<?php

$vars = [
    "CC" => array(),
    "M" => array(),
    "Y" => array(),
    "CVV" => array(),
    "T" => array()
];

$str = "45435|05|17|564|V|45435|05|17|564|V|"

function sortToVars() {
    $parts = explode("|", $str);
    $var_count = 0;

    for ($i=0; $i<(count($parts)/3); $i++) {
        for ($x=0; $x<4; $x++) {
            array_push($vars[$x][$i], "{$parts[$i+($var_count*5)]}");
        }
        $var_count++;
    }
    var_dump($vars);
}


?>