2.0
Ubem=balance*(1+Mir)-Mmp
while Ubem > 0:
    Mmp=(high+low)/2.0
    print 'high:', high, '\tMmp:', Mmp, '\tlow:', low
    for i in range(1,13):
        if i == 1:
            balance=Ob
        Ubem=balance*(1+Mir)-Mmp
        balance=Ubem
        if Ubem < 0:
            break
    low = Mmp
print 'RESULT'
print 'Monthly payment to pay off debt in 1 year: ',Mmp
print 'Number of months needed: ',i
print 'Balance',round(balance,2)