#include <iostream>
#include <iomanip>
#include <string>
#include <cmath>


using namespace std;

int indexOfAccountNumber = 0;
int indexOfAmountLoaned = 1;
int indexOfTermInYears = 2;
int indexOfAnnualInterestRate = 3;
int indexOfMonthlyPayment = 4;

int getInput(double account[4][5]) {
    account[0][indexOfAccountNumber] = 101;
    account[1][indexOfAccountNumber] = 102;
    account[2][indexOfAccountNumber] = 103;
    account[3][indexOfAccountNumber] = 104;

    account[0][indexOfAmountLoaned] = 95000.00;
    account[1][indexOfAmountLoaned] = 100000.00;
    account[2][indexOfAmountLoaned] = 125000.00;
    account[3][indexOfAmountLoaned] = 150000.00;

    account[0][indexOfTermInYears] = 15;
    account[1][indexOfTermInYears] = 30;
    account[2][indexOfTermInYears] = 30;
    account[3][indexOfTermInYears] = 30;

    account[0][indexOfAnnualInterestRate] = 0.06875;
    account[1][indexOfAnnualInterestRate] = 0.055;
    account[2][indexOfAnnualInterestRate] = 0.045;
    account[3][indexOfAnnualInterestRate] = 0.0475;

    account[0][indexOfMonthlyPayment] = 0;
    account[1][indexOfMonthlyPayment] = 0;
    account[2][indexOfMonthlyPayment] = 0;
    account[3][indexOfMonthlyPayment] = 0;

}

int calcPayment(double account[4][5]) {
    double monthlyInterestRate;
    double termLengthInMonths;
    for (int i = 0; i < 4; ++i) {
        monthlyInterestRate = account[i][indexOfAnnualInterestRate] / 12.00;
        termLengthInMonths = account[i][indexOfTermInYears] * 12.00;


        //account[i][indexOfMonthlyPayment] = account[i][indexOfAmountLoaned] / (pow((1 - (1 / (monthlyInterestRate + 1))),termLengthInMonths) / monthlyInterestRate);
        account[i][indexOfMonthlyPayment] =( monthlyInterestRate + (monthlyInterestRate / (pow((1 + monthlyInterestRate),termLengthInMonths)  - 1 )))  * account[i][indexOfAmountLoaned];
    }
}

void displayValues(double account[4][5]){
    for (int i = 0; i < 4; ++i) {
        cout << endl;

        for (int j = 0; j < 5; ++j) {

            if (j == 0) {
                cout <<  fixed << setprecision(0) << setw(3) << account[i][j];
            } else if(j == 1) {
                cout << setw(10) << account[i][j];
            } else if(j == 2) {
                cout << setw(8) << account[i][j];
            } else if(j ==3) {
                cout << fixed << setprecision(4) << setw(10) << account[i][j];
            } else {
                cout << fixed << setprecision(2) << setw(10) << account[i][j];
            }
        }
    }
}
int main() {
    double account[4][5];

    getInput(account);
    calcPayment(account);
    displayValues(account);


}