Online Personal Credit Report from Experian for


   Experian credit report prepared for
JUDI  HILL
Your report number is
2063-6421-92
Report date:
03/01/2012  Index:
- Contact us
- Potentially negative items
- Accounts in good standing
- Requests for your credit history
- Personal information
- Important message from Experian
- Know your rights







Experian collects and organizes information about you and your credit history from public records, your creditors and other reliable sources. By law, we cannot disclose certain medical information (relating to physical, mental, or behavioral health or condition). Although we do not generally collect such information, it could appear in the name of a data furnisher (i.e., "Cancer Center") that reports your payment history to us. If so, those names display in your report, but in reports to others they display only as "Medical Information Provider." Consumer statements included on your report at your request that contain medical information are disclosed to others.

To return to your report in the near future, log on to www.experian.com/consumer and select "View your report again" or "Dispute" and then enter your report number.

If you disagree with information in this report, return to the Report Summary page and follow the instructions for disputing.




Contact us  back to top


 Need to view your report again or dispute information? Access your report online at www.experian.com/viewreport.
You may also contact us by mail at:
NCAC
P.O. Box 9701
Allen, TX 75013

Or, by phone at:
1 800 493 1058
Monday through Friday, 9 am to 5 pm in your time zone.



Potentially Negative Items or items for further review  back to top


This information is generally removed seven years from the initial missed payment that led to the delinquency. Missed payments and most public record items may remain on the credit report for up to seven years, except Chapters 7, 11 and 12 bankruptcies and unpaid tax liens, which may remain for up to 10 years. A paid tax lien may remain for up to seven years. Transferred accounts that have not been past due remain up to 10 years after the date the account was transferred.


Payment history legend
OK Current/Terms of agreement met30 Account 30 days past due60 Account 60 days past due90 Account 90 days past due120 Account 120 days past due150 Account 150 days past due180 Account 180 days past dueCRD Creditor received deedFS Foreclosure proceedings startedF ForeclosedVS Voluntarily surrenderedR RepossessionPBC Paid by creditorIC Insurance claimG Claim filed with governmentD Defaulted on contractC CollectionCO Charge offCLS ClosedND No data for this time period


Credit Items

 For your protection, the last few digits of your account numbers do not display.



LANE BRYANT RETAIL

Address:
450 WINKS LN
BENSALEM, PA 19020
(800) 888-4163
 Account Number:
697800500263....


Address Identification Number:
0335603742


Status:  Creditor cannot locate individual. $31 past due as of Jan 2010.


Date Opened:
05/2008
Reported Since:
06/2008
Date of Status:
11/2009
Last Reported:
01/2010
 Type:
Credit card
Terms:
NA
Monthly Payment:
$0
Responsibility:
Individual
  Credit Limit/Original Amount:
$500
High Balance:
$460
Recent Balance:
NA
Recent Payment:
NA


Creditor's Statement:  Purchased by another lender.



Payment History:

2010

JAN

CLS2009

DEC

30

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2008

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK


Account History:
30 days past due as of Dec 2009
Creditor cannot locate individual from Nov 16, 2009 to Jan 22, 2010





WFNNB/LANE BRYANT

Address:
PO BOX 182789
COLUMBUS, OH 43218
No phone number available
 Account Number:
697800500263....


Address Identification Number:
0194981360


Status:  Open.
  Status Details:  By Sep 2016, this account is scheduled to go to a positive status.



Date Opened:
05/2008
Reported Since:
06/2008
Date of Status:
04/2010
Last Reported:
10/2011
 Type:
Revolving
Terms:
NA
Monthly Payment:
$25
Responsibility:
Individual
  Credit Limit/Original Amount:
$150
High Balance:
$536
Recent Balance:
$0 as of 10/2011
Recent Payment:
$81



Payment History:

2011

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2010

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

120

FEB

90

JAN

602009

DEC

30

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2008

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK


Account History:
120 days past due as of Mar 2010
90 days past due as of Feb 2010
60 days past due as of Jan 2010
30 days past due as of Dec 2009



Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Sep 2011: $0 / September 1, 2011 / $25 / $81
Aug 2011: $81 / March 17, 2010 / $25 / $488
May 2010: $0 / March 17, 2010 / $27 / $488
Apr 2010: $0 / no data / no data / no data
Mar 2010: $536 / no data / no data / no data



Between Aug 2011 and Sep 2011, your credit limit/high balance was $150
Between Mar 2010 and May 2010, your credit limit/high balance was $536






Accounts in Good Standing  back to top


These items may stay on your credit report for as long as they are open. Once an account is closed or paid off it may continue to appear on your report for up to ten years.


BANK OF AMERICA

Address:
PO BOX 982238
EL PASO, TX 79998
(800) 421-2110
 Account Number:
414734003156....


Address Identification Number:
0194981360


Status:  Open/Never late.


