************************* DO YOU QUALIFY FOR RUNESCAPE WELFARE? ****************
*** WARNING, DO NOT TRADE YOUR DONATION TO ANY PLAYER OTHER THAN "(Name Here)."
----- Any members caught attempting to take donations or inpersonating the staff will be dealt with swiftly.
****************** Current Clan Bank: 5,000,000GP ***********************

The Clan Banks funds are dependand on the members of the clan. The more you donate, the more funds the clan has, and the more the clan can help.

The meaning behind the clan funds is to help our members afford weapons or gear. Have you tried to train with bronze at level 70? Wouldn't you rather use a God-Sword? Then you can borrow the money, and repay the clan when you make it back.


**** How Borrowing works --

The maximum amount a player can withdraw can not exceed 10% of the Clan Banks total cash. This means if the bank has 5m, you are limited to borrowing 500k.
Increasing the 10% margin is dependant on clan members, and the total amount of money available to borrow will increase as does the Clan Bank.

Tiers to borrowing:
Tier 0 Players can borrow up to 0.5M. (Clan Member for at least 30 days with a donation of at least 100k.)
Tier 1 Players can borrow up to 1m. (Clan Member for at least 30 days with a donation of at least 500k.)
Tier 2 Players can borrow up to 2.5m. (Clan Member for at least 30 days with a donation of at least 1000k.)
Tier 3 Players can borrow up to 5m. (Clan Member for at least 30 days with a donation of at least 1000k, and must be P2P.)
Tier 4 Players can borrow up to 10m. (Clan Member for at least 45 days with a donation of at least 2m, and must be P2P.)
Tier 5 Players can borrow up to 25m. (Clan Member for at least 90 days with a donation of at least 5m, and must be P2P.)


Q.) How do I qualify to borrow money from the Clan Bank?

A.) You must meet all of the following:
1.) You must be a member of the clan for at least 30 days.
2.) You must have donated at least 100k to the clan bank.
3.) You must get approval from at least 2 members of the Clan Council.


Q.) Why do I have to be a member for at least 30 days?

A.) This is to ensure your loyalty and credibility. However, this will not be the only deciding factor.


Q.) Why must I have donated at least 100k before?

A.) This shows that you care about the clan, and care about helping the players of the clan. You can also consider it a bit of a down payment.


Q.) Why must I get the approval of at least 2 members of the Clan Council?

A.) This is once more a credibility check. If the council members suspect you are either stealing the money or using it for negative reasons, they will not allow you to access the clan bank until they see a change in your behaviour.


Q.) What is negative reasons for borrowing money?

A.) Staking, Gambling, Pking, or any activity that jepordizes the borrowed money.


Q.) How long do I get to return the money?

A.) You have 30 days to return the money, intrest free.


Q.) What happens if I fail to meet the deadline?

A.) You will be asked to re-pay your loan, if you fail to repay your loan you risk being banned from the clan.


Q.) What if I leave the clan? What happens to my clan donation?

A.) You will have your total amount of clan donations refunded. If you're no longer part of the clan, neither is your money. We will hold no hard feelings.

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APPLICATION FORM *********************************
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Requested Amount of GP:
Runescape Display-name:
Combat Level:
What is your reason for borrowing gold from the Clan Bank?:
How long do you think it will take to re-pay the Clan Bank?:
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