<!-- authCaptureTransaction Request -->
<createTransactionRequest xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd">
  <merchantAuthentication>
    <name>...</name>
    <transactionKey>...</transactionKey>
  </merchantAuthentication>
  <transactionRequest>
    <transactionType>authCaptureTransaction</transactionType>
    <amount>30.00</amount>
    <payment>
      <creditCard>
        <cardNumber>4111111111111111</cardNumber>
        <expirationDate>0115</expirationDate>
        <cardCode>123</cardCode>
      </creditCard>
    </payment>
    <billTo>
      <firstName>John</firstName>
      <lastName>Doe</lastName>
      <address>123 Main St.</address>
      <city>Sacramento</city>
      <state>CA</state>
      <zip>95814</zip>
      <country>US</country>
    </billTo>
    <transactionSettings>
      <setting>
        <settingName>duplicateWindow</settingName>
        <settingValue>0</settingValue>
      </setting>
      <setting>
        <settingName>recurringBilling</settingName>
        <settingValue>false</settingValue>
      </setting>
    </transactionSettings>
  </transactionRequest>
</createTransactionRequest>

'<!-- authCaptureTransaction Response -->
<?xml version="1.0" encoding="utf-8"?>
<createTransactionResponse xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd">
<messages>
    <resultCode>Ok</resultCode>
    <message>
        <code>I00001</code>
        <text>Successful.</text>
    </message>
</messages>
<transactionResponse>
    <responseCode>1</responseCode>
    <authCode>ALM9A3</authCode>
    <avsResultCode>Y</avsResultCode>
    <cvvResultCode>P</cvvResultCode>
    <cavvResultCode>2</cavvResultCode>
    <transId>2198391156</transId>
    <refTransID/>
    <transHash>B107A4D9BA313BE2134604CD942AEE2B</transHash>
    <testRequest>0</testRequest>
    <accountNumber>XXXX1111</accountNumber>
    <accountType>Visa</accountType>
    <messages>
        <message>
            <code>1</code>
            <description>This transaction has been approved.</description>
        </message>
    </messages>
</transactionResponse>
</createTransactionResponse>

<!-- refundTransaction Request -->
<createTransactionRequest xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd">
  <merchantAuthentication>
    <name>...</name>
    <transactionKey>...</transactionKey>
  </merchantAuthentication>
  <transactionRequest>
    <transactionType>refundTransaction</transactionType>
    <amount>30.00</amount>
    <payment>
      <creditCard>
        <cardNumber>XXXX1111</cardNumber>
      </creditCard>
    </payment>
    <refTransId>2198391156</refTransId>
    <transactionSettings></transactionSettings>
  </transactionRequest>
</createTransactionRequest>

<!-- refundTransaction Response -->
<?xml version="1.0" encoding="utf-8"?>
<ErrorResponse xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd">
<messages>
    <resultCode>Error</resultCode>
    <message>
        <code>E00003</code>
        <text>The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has incomplete content. List of possible elements expected: 'expirationDate' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd'.</text>
    </message>
</messages>
</ErrorResponse>

<!-- refundTransaction Response if I include expirationDate -->
<?xml version="1.0" encoding="utf-8"?>
<createTransactionResponse xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd">
<messages>
    <resultCode>Error</resultCode>
    <message>
        <code>E00027</code>
        <text>The transaction was unsuccessful.</text>
    </message>
</messages>
<transactionResponse>
    <responseCode>3</responseCode>
    <authCode/>
    <avsResultCode>P</avsResultCode>
    <cvvResultCode/>
    <cavvResultCode/>
    <transId>0</transId>
    <refTransID>2198390733</refTransID>
    <transHash>776DDFB6143B0F9628BB4B29DC9F151C</transHash>
    <testRequest>0</testRequest>
    <accountNumber>XXXX1111</accountNumber>
    <accountType>Visa</accountType>
    <errors>
        <error>
            <errorCode>54</errorCode>
            <errorText>The referenced transaction does not meet the criteria for issuing a credit.</errorText>
        </error>
    </errors>
</transactionResponse>
</createTransactionResponse>