Not a member of Pastebin yet?
Sign Up,
it unlocks many cool features!
- <?xml version="1.0" encoding="utf-8"?>
- <LoanApplications xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" id="67424" bundle_id="67424" version="1.0">
- <LoanApplication deal_type="REQUESTED" request_date="2016-05-12T08:38:00.0000000" payment_call="False" source_system_id="01-1-91169203" source_system="RO" version="1.0" deal_detail_id="235362" source_dealer_id="GV0GC" app_status="I" perform_dupe_check="1" create_date="2016-05-12T08:38:47.0000000" update_date="2016-05-12T08:45:14.5100000" updated_by="nmehta" decisioned_by="nmehta" bundle_id="67424" status_last_changed_on="2016-05-12T08:38:00.0000000" UpdateReviewed="True">
- <Dealer dealer_type="Franchise" document_delivery="Both" dealer_id="12980" client_dealer_id="123" dealer_state="WY" source_dealer_id="GV0GC" enrollment_date="2013-12-16T00:00:00.0000000" phone_number="6782150731" fax_number="6782150712" address="5 Five Drive" city="Maudlin" postal_code="63005" email="notifications@glsllc.com" active="True" create_date="2013-12-16T12:18:35.0000000" update_date="2016-05-11T13:14:26.6070000" updated_by="nmehta" dealer_representative="dday" assigned_role2_user="apeak" assigned_role4_user="TestAgency" />
- <LoanApplicationStates>
- <LoanApplicationState type="USEDCL" payment_call_flag="False" loan_type="USEDCL" credit_type="Individual" id="235362" source_system_code="RO" received_date="2016-05-12T08:38:00.0000000" initial_entry_date="2016-05-12T08:38:00.0000000" source_system_dealer_id="GV0GC" decision_date="2016-05-12T08:38:00.0000000" decision_code="I" source_system_id="01-1-91169203" cash_selling_price="0" total_primary_income="3400.00" total_secondary_income="0" total_debt="1000.00" create_date="2016-05-12T08:38:47.0000000" update_date="2016-05-12T08:45:14.5100000" updated_by="nmehta" bundle_id="67424" UpdateReviewed="True">
- <CreditPolicy min_income="0" max_pti="0" max_dti="0" max_af="0" min_af="0" max_term="0" min_payment="0" max_vehicle_age="0" max_miles="0" max_line3_percent="0" max_line5_percent="0" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235362" bundle_id="67424" />
- <DealDetails>
- <Structure scenario_id="244198" deal_detail_id="235362" cash_down="0.00" net_trade="-1000.00" unpaid_balance="16000.00" estimated_amount_financed="16000.00" term_months="48" apr="0" warranty="0.00" ltv_ratio="118.5190" calculated_discount="0.00" max_amount_financed="0" item_code="RECOMMENDED" pti="0" total_down="-1000.00" vehicle_max_term="0" amount_financed_max_term="0" total_income="3400.00" payment="0.00" estimated_payment="0.00" dti="0" participation="0" discount_percent="0.00" back_end="0.00" max_pti="0" max_dti="0" sale_price="15000.00" min_income="0" min_payment="0" max_vehicle_age="0" max_miles="0" max_line3_percent="0" max_line5_percent="0" min_af="0" ttl_estimate="0.00" buy_rate="0" rebate="0.00" accidental_health_insurance="0.00" credit_life_insurance="0.00" gap="0.00" sales_tax="0.00" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:44:56.6970000" updated_by="nmehta" bundle_id="67424" />
- </DealDetails>
- <Customers>
- <Customer customer_id="250163" type="PB" income_monthly="3400.00" total_exp="0" is_in_military="No" age="45" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:45:14.0000000" updated_by="nmehta" deal_detail_id="235362" bundle_id="67424">
- <Addresses>
- <Address address_id="424325" state_code_id="ND" country_code="USA" postal_code="58504" item_code="CURRENT" street_type="ST" street_type_description="STREET" years_at_address="1" months_at_address="3" mortgage_rent="1000.00" address_type="CURRENT" house_type="CUROWN" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" updated_by="System [No User Available]" deal_detail_id="235362" bundle_id="67424" />
- <Address address_id="424326" country_code="USA" item_code="PREVIOUS" mortgage_rent="1000.00" address_type="PREVIOUS" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" updated_by="System [No User Available]" deal_detail_id="235362" bundle_id="67424" />
- </Addresses>
- <Communications>
- <Communication com_link_id="915187" item_code="PEMAIL" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235362" bundle_id="67424" />
- <Communication com_link_id="915188" item_code="HOME" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235362" bundle_id="67424" />
