--- /etc/ssh/sshd_config
Match group sftponly
    ChrootDirectory /home/%u
    X11Forwarding no
    AllowTcpForwarding no
    ForceCommand internal-sftp
    PasswordAuthentication yes
Match

--- namei -mov /home/carrie/html/index.html
f: /home/carrie/html/index.html
drwxr-xr-x root   root   /
drwxr-xr-x root   root   home
drwxr-xr-x root   root   carrie
drwxrwxr-x carrie carrie html
-rw-rw-r-- carrie carrie index.html

--- /var/log/http/harleydev.com_error.log
client denied by server configuration: /html