$startOfLine = PHP_EOL.
               str_repeat(' ',$rbtSt_billToBox_leadingWidth);
$innerMargin = str_repeat(' ',$rbtSt_billToBox_innerMargin);
extract($statementInfoArray,'stm');
$rbt .= $startOfLine.
        padBothAndTruncate($stm_bill-to-addr1,$rbtSt_billToBox_addr_maxWidth).
        $innerMargin.
        substr($stm_bill-to-code,0,$rbtSt_billToBox_acctNum_maxWidth).
        $startOfLine.
        padBothAndTruncate($stm_bill-to-city.', '.$stm_bill-to-state.' '.$stm_bill-to-zip);