- <Communication com_link_id="915189" item_code="OTHER" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235362" bundle_id="67424" />
- <Communication com_link_id="915190" item_code="WORK" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235362" bundle_id="67424" />
- <Communication com_link_id="915191" item_code="PWORK" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235362" bundle_id="67424" />
- </Communications>
- <Employers>
- <Employer employer_id="369422" type="EMPLOYED" type_code="CURRENT" years_employed="4" months_employed="0" employer_name="81049&2016040715500693820" occupation="81049" employment_status="Employed" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:44:56.6330000" updated_by="nmehta" />
- <Employer employer_id="369423" type_code="PREVIOUS" employment_status="None" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:44:56.6330000" updated_by="nmehta" />
- </Employers>
- <Incomes total_primary_income="3400.00" total_secondary_income="0" deal_detail_id="235362" bundle_id="67424">
- <Income income_id="268779" frequency="MONTHLY" gross="3400.00" net_source="MAN" monthly_income="3400.00" employer_id="369422" income_type="PAYCHECK" create_date="2016-05-12T08:39:00.9100000" update_date="2016-05-12T08:39:00.9100000" updated_by="System [No User Available]" deal_detail_id="235362" bundle_id="67424" />
- </Incomes>
- <Expenses total_debt="1000.00">
- <Expense entity_type="PB" creditor="HOUSING PAYMENT" balance="0" payment="1000.00" expense_id="654758" frequency="MONTHLY" source="APP" active="True" exclude_flag="False" joint_flag="False" credit_b_flag="False" status_code="MORTGAGE" item_code="MORTGAGE" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" deal_detail_id="235362" bundle_id="67424" />
- </Expenses>
- </Customer>
- </Customers>
- <CustomScorecard deal_detail_id="235362" bundle_id="67424"></CustomScorecard>
- <Vehicles>
- <Vehicle vehicle_id="267074" source_system_code="RO" trade_in="True" make="KIA" model="FORTE" year="2013" vehicle_age="3" active="True" create_date="2016-05-12T08:39:01.4230000" update_date="2016-05-12T08:39:01.4230000" updated_by="System [No User Available]" deal_detail_id="235362" bundle_id="67424"></Vehicle>
- <Vehicle vehicle_id="267075" source_system_code="RO" type="Used" trade_in="False" make="DODGE" model="CHALLENGER" year="2014" condition="Used" odometer="72000" trim="2DR CPE R/T" certified_used="False" vehicle_age="2" active="True" create_date="2016-05-12T08:39:01.5100000" update_date="2016-05-12T08:39:01.5100000" updated_by="System [No User Available]" deal_detail_id="235362" bundle_id="67424">
- <Eval collateral_evaluation_id="252220" collateral_id="267075" wholesale_value="13500.00" retail_value="0" msrp="13500.00" used_car_value="0" stated_value="13500.00" invoice="13500.00" vehicle_value="13500.00" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" updated_by="System [No User Available]" deal_detail_id="235362" bundle_id="67424" />
- </Vehicle>
- </Vehicles>
- <AssignedUsers>
- <AssignedUser id="231306" user_name="dday" role_name="Dealer Representative" assignment_type="DealerAssigned" active_flag="True" deal_detail_id="235362" assigned_on="2016-05-12T08:38:46.0000000" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" />
- <AssignedUser id="231307" user_name="apeak" role_name="Buyer" assignment_type="DealerAssigned" active_flag="True" deal_detail_id="235362" assigned_on="2016-05-12T08:38:46.0000000" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" />
- <AssignedUser id="231308" user_name="TestAgency" role_name="Agency" assignment_type="DealerAssigned" active_flag="True" deal_detail_id="235362" assigned_on="2016-05-12T08:38:46.0000000" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" />
- </AssignedUsers>
- </LoanApplicationState>
- </LoanApplicationStates>
- </LoanApplication>
- <LoanApplication deal_type="RECOMMENDED" request_date="2016-05-12T08:38:00.0000000" payment_call="False" source_system_id="01-1-91169203" source_system="RO" version="1.0" deal_detail_id="235361" source_dealer_id="GV0GC" app_status="A" perform_dupe_check="1" create_date="2016-05-12T08:38:47.0000000" update_date="2016-05-12T08:45:14.8830000" updated_by="nmehta" decisioned_by="nmehta" bundle_id="67424" status_last_changed_on="2016-05-12T08:45:00.0000000" UpdateReviewed="True">