Date Opened:
08/2011
Reported Since:
08/2011
Date of Status:
02/2012
Last Reported:
02/2012
 Type:
Flex Spending
Terms:
NA
Monthly Payment:
$65
Responsibility:
Individual
  Credit Limit/Original Amount:
NA
High Balance:
$3,464
Recent Balance:
$3,308 as of 02/2012
Recent Payment:
$1,000



Payment History:

2012

FEB

OK

JAN

OK2011

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $3,091 / December 7, 2011 / $30 / $1,696
Dec 2011: $1,696 / November 7, 2011 / $16 / $330
Nov 2011: $330 / October 31, 2011 / $15 / $4,963
Oct 2011: $3,294 / no data / $78 / no data
Sep 2011: $678 / no data / $15 / no data
Aug 2011: $0 / no data / Unknown / no data



Between Nov 2011 and Jan 2012, your credit limit/high balance was $3,464
Between Oct 2011 and Oct 2011, your credit limit/high balance was $3,294
Between Sep 2011 and Sep 2011, your credit limit/high balance was $678
Between Aug 2011 and Aug 2011, your credit limit/high balance was $0





BANK OF AMERICA

Address:
PO BOX 982238
EL PASO, TX 79998
(800) 421-2110
 Account Number:
431307010551....


Address Identification Number:
0194958683


Status:  Open/Never late.


Date Opened:
01/1995
Reported Since:
07/1997
Date of Status:
02/2012
Last Reported:
02/2012
 Type:
Flex Spending
Terms:
NA
Monthly Payment:
$0
Responsibility:
Authorized user
  Credit Limit/Original Amount:
NA
High Balance:
$6,353
Recent Balance:
$0 /paid as of 02/2012
Recent Payment:
$0



Payment History:

2012

FEB

OK

JAN

OK2011

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2010

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2009

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2008

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

ND

APR

ND

MAR

ND

FEB

ND

JAN

ND2007

DEC

ND

NOV

ND

OCT

ND

SEP

ND

AUG

ND

JUL

ND

JUN

ND

MAY

ND

APR

ND

MAR

ND

FEB

ND

JAN

ND2006

DEC

ND

NOV

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $0 / September 1, 1999 / no data / no data
Dec 2011: $0 / September 1, 1999 / no data / no data
Nov 2011: $0 / September 1, 1999 / no data / no data
Oct 2011: $0 / September 1, 1999 / no data / no data
Sep 2011: $0 / September 1, 1999 / no data / no data
Aug 2011: $0 / September 1, 1999 / no data / no data
Jul 2011: $0 / September 1, 1999 / no data / no data
Jun 2011: $0 / September 1, 1999 / no data / no data
May 2011: $0 / September 1, 1999 / no data / no data
Apr 2011: $0 / September 1, 1999 / no data / no data
Mar 2011: $0 / September 1, 1999 / no data / no data
Feb 2011: $0 / September 1, 1999 / no data / no data
Jan 2011: $0 / September 1, 1999 / no data / no data
Dec 2010: $0 / September 1, 1999 / no data / no data
Nov 2010: $0 / September 1, 1999 / no data / no data
Oct 2010: $0 / September 1, 1999 / no data / no data
Sep 2010: $0 / September 1, 1999 / no data / no data
Aug 2010: $0 / September 1, 1999 / no data / no data
Jul 2010: $0 / September 1, 1999 / no data / no data
Jun 2010: $0 / no data / no data / no data
May 2010: $0 / no data / no data / no data
Apr 2010: $0 / no data / no data / no data
Mar 2010: $0 / no data / no data / no data



Between Mar 2010 and Jan 2012, your credit limit/high balance was $6,353





HOME DEPOT/CITIBANK

Address:
PO BOX 6497
SIOUX FALLS, SD 57117
(800) 677-0232
 Account Number:
603532034594....


Address Identification Number:
0194981360


Status:  Open/Never late.


Date Opened:
03/2010
Reported Since:
03/2010
Date of Status:
02/2012
Last Reported:
02/2012
 Type:
Revolving
Terms:
NA
Monthly Payment:
$10
Responsibility:
Individual
  Credit Limit/Original Amount:
$5,000
High Balance:
$1,218
Recent Balance:
$0 /paid as of 02/2012
Recent Payment:
$0



Payment History:

2012

FEB

OK

JAN

OK2011

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2010

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $0 / July 16, 2010 / $10 / no data
Dec 2011: $0 / July 16, 2010 / $10 / no data
Nov 2011: $0 / July 16, 2010 / $10 / no data
Oct 2011: $0 / July 16, 2010 / $10 / no data
Sep 2011: $0 / July 16, 2010 / $10 / no data
Aug 2011: $0 / July 16, 2010 / $10 / no data
Jul 2011: $0 / July 16, 2010 / $10 / no data
Jun 2011: $0 / July 16, 2010 / $10 / no data
May 2011: $0 / July 16, 2010 / $10 / no data
Apr 2011: $0 / July 16, 2010 / $10 / no data
Mar 2011: $0 / July 16, 2010 / $10 / no data
Feb 2011: $0 / July 16, 2010 / $10 / no data
Jan 2011: $0 / July 16, 2010 / $10 / no data
Dec 2010: $0 / July 16, 2010 / $10 / no data
Nov 2010: $0 / July 16, 2010 / $10 / no data
Oct 2010: $0 / July 16, 2010 / $10 / no data
Sep 2010: $0 / July 16, 2010 / $10 / no data
Aug 2010: $0 / July 16, 2010 / $10 / no data
Jul 2010: $0 / July 16, 2010 / $10 / no data
Jun 2010: $184 / June 16, 2010 / $10 / $665
May 2010: $665 / no data / no data / no data
Apr 2010: $639 / no data / no data / no data
Mar 2010: $527 / no data / no data / no data



