var array0 = ['apple'];
var cond0 = value.indexOf(array0[0]) == -1 ;

var array1 = ['apple', 'banana'];
var cond1 = value.indexOf(array1[0]) == -1 && value.indexOf(array1[1]) == -1 ;

// On the same way,

var array2 = ['apple', 'banana', 'kiwi'];
var cond2 = value.indexOf(array2[0]) == -1 && value.indexOf(array2[1]) == -1 && value.indexOf(array[2]);