- <Dealer dealer_type="Franchise" document_delivery="Both" dealer_id="12980" client_dealer_id="123" dealer_state="WY" source_dealer_id="GV0GC" enrollment_date="2013-12-16T00:00:00.0000000" phone_number="6782150731" fax_number="6782150712" address="5 Five Drive" city="Maudlin" postal_code="63005" email="notifications@glsllc.com" active="True" create_date="2013-12-16T12:18:35.0000000" update_date="2016-05-11T13:14:26.6070000" updated_by="nmehta" dealer_representative="dday" assigned_role2_user="apeak" assigned_role4_user="TestAgency" />
- <LoanApplicationStates>
- <LoanApplicationState type="USEDCL" payment_call_flag="False" loan_type="USEDCL" credit_type="Individual" id="235361" source_system_code="RO" received_date="2016-05-12T08:38:00.0000000" initial_entry_date="2016-05-12T08:38:00.0000000" source_system_dealer_id="GV0GC" decision_date="2016-05-12T08:45:08.0000000" decision_code="A" source_system_id="01-1-91169203" cash_selling_price="0" total_primary_income="3400.00" total_secondary_income="0" total_debt="4326.00" create_date="2016-05-12T08:38:47.0000000" update_date="2016-05-12T08:45:14.8830000" updated_by="nmehta" bundle_id="67424" UpdateReviewed="True">
- <CreditPolicy min_income="0" min_income_result="Incomplete" max_pti="0" max_pti_result="Incomplete" max_dti="0" max_dti_result="Incomplete" max_af="35000.00" max_af_result="Passed" min_af="6000.00" min_af_result="Passed" max_term="0" max_term_result="Incomplete" min_payment="0" min_payment_result="Incomplete" max_vehicle_age="0" max_vehicle_age_result="Incomplete" max_miles="0" max_miles_result="Incomplete" max_line3_percent="0" max_line3_percent_result="Incomplete" max_line5_percent="0" max_line5_percent_result="Incomplete" usury="21.00" usury_result="Passed" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:39:52.7270000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- <Stipulations>
- <Stipulation id="5872" name="Driver's License (Effective 1/2016)" type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8070000" update_date="2016-05-12T08:45:14.8070000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="5876" name="Potential SSN mismatch. Copy of SS card required or call Buyer for more info." type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8070000" update_date="2016-05-12T08:45:14.8070000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="5732" name="Book-out validating submitted KBB Wholesale Value or Copy of Manufacturer Invoice for New Vehicles" type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8070000" update_date="2016-05-12T08:45:14.8070000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="4754" name="GLS does not accept self-employed/1099 or independent contractor income." type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8070000" update_date="2016-05-12T08:45:14.8070000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="4449" name="(2) paystubs within 30 days for single income. For non-standard income, see program guidelines" type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8070000" update_date="2016-05-12T08:45:14.8070000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="1177" name="Must Trade Open Auto Account" type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8070000" update_date="2016-05-12T08:45:14.8070000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="2644" name="Amount Approved reflects Max Front-end LTV and Max Front-end PTI" type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8230000" update_date="2016-05-12T08:45:14.8230000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="1087" name="Proof of Auto Insurance with $500 Max Deductible (No Binders)" type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8230000" update_date="2016-05-12T08:45:14.8230000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="1348" name="(6) Completed References and Proof of Residence" type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8230000" update_date="2016-05-12T08:45:14.8230000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- <Stipulation id="1344" name="Proof of Submitted Clean Trade/Wholesale Value" type="UW" status="Incomplete" reason="None" waive="False" create_date="2016-05-12T08:45:14.8230000" update_date="2016-05-12T08:45:14.8230000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424"></Stipulation>