Between Mar 2010 and Jan 2012, your credit limit/high balance was $5,000





THE CHILDRENS PLACE/CITIBANK

Address:
PO BOX 6497
SIOUX FALLS, SD 57117
No phone number available
 Account Number:
601164432664....


Address Identification Number:
0194981360


Status:  Open/Never late.


Date Opened:
06/2010
Reported Since:
07/2010
Date of Status:
02/2012
Last Reported:
02/2012
 Type:
Revolving
Terms:
NA
Monthly Payment:
$25
Responsibility:
Individual
  Credit Limit/Original Amount:
$500
High Balance:
$156
Recent Balance:
$0 /paid as of 02/2012
Recent Payment:
$0



Payment History:

2012

FEB

OK

JAN

OK2011

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2010

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $0 / August 2, 2011 / $25 / no data
Dec 2011: $0 / August 2, 2011 / $25 / no data
Nov 2011: $0 / August 2, 2011 / $25 / no data
Oct 2011: $0 / August 2, 2011 / $25 / no data
Sep 2011: $0 / August 2, 2011 / $25 / no data
Aug 2011: $0 / August 2, 2011 / $25 / no data
Jul 2011: $94 / December 20, 2010 / $25 / no data
Jun 2011: $0 / December 20, 2010 / $10 / no data
May 2011: $0 / December 20, 2010 / $10 / no data
Apr 2011: $0 / December 20, 2010 / $10 / no data
Mar 2011: $0 / December 20, 2010 / $10 / no data
Feb 2011: $0 / December 20, 2010 / $10 / no data
Jan 2011: $0 / December 20, 2010 / $10 / no data
Dec 2010: $33 / July 23, 2010 / $10 / no data
Nov 2010: $0 / July 23, 2010 / $10 / no data
Oct 2010: $0 / July 23, 2010 / $10 / no data
Sep 2010: $0 / July 23, 2010 / $10 / no data
Aug 2010: $0 / July 23, 2010 / $10 / no data
Jul 2010: $156 / no data / $10 / no data



Between Jul 2010 and Jan 2012, your credit limit/high balance was $500





CONOCO/PHILLIPS/UNION76/CITIBANK

Address:
PO BOX 6497
SIOUX FALLS, SD 57117
No phone number available
 Account Number:
63271....


Address Identification Number:
0335603742


Status:  Paid,Closed/Never late.
  Status Details:  This account is scheduled to continue on record until Nov 2018.



Date Opened:
10/1977
Reported Since:
08/2003
Date of Status:
11/2008
Last Reported:
11/2008
 Type:
Credit card
Terms:
NA
Monthly Payment:
$0
Responsibility:
Authorized user
  Credit Limit/Original Amount:
$300
High Balance:
$180
Recent Balance:
NA
Recent Payment:
NA


Your Statement:

Account closed at consumer's request.



Payment History:

2008

NOV

CLS

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2007

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

ND

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2006

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2005

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2004

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

ND2003

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK




GECRB/CHEVRON

Address:
PO BOX 965015
ORLANDO, FL 32896
(800) 243-8766
 Account Number:
706159108545....


Address Identification Number:
0335603742


Status:  Open/Never late.


Date Opened:
05/1993
Reported Since:
04/2008
Date of Status:
02/2012
Last Reported:
02/2012
 Type:
Revolving
Terms:
NA
Monthly Payment:
$0
Responsibility:
Authorized user
  Credit Limit/Original Amount:
$124
High Balance:
NA
Recent Balance:
$0 /paid as of 02/2012
Recent Payment:
$0



Payment History:

2012

FEB

OK

JAN

OK2011

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2010

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2009

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2008

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

CLS


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $0 / no data / no data / no data
Dec 2011: $0 / no data / no data / no data
Nov 2011: $0 / no data / no data / no data
Oct 2011: $0 / no data / no data / no data
Sep 2011: $0 / no data / no data / no data
Aug 2011: $0 / no data / no data / no data
Jul 2011: $0 / no data / no data / no data
Jun 2011: $0 / no data / no data / no data
May 2011: $0 / no data / no data / no data
Apr 2011: $0 / no data / no data / no data
Mar 2011: $0 / no data / no data / no data
Feb 2011: $0 / no data / no data / no data
Jan 2011: $0 / no data / no data / no data
Dec 2010: $0 / no data / no data / no data
Nov 2010: $0 / no data / no data / no data
Oct 2010: $0 / no data / no data / no data
Sep 2010: $0 / no data / no data / no data
Aug 2010: $0 / no data / no data / no data
Jul 2010: $0 / no data / no data / no data
Jun 2010: $0 / no data / no data / no data
May 2010: $0 / no data / no data / no data
Apr 2010: $0 / no data / no data / no data
Mar 2010: $0 / no data / no data / no data



Between Mar 2010 and Jan 2012, your credit limit/high balance was $124





GE/JCPENNEY

Address:
PO BOX 965007
ORLANDO, FL 32896
(800) 542-0800
 Account Number:
600889536019....


