#include <iostream>
#include <cmath>
#include <iomanip>
#include <cstdlib>
using namespace std;

int tp=0; // total months/payments/periods
double p=0; // principal
float ar=0; // APR
double PI=0; // total interest
double sub=0; //subtotal
double m=0; //monthly payment
double ep=0;//end payment
double tt=0; // principal + interest


double tpay () {//Total Payments function

    PI = ((p*ar)/12);
    sub = (p+PI);

    while (int tp=1, double p <= double m, double sub--m) {

    }



    ar = ar/100;
    //tp = p * (1+mr); //Total Payments
    tt = p * ((1+ar));

    sub = (p+PI);
    ep = sub-m;


    return 0;

}

//void final () //Final Payment
//{
  //  while (p > 0)
//}

int main()
{
    //double p=0; //principal
    //double r=0; // rate
    //double compound;
    //double m=0; //monthly payment
    double final=0; //final payment

    cout << "** Welcome to the Consumer Loan Calculator **"<< endl;
    cout << "How much would you like to borrow? $" <<setw(5);
    cin >>p;
    cout << "What is your annual percentage rate? %"<<setw(5);
    cin >>ar;
    cout << "What is your monthly payment? $"<<setw(5);
    cin >> m;

    cout << "The total amount of interest you will pay during that time is $" << tt <<endl;

    if (final < m)
    {
        cout << "Your debt will be paid off aftert"<< tpay() << "tmonths, with a final payment of just $" << final <<endl;
    }

    //do {
      //  p += (p * (ar/100));
    //}
     //while (

            cout <<"Don't get overwhelmed with debt!"<<endl;