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Feb 25th, 2017
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  1. Replacing Obamacare comes down to (2) critical questions:
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  3. 1. Do you believe healthcare is a universal human right?
  4. 2. Do you believe healthcare is a commodity?
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  6. Republicans are having trouble determining that exact answer. Here is how I see it – if I go to a store and see an item I can’t afford that DOES NOT mean I am “entitled” to that item. I can simply save more money, shop around, and save more money.
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  8. The common elements amongst all current Obamacare replacements are:
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  10. 1. No more federal funding for Planned Parenthood – self-explanatory.
  11. 2. Destroying Obamacare Taxes – hello Snookie! No more tanning tax, etc.
  12. 3. Taxing Cadillac Plans – the “better” the plan, the higher your taxes on said plan are.
  13. 4. Eliminating the individual mandate – this has already basically occurred – but you need another “buy in” for insurance companies if you want universal coverage.
  14. 5. High-Risk Statewide Pools – If insurance companies were to eliminate the mandate, the government would provide funds for the sickest individuals on a statewide level.
  15. 6. Lapse Penalty – If your insurance lapses, you will be hit with a tax based on income.
  16. 7. Insurance Access / RandCare – a larger number of low cost plans with higher deductibles for years you don’t need any more coverage. Can also upgrade plan at any time.
  17. 8. Age Based Subsidies - if you are older, the government gives you an income subsidy to pay for insurance. This encourages younger people to NOT buy insurance, which is risky.
  18. 9. No more Medicaid expansion – the US government would no longer pay for Medicaid expansion and return more power to the states.
  19. 10. No more age restrictions – this is an little thing about Obamacare- under current US law, insurers can ONLY charge 3x as much as a plan when comparing a younger persons plan to an older persons plan.
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  21. Several of these ideas are noble. The problem is not every good idea is listed on ever R plan. Its time for Rs to come together and combine the best elements.
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