Address Identification Number:
0194981360


Status:  Open/Never late.


Date Opened:
10/2009
Reported Since:
10/2009
Date of Status:
02/2012
Last Reported:
02/2012
 Type:
Revolving
Terms:
NA
Monthly Payment:
$28
Responsibility:
Individual
  Credit Limit/Original Amount:
$1,800
High Balance:
$660
Recent Balance:
$0 /paid as of 02/2012
Recent Payment:
$0



Payment History:

2012

FEB

OK

JAN

OK2011

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2010

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2009

DEC

OK

NOV

OK

OCT

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $0 / July 4, 2011 / $28 / no data
Dec 2011: $0 / July 4, 2011 / $28 / no data
Nov 2011: $0 / July 4, 2011 / $28 / no data
Oct 2011: $0 / July 4, 2011 / $28 / no data
Sep 2011: $0 / July 4, 2011 / $28 / no data
Aug 2011: $0 / July 4, 2011 / $28 / no data
Jul 2011: $0 / July 4, 2011 / $28 / $571
Jun 2011: $571 / June 7, 2011 / $28 / $100
May 2011: $660 / March 30, 2010 / $33 / no data
Apr 2011: $0 / March 30, 2010 / no data / no data
Mar 2011: $0 / March 30, 2010 / no data / no data
Feb 2011: $0 / March 30, 2010 / no data / no data
Jan 2011: $0 / March 30, 2010 / no data / no data
Dec 2010: $0 / March 30, 2010 / no data / no data
Nov 2010: $0 / March 30, 2010 / no data / no data
Oct 2010: $0 / March 30, 2010 / no data / no data
Sep 2010: $0 / March 30, 2010 / $15 / no data
Aug 2010: $0 / March 30, 2010 / $15 / no data
Jul 2010: $0 / March 30, 2010 / $15 / no data
Jun 2010: $0 / March 30, 2010 / $15 / no data
May 2010: $0 / no data / no data / no data
Apr 2010: $0 / no data / no data / no data
Mar 2010: $129 / no data / no data / no data



Between Jun 2011 and Jan 2012, your credit limit/high balance was $1,800
Between Mar 2010 and May 2011, your credit limit/high balance was $1,700





GECRB/LOWES

Address:
PO BOX 965005
ORLANDO, FL 32896
(800) 444-1408
 Account Number:
798192445188....


Address Identification Number:
0194981360


Status:  Open/Never late.


Date Opened:
08/2011
Reported Since:
08/2011
Date of Status:
02/2012
Last Reported:
02/2012
 Type:
Revolving
Terms:
NA
Monthly Payment:
$16
Responsibility:
Individual
  Credit Limit/Original Amount:
$1,600
High Balance:
$73
Recent Balance:
$0 /paid as of 02/2012
Recent Payment:
$0



Payment History:

2012

FEB

OK

JAN

OK2011

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $0 / November 30, 2011 / $16 / no data
Dec 2011: $0 / November 30, 2011 / $16 / $73
Nov 2011: $73 / September 1, 2011 / $16 / no data
Oct 2011: $0 / September 1, 2011 / $15 / no data
Sep 2011: $0 / September 1, 2011 / $15 / $51
Aug 2011: $51 / no data / $15 / no data



Between Jan 2012 and Jan 2012, your credit limit/high balance was $1,600
Between Aug 2011 and Dec 2011, your credit limit/high balance was $1,300





GE CAPITAL/MERVYNS

Address:
PO BOX 965005
ORLANDO, FL 32896
(800) 480-5014
 Account Number:
604589102377....


Address Identification Number:
0335603742


Status:  Paid,Closed/Never late.
  Status Details:  This account is scheduled to continue on record until Oct 2018.



Date Opened:
02/1979
Reported Since:
02/2004
Date of Status:
10/2008
Last Reported:
10/2008
 Type:
Revolving
Terms:
NA
Monthly Payment:
$0
Responsibility:
Joint with KENNETH L HILL
  Credit Limit/Original Amount:
NA
High Balance:
$597
Recent Balance:
NA
Recent Payment:
NA



Payment History:

2008

OCT

CLS

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2007

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2006

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2005

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2004

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK




GMAC MORTGAGE

Address:
PO BOX 4622
WATERLOO, IA 50704
(800) 766-4622
 Account Number:
30659....