- </Stipulations>
- <DealDetails>
- <Structure scenario_id="244197" deal_detail_id="235361" cash_down="0.00" net_trade="-1000.00" unpaid_balance="16000.00" estimated_amount_financed="16000.00" term_months="48" apr="0" initial_max_apr="Passed" warranty="0.00" contract_rate="0.00" ltv_ratio="118.5190" calculated_discount="3200.00" max_amount_financed="35000.00" item_code="RECOMMENDED" pti="0" total_down="-1000.00" vehicle_max_term="0" amount_financed_max_term="35000.00" total_income="3400.00" payment="0.00" estimated_payment="0.00" dti="127.2400" participation="100.00" discount_percent="20.00" back_end="0.00" max_pti="0" max_dti="0" max_payment="0.00" sale_price="15000.00" min_income="0" min_payment="0" max_vehicle_age="0" max_miles="0" max_line3_percent="0" max_line5_percent="0" min_af="6000.00" ttl_estimate="0.00" buy_rate="0" rebate="0.00" accidental_health_insurance="0.00" credit_life_insurance="0.00" gap="0.00" sales_tax="0.00" usury="21.00" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:44:56.8830000" updated_by="nmehta" bundle_id="67424" />
- </DealDetails>
- <Customers>
- <Customer customer_id="250162" type="PB" income_monthly="3400.00" fico="849" total_exp="0" is_in_military="No" age="45" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:45:14.0000000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424">
- <Reports>
- <Report active="True" valid="True" bureau="TU" report_date="2016-04-28T09:57:01.8300000" score="849" create_date="2016-05-12T08:39:07.5530000" update_date="2016-05-12T08:39:07.5530000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- </Reports>
- <Addresses>
- <Address address_id="424323" state_code_id="ND" country_code="USA" postal_code="58504" item_code="CURRENT" street_type="ST" street_type_description="STREET" years_at_address="1" months_at_address="3" mortgage_rent="1000.00" address_type="CURRENT" house_type="CUROWN" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- <Address address_id="424324" country_code="USA" item_code="PREVIOUS" mortgage_rent="1000.00" address_type="PREVIOUS" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- </Addresses>
- <Communications>
- <Communication com_link_id="915182" item_code="PEMAIL" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235361" bundle_id="67424" />
- <Communication com_link_id="915183" item_code="HOME" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235361" bundle_id="67424" />
- <Communication com_link_id="915184" item_code="OTHER" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235361" bundle_id="67424" />
- <Communication com_link_id="915185" item_code="WORK" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235361" bundle_id="67424" />
- <Communication com_link_id="915186" item_code="PWORK" contact_type="CU" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" deal_detail_id="235361" bundle_id="67424" />
- </Communications>
- <Employers>
- <Employer employer_id="369420" type="EMPLOYED" type_code="CURRENT" years_employed="4" months_employed="0" employer_name="81049&2016040715500693820" occupation="81049" employment_status="Employed" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:44:56.8530000" updated_by="nmehta" />
- <Employer employer_id="369421" type_code="PREVIOUS" employment_status="None" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" updated_by="System [No User Available]" />
- </Employers>
- <Incomes total_primary_income="3400.00" total_secondary_income="0" deal_detail_id="235361" bundle_id="67424">
- <Income income_id="268778" frequency="MONTHLY" gross="3400.00" net_source="MAN" monthly_income="3400.00" employer_id="369420" income_type="PAYCHECK" create_date="2016-05-12T08:38:47.4630000" update_date="2016-05-12T08:38:47.4630000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- </Incomes>
- <Expenses total_debt="4326.00">
- <Expense entity_type="PB" creditor="HOUSING PAYMENT" balance="0" payment="1000.00" expense_id="654757" frequency="MONTHLY" source="APP" active="True" exclude_flag="False" joint_flag="False" credit_b_flag="False" status_code="MORTGAGE" item_code="MORTGAGE" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" deal_detail_id="235361" bundle_id="67424" />