Address Identification Number:
0714560899


Status:  Paid,Closed/Never late.
  Status Details:  This account is scheduled to continue on record until Jul 2019.



Date Opened:
12/1998
Reported Since:
01/1999
Date of Status:
07/2009
Last Reported:
07/2009
 Type:
Mortgage
Terms:
30 Years
Monthly Payment:
$0
Responsibility:
Joint with KEN HILL
  Credit Limit/Original Amount:
$150,000
High Balance:
NA
Recent Balance:
NA
Recent Payment:
NA



Payment History:

2009

JUL

CLS

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2008

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2007

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2006

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2005

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2004

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2003

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2002

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK




BEST BUY/HSBC

Address:
PO BOX 5253
CAROL STREAM, IL 60197
(800) 477-6000
 Account Number:
700106228288....


Address Identification Number:
0194981360


Status:  Open/Never late.


Date Opened:
05/2010
Reported Since:
03/2010
Date of Status:
07/2010
Last Reported:
07/2010
 Type:
Revolving
Terms:
NA
Monthly Payment:
$0
Responsibility:
Individual
  Credit Limit/Original Amount:
$3,000
High Balance:
$616
Recent Balance:
$0 /paid as of 07/2010
Recent Payment:
$0



Payment History:

2010

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jun 2010: $0 / no data / no data / no data



As of Jun 2010 your credit limit/high balance was $3,000





KOHLS/CAPONE

Address:
PO BOX 3115
MILWAUKEE, WI 53201
(414) 783-1635
 Account Number:
06311526....


Address Identification Number:
0194981360


Status:  Open/Never late.


Date Opened:
12/2011
Reported Since:
12/2011
Date of Status:
02/2012
Last Reported:
02/2012
 Type:
Revolving
Terms:
NA
Monthly Payment:
$25
Responsibility:
Individual
  Credit Limit/Original Amount:
$1,000
High Balance:
$81
Recent Balance:
$0 /paid as of 02/2012
Recent Payment:
$81



Payment History:

2012

FEB

OK

JAN

OK2011

DEC

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $0 / January 4, 2012 / $25 / $81
Dec 2011: $81 / no data / $25 / no data



Between Dec 2011 and Jan 2012, your credit limit/high balance was $1,000





SCHOOLS FINANCIAL CU

Address:
1485 RESPONSE RD STE 240
SACRAMENTO, CA 95815
(916) 569-5400
 Account Number:
30791415....


Address Identification Number:
0335603742


Status:  Paid,Closed/Never late.
  Status Details:  This account is scheduled to continue on record until Jul 2019.



Date Opened:
06/2009
Reported Since:
06/2009
Date of Status:
07/2009
Last Reported:
07/2009
 Type:
Installment
Terms:
120 Months
Monthly Payment:
$0
Responsibility:
Individual
  Credit Limit/Original Amount:
$20,000
High Balance:
NA
Recent Balance:
NA
Recent Payment:
NA



Payment History:

2009

JUL

CLS

JUN

OK




CITIBANK/SEARS

Address:
PO BOX 6282
SIOUX FALLS, SD 57117
(800) 669-8488
 Account Number:
512107176287....


Address Identification Number:
0335603742


Status:  Paid,Closed/Never late.
  Status Details:  This account is scheduled to continue on record until Oct 2017.



Date Opened:
04/1991
Reported Since:
09/1991
Date of Status:
10/2007
Last Reported:
10/2007
 Type:
Credit card
Terms:
NA
Monthly Payment:
$0
Responsibility:
Individual
  Credit Limit/Original Amount:
$15,000
High Balance:
$2,846
Recent Balance:
NA
Recent Payment:
NA


Creditor's Statement:  Account closed at credit grantor's request.



Payment History:

2007

OCT

CLS

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2006

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2005

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2004

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2003

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2002

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2001

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2000

DEC

OK

NOV

OK




SEARS/CBSD

Address:
PO BOX 6189
SIOUX FALLS, SD 57117
No phone number available
 Account Number:
512107013975....


Address Identification Number:
0335603742


Status:  Paid,Closed/Never late.
  Status Details:  This account is scheduled to continue on record until Mar 2015.



Date Opened:
06/1996
Reported Since:
07/1996
Date of Status:
03/2005
Last Reported:
03/2005
 Type:
Credit card
Terms:
NA
Monthly Payment:
$0
Responsibility:
Authorized user
  Credit Limit/Original Amount:
NA
High Balance:
$240
Recent Balance:
NA
Recent Payment:
NA



Payment History:

2005

MAR

CLS

FEB

OK

JAN

OK2004

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2003

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2002

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2001

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK2000

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK1999

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK

MAR

OK

FEB

OK

JAN

OK1998

DEC

OK

NOV

OK

OCT

OK

SEP

OK

AUG

OK

JUL

OK

JUN

OK

MAY

OK

APR

OK




TD RETAIL CARD SERVICES/ELLSABETH

Address:
1000 MACARTHUR BLVD
MAHWAH, NJ 07430
No phone number available
 Account Number:
761001700138....


Address Identification Number:
0335603742


Status:  Inactive/Never late.
  Status Details:  This account is scheduled to continue on record until Aug 2014.



Date Opened:
04/2003
Reported Since:
04/2003
Date of Status:
08/2004
Last Reported:
08/2004
 Type:
Revolving
Terms:
NA
Monthly Payment:
$0
Responsibility:
Individual
  Credit Limit/Original Amount:
$1,900
High Balance:
$545
Recent Balance:
$0 /paid as of 08/2004
Recent Payment:
$0



Payment History:

2004

AUG

OK

JUL

ND

JUN

ND

MAY

ND

APR

ND

MAR

ND

FEB

ND

JAN

ND2003

DEC

ND

NOV

ND

OCT

ND

SEP

ND

AUG

OK

JUL

ND

JUN

OK

MAY

OK

APR

OK




WFCB/HOME SHOPPING NETWORK

Address:
PO BOX 182120
COLUMBUS, OH 43218
No phone number available
 Account Number:
578097957286....


Address Identification Number:
0194981360


Status:  Open/Never late.


Date Opened:
08/2011
Reported Since:
08/2011
Date of Status:
11/2011
Last Reported:
11/2011
 Type:
Revolving
Terms:
NA
Monthly Payment:
$25
Responsibility:
Individual
  Credit Limit/Original Amount:
$4,000
High Balance:
$58
Recent Balance:
$0 /paid as of 11/2011
Recent Payment:
$58



Payment History:

2011

NOV

OK

OCT

OK

SEP

OK

AUG

OK


Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Oct 2011: $0 / October 17, 2011 / $25 / $58
Sep 2011: $58 / no data / $25 / no data
Aug 2011: $0 / no data / Unknown / no data



Between Aug 2011 and Oct 2011, your credit limit/high balance was $4,000






Record of Requests for Your Credit History  back to top


Inquiries Shared With Others



 We make your credit history available to your current and prospective creditors and employers as allowed by law. Experian may list these inquiries for up to two years.

The section below lists all of the companies that have requested your credit history as a result of action you took, such as applying for credit or financing or as a result of a collection. The inquiries in this section are shared with companies that receive your credit history.



 KOHLS/CAPONE



 Address:
PO BOX 3115
MILWAUKEE WI 53201
(262) 703-1876  Date of Request:
12/10/2011

 Address Identification Number:
0194981360


 Comments:
Permissible purpose. This inquiry is scheduled to continue on record until Jan 2014.



 BANK OF AMERICA



 Address:
PO BOX 982238
EL PASO TX 79998
(800) 421-2110  Date of Request:
08/03/2011

 Address Identification Number:
0194981360


 Comments:
Permissible purpose. This inquiry is scheduled to continue on record until Sep 2013.



 BANK OF AMERICA



 Address:
PO BOX 982238
EL PASO TX 79998
(800) 421-2110  Date of Request:
07/12/2011

 Address Identification Number:
0194981360


 Comments:
Permissible purpose. This inquiry is scheduled to continue on record until Aug 2013.



 CHILDRENS PLACE/CBSD NA



 Address:
PO BOX 6497
SIOUX FALLS SD 57117
No phone number available  Date of Request:
06/17/2010

 Address Identification Number:
0194981360


 Comments:
Permissible purpose. This inquiry is scheduled to continue on record until Jul 2012.



 WFNNB/LANE BRYANT



 Address:
4590 E BROAD ST
COLUMBUS OH 43213
No phone number available  Date of Request:
03/13/2010

 Address Identification Number:
0335603742


 Comments:
Collection purpose. This inquiry is scheduled to continue on record until Apr 2012.



 CBNA



 Address:
541 SID MARTIN RD
GRAY TN 37615
No phone number available  Date of Request:
03/05/2010

 Address Identification Number:
0194981360


 Comments:
Permissible purpose. This inquiry is scheduled to continue on record until Apr 2012.



Inquiries Shared Only With You



 You may not have initiated the following inquiries, so you may not recognize each source. We report these requests to you only as a record of activities, and we do not include any of these requests on credit reports to others.

We offer credit information about you to those with a permissible purpose, for example to:

•other creditors who want to offer you preapproved credit;
•an employer who wishes to extend an offer of employment;
•a potential investor in assessing the risk of a current obligation;
•Experian Consumer Assistance to process a report for you;
•your current creditors to monitor your accounts (date listed may reflect only the most recent request);
•an end user to complete your mortgage loan application.

These inquiries do not affect your credit score.



 CITI CARDS



 Address:
PO BOX 6241
SIOUX FALLS SD 57117
No phone number available  Date of Request:
01/19/2012, 10/17/2011, 10/04/2011, 08/18/2010




 KOHLS



 Address:
PO BOX 3115
MILWAUKEE WI 53201
(262) 703-7000  Date of Request:
01/06/2012




 CREDCO/MY CREDIT HEALTH



 Address:
12395 FIRST AMERICAN WAY
POWAY CA 92064
No phone number available  Date of Request:
12/17/2011, 12/11/2011, 08/29/2011, 08/13/2011, 08/05/2011, 08/03/2011, 07/27/2011




 AMEX



 Address:
20022 NORTH 31ST STREET
PHOENIX AZ 85027
No phone number available  Date of Request:
12/06/2011, 08/30/2011, 07/27/2011, 06/01/2011, 05/04/2011, 12/16/2010, 10/14/2010, 08/27/2010, 07/23/2010




 BANK OF AMERICA



 Address:
PO BOX 17054
WILMINGTON DE 19850
(800) 421-2110  Date of Request:
12/01/2011




 CAP ONE



 Address:
PO BOX 30281
SALT LAKE CITY UT 84130
No phone number available  Date of Request:
11/18/2011, 07/22/2011, 06/23/2010, 06/16/2010, 06/09/2010, 05/18/2010, 05/11/2010, 03/20/2010, 03/12/2010, 03/05/2010




 CHASE



 Address:
PO BOX 15298
WILMINGTON DE 19850
(800) 955-9900  Date of Request:
11/08/2011




 FIGIS/CHARMING SHOPPES



 Address:
3200 S CENTRAL AVE
MARSHFIELD WI 54449
No phone number available  Date of Request:
10/17/2011, 10/29/2010




 WFCB/HSN



 Address:
995 WEST 122 AVE
WESTMINSTER CO 80234
No phone number available  Date of Request:
08/23/2011




 BANK OF AMERICA



 Address:
PO BOX 982238
EL PASO TX 79998
(800) 421-2110  Date of Request:
08/03/2011, 07/12/2011




 EXPERIAN



 Address:
PO BOX 9600
ALLEN TX 75013
No phone number available  Date of Request:
08/03/2011, 07/18/2011, 07/18/2011, 07/18/2011




 WORLD FINANCIAL NETWORK NATL BAN



 Address:
PO BOX 182789
COLUMBUS OH 43218
No phone number available  Date of Request:
07/29/2011




 CREDCO/ONETECHNOLOGIES



 Address:
12395 FIRST AMERICAN WAY
POWAY CA 92064
No phone number available  Date of Request:
07/27/2011




 CONSUMERINFO.COM



 Address:
PO BOX 19729
IRVINE CA 92623
No phone number available  Date of Request:
07/18/2011




 CIC/EXPERIAN IDENTITY CH



 Address:
535 ANTON BLVD STE 100
COSTA MESA CA 92626
No phone number available  Date of Request:
07/18/2011




 CREDIT ONE BANK



 Address:
PO BOX 98873
LAS VEGAS NV 89193
(877) 825-3242  Date of Request:
07/20/2010, 04/20/2010




 BANK OF AMERICA



 Address:
PO BOX 982238
EL PASO TX 79998
(800) 421-2110  Date of Request:
06/14/2010




 CREDIT ONE BANK



 Address:
PO BOX 98873
LAS VEGAS NV 89193
(877) 825-3242  Date of Request:
04/20/2010




 WFNNB/LANE BRYANT



 Address:
4590 E BROAD ST
COLUMBUS OH 43213
No phone number available  Date of Request:
03/10/2010




 WFNNB/WOMAN WITHIN



 Address:
4590 E BROAD ST
COLUMBUS OH 43213
No phone number available  Date of Request:
03/05/2010




 WFCB/BLAIR



 Address:
PO BOX 182120
COLUMBUS OH 43218
No phone number available  Date of Request:
03/04/2010




 WFNNB/ROAMANS



 Address:
4590 E BROAD ST
COLUMBUS OH 43213
No phone number available  Date of Request:
02/02/2010





Personal Information back to top


 The following information is reported to us by you, your creditors and other sources. Each source may report your personal info differently, which may result in variations of your name, address, Social Security number, etc. As part of our fraud prevention efforts, a notice with additional information may appear. As a security precaution, we did not list the Social Security number that you provided when you contacted us. If any Social Security number variations were reported to us, only the last four digits of each are displayed. Numbers that appear here vary from the number you used to generate this report. Actual differences in these numbers may be part of the displayed portion or part of the hidden portion. The names are listed in no particular order and may include variations of your legal name. The Name identification number is how our system identifies the names associated with respective accounts on your credit report. These addresses are listed in no particular order and may include previous addresses where you received mail. The Address identification number is how our system identifies the address. The Geographical Code shown with each address identifies the state, county, census tract, block group and Metropolitan Statistical Area associated with each address.