- <Expense entity_type="PB" creditor="BK OF AMER" balance="313394.00" open_date="2009-07-31T00:00:00.0000000" payment="2804.00" expense_id="654759" source="TU" active="True" exclude_flag="False" joint_flag="False" credit_b_flag="True" status_code="BUREAU" item_code="BUREAU" create_date="2016-05-12T08:39:07.0100000" update_date="2016-05-12T08:39:07.0100000" updated_by="System" deal_detail_id="235361" bundle_id="67424" />
- <Expense entity_type="PB" creditor="GECRB/EXNMBL" balance="43.00" open_date="2015-07-27T00:00:00.0000000" payment="1.00" expense_id="654760" source="TU" active="True" exclude_flag="False" joint_flag="False" credit_b_flag="True" status_code="BUREAU" item_code="BUREAU" create_date="2016-05-12T08:39:07.0570000" update_date="2016-05-12T08:39:07.0570000" updated_by="System" deal_detail_id="235361" bundle_id="67424" />
- <Expense entity_type="PB" creditor="BK OF AMER" balance="9315.00" open_date="2014-09-01T00:00:00.0000000" payment="15.00" expense_id="654761" source="TU" active="True" exclude_flag="False" joint_flag="False" credit_b_flag="True" status_code="BUREAU" item_code="BUREAU" create_date="2016-05-12T08:39:07.0870000" update_date="2016-05-12T08:39:07.0870000" updated_by="System" deal_detail_id="235361" bundle_id="67424" />
- <Expense entity_type="PB" creditor="WACH VASF" balance="18210.00" open_date="2015-11-21T00:00:00.0000000" payment="441.00" expense_id="654762" source="TU" active="True" exclude_flag="False" joint_flag="False" credit_b_flag="True" status_code="BUREAU" item_code="BUREAU" create_date="2016-05-12T08:39:07.1970000" update_date="2016-05-12T08:39:07.1970000" updated_by="System" deal_detail_id="235361" bundle_id="67424" />
- <Expense entity_type="PB" creditor="CITI" balance="2627.00" open_date="2013-03-06T00:00:00.0000000" payment="50.00" expense_id="654763" source="TU" active="True" exclude_flag="False" joint_flag="False" credit_b_flag="True" status_code="BUREAU" item_code="BUREAU" create_date="2016-05-12T08:39:07.2270000" update_date="2016-05-12T08:39:07.2270000" updated_by="System" deal_detail_id="235361" bundle_id="67424" />
- <Expense entity_type="PB" creditor="CHEVY CHASE" balance="17.00" open_date="2004-05-26T00:00:00.0000000" payment="15.00" expense_id="654764" source="TU" active="True" exclude_flag="False" joint_flag="False" credit_b_flag="True" status_code="BUREAU" item_code="BUREAU" create_date="2016-05-12T08:39:07.2270000" update_date="2016-05-12T08:39:07.2270000" updated_by="System" deal_detail_id="235361" bundle_id="67424" />
- </Expenses>
- </Customer>
- </Customers>
- <CustomScorecard deal_detail_id="235361" bundle_id="67424"></CustomScorecard>
- <Vehicles>
- <Vehicle vehicle_id="267072" source_system_code="RO" trade_in="True" make="KIA" model="FORTE" year="2013" vehicle_age="3" active="True" create_date="2016-05-12T08:38:48.8070000" update_date="2016-05-12T08:38:48.8070000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424"></Vehicle>
- <Vehicle vehicle_id="267073" source_system_code="RO" type="Used" trade_in="False" make="DODGE" model="CHALLENGER" year="2014" condition="Used" odometer="72000" trim="2DR CPE R/T" certified_used="False" vehicle_age="2" active="True" create_date="2016-05-12T08:38:48.8170000" update_date="2016-05-12T08:38:48.8170000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424">
- <Eval collateral_evaluation_id="252219" collateral_id="267073" wholesale_value="13500.00" retail_value="0" msrp="13500.00" used_car_value="0" stated_value="13500.00" invoice="13500.00" vehicle_value="13500.00" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:49.0000000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- </Vehicle>
- </Vehicles>
- <Narratives>
- <Narrative narrative_id="189296" narrative_type_id="11" narrative_type="DL" importance="1" deal_team_user_id="Application" item_code="NARREQ" initial_entry_date="2016-05-12T08:40:10.0000000" text="Dealer User Name :Namrata Mehta" follow_up="False" active_flag="True" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" source="RouteOne" />
- <Narrative narrative_id="189297" narrative_type_id="14" narrative_type="DL" importance="1" deal_team_user_id="System" item_code="NARREQ" initial_entry_date="2016-05-12T08:43:17.8630000" text="Eligible flat is calculated as 2% of Front-end Financed Amount ($0)." follow_up="False" active_flag="True" create_date="2016-05-12T08:43:23.7570000" update_date="2016-05-12T08:43:23.7570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" source="Application" />