Names:

JUDI L HILL

Name identification number:  6008


JUDITH L HILL

Name identification number:  30518


JUDI HILL

Name identification number:  927


JUDY HILL

Name identification number:  2005


JUDITH HILL

Name identification number:  7381


JUDY L HILL

Name identification number:  13595


JUDITH L IHILL

Name identification number:  14218



Year of birth:

1944


Spouse or co-applicant:

KENNETH


Telephone numbers:

(916) 293-9460 Residential

(916) 717-8562 Cellular

(916) 933-8156 Residential


Address:  326 TURN PIKE DR
FOLSOM, CA 95630-8085

Address identification number:  0194981360

Type of Residence:  Single family

Geographical Code: 0-850420-67-6920


Address:  3941 PARK DR STE20-480
EL DORADO HILLS, CA 95762-4549

Address identification number:  0714560899

Type of Residence:  Multifamily

Geographical Code: 0-3070340-17-6920


Address:  1004 VAN CORTLANDT CT
EL DORADO HILLS, CA 95762-7544

Address identification number:  0335603742

Type of Residence:  Single family

Geographical Code: 0-3070310-17-6920


Address:  4128 NATUREWOOD CT
FAIR OAKS, CA 95628-6687

Address identification number:  0194958683

Type of Residence:  Single family

Geographical Code: 0-800520-67-6920





Important Message From Experian back to top


 By law, we cannot disclose certain medical information (relating to physical, mental, or behavioral health or condition). Although we do not generally collect such information, it could appear in the name of a data furnisher (i.e., "Cancer Center") that reports your payment history to us. If so, those names display in your report, but in reports to others they display only as MEDICAL PAYMENT DATA. Consumer statements included on your report at your request that contain medical information are disclosed to others.




Know your rights back to top

FCRA Rights

Para informacion en español, visite www.ftc.gov/credit o escribe a la FTC Consumer Response Center, Room 130-A 600 Pennsylvania Ave. N.W., Washington, D.C. 20580.

A Summary of Your Rights under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.ftc.gov/credit or write to: Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave. N.W., Washington, D.C. 20580.

•You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.
•You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:


◦a person has taken adverse action against you because of information in your credit report;
◦you are the victim of identify theft and place a fraud alert in your file;
◦your file contains inaccurate information as a result of fraud;
◦you are on public assistance;
◦you are unemployed but expect to apply for employment within 60 days.
All consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.ftc.gov/credit for additional information.
•You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
•You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.ftc.gov/credit for an explanation of dispute procedures.
•Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.
•Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
•Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
•You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.ftc.gov/credit.
•You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1 888 5OPTOUT (1 888 567 8688).
•You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
•Identity theft victims and active duty military personnel have additional rights. For more information, visit www.ftc.gov/credit.

States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. Federal enforcers are:
  Type of Business: Contact:
Consumer reporting agencies, creditors and others not listed below Federal Trade Commission:
Consumer Response Center - FCRA
Washington, DC 20580 1 877 382 4357
National banks, federal branches/agencies of foreign banks (word "National" or initials "N.A." appear in or after bank's name) Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
Federal Reserve System member banks (except national banks, and federal branches/agencies of foreign banks) Federal Reserve Consumer Help
PO Box 1200
Minneapolis, MN 55480
Savings associations and federally chartered savings banks (word "Federal" or initials "F.S.B." appear in federal institution's name) Office of Thrift Supervision
Consumer Complaints
Washington, DC 20552 1 800 842 6929
Federal credit unions (words "Federal Credit Union" appear in institution's name) National Credit Union Administration
1775 Duke Street
Alexandria, VA 22314 1 703 519 4600
State-chartered banks that are not members of the Federal Reserve System Federal Deposit Insurance Corporation
Consumer Response Center
2345 Grand Avenue, Suite 100
Kansas City, Missouri 64108-2638 1 877 275 3342
Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission Department of Transportation
Office of Financial Management
Washington, DC 20590 1 202 366 1306
Activities subject to the Packers and Stockyards Act, 1921 Department of Agriculture
Office of Deputy Administrator - GIPSA
Washington, DC 20250 1 202 720 7051

States Rights
Notification of rights for Alaska consumers
Notification of rights for Arkansas consumers
Notification of rights for California consumers
California notice of your rights to request and obtain your credit score
Notification of rights for Colorado consumers
Notification of rights for Connecticut consumers
Notification of rights for Delaware consumers
Notification of rights for District of Columbia consumers
Notification of rights for Florida consumers
Notification of rights for Georgia consumers
Notification of rights for Indiana consumers
Notification of rights for Maryland consumers
Notification of rights for Massachusetts consumers
Notification of rights for Missouri consumers
Notification of rights for Montana consumers
Notification of rights for Nevada consumers
Notification of rights for New Hampshire consumers
Notification of rights for New Jersey consumers
Notification of rights for New Mexico consumers
Notification of rights for New York consumers
Notification of rights for North Carolina consumers
Notification of rights for North Dakota consumers
Notification of rights for Ohio consumers
Notification of rights for Oklahoma consumers
Notification of rights for Rhode Island consumers
Notification of rights for Tennessee consumers
Notification of rights for Texas consumers
Notification of rights for Vermont consumers
Notification of rights for Virginia consumers
Notification of rights for Washington consumers
Notification of rights for West Virginia consumers
Notification of rights for Wisconsin consumers




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