- <Narrative narrative_id="189298" narrative_type_id="14" narrative_type="DL" importance="1" deal_team_user_id="System" item_code="NARREQ" initial_entry_date="2016-05-12T08:43:17.8930000" text="Processing Fee: $125" follow_up="False" active_flag="True" create_date="2016-05-12T08:43:23.8030000" update_date="2016-05-12T08:43:23.8030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" source="Application" />
- <Narrative narrative_id="189299" narrative_type_id="14" narrative_type="DL" importance="1" deal_team_user_id="System" item_code="NARREQ" initial_entry_date="2016-05-12T08:43:17.8930000" text="See Rate Sheet for the Maximum amount to be financed & for ancillary product information." follow_up="False" active_flag="True" create_date="2016-05-12T08:43:23.8030000" update_date="2016-05-12T08:43:23.8030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" source="Application" />
- <Narrative narrative_id="189300" narrative_type_id="19" importance="0" deal_team_user_id="nmehta" initial_entry_date="2016-05-12T08:43:52.6730000" text="ok" follow_up="False" active_flag="True" create_date="2016-05-12T08:43:52.8600000" update_date="2016-05-12T08:43:52.8600000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- </Narratives>
- <AssignedUsers>
- <AssignedUser id="231303" user_name="dday" role_name="Dealer Representative" assignment_type="DealerAssigned" active_flag="True" deal_detail_id="235361" assigned_on="2016-05-12T08:38:46.0000000" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" />
- <AssignedUser id="231304" user_name="apeak" role_name="Buyer" assignment_type="DealerAssigned" active_flag="True" deal_detail_id="235361" assigned_on="2016-05-12T08:38:46.0000000" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" />
- <AssignedUser id="231305" user_name="TestAgency" role_name="Agency" assignment_type="DealerAssigned" active_flag="True" deal_detail_id="235361" assigned_on="2016-05-12T08:38:46.0000000" create_date="2016-05-12T08:38:46.0000000" update_date="2016-05-12T08:38:46.0000000" />
- </AssignedUsers>
- </LoanApplicationState>
- <RuleSummary>
- <Rule id="3367" name="Housing Status" type="Housing Status Adjustment" eval_value="350.00" actual_value="1000.00" result="PASS" waive="False" definition="Applicant.Mortgage/Rent <= $350.00" evaluatedDefinition="1000.00 <= 350.00" create_date="2016-05-12T08:39:52.4930000" update_date="2016-05-12T08:39:52.4930000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11621" name="Lacks Qualified Job History CoApp" type="Excluded Income" result="PASS" waive="False" definition="CoApplicant.QualifiedJobHistory == 2 or Custom Fields.AreAppCoAppSelfEmployed? == 2" evaluatedDefinition="NA == 2 or 0.00 == 2.00" create_date="2016-05-12T08:39:52.4930000" update_date="2016-05-12T08:39:52.4930000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11620" name="Lacks Qualified Job History App" type="Excluded Income" result="PASS" waive="False" definition="Applicant.QualifiedJobHistory == 2 or Custom Fields.AreAppCoAppSelfEmployed? == 1" evaluatedDefinition="0.00 == 2.00 or 0.00 == 1.00" create_date="2016-05-12T08:39:52.5070000" update_date="2016-05-12T08:39:52.5070000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9494" name="Test Exclusion" type="Excluded Income" eval_value="ANDREWS" actual_value="BECK" result="PASS" waive="False" definition="Applicant.LastNm == ANDREWS" evaluatedDefinition="BECK == ANDREWS" create_date="2016-05-12T08:39:52.5070000" update_date="2016-05-12T08:39:52.5070000" updated_by="System [No User Available]" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Discount < GLS Minimum Discount" type="Credit Policy Rules" eval_value="150.00" actual_value="0.00" result="FAIL" waive="True" note="0.00 &lt; 150.00" definition="Discount < GLS Minimum Discount" evaluatedDefinition="0.00 < 150.00" create_date="2016-05-12T08:43:24.1300000" update_date="2016-05-12T08:45:14.5430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10626" name="Exceeds Min APR" type="Post-Bureau Rules" result="FAIL" waive="True" note="FAIL == FAIL and False == False" definition="Custom Fields.MinAPR Status == Fail and Deal.Is Payment Call == 0" evaluatedDefinition="FAIL == FAIL and False == False" create_date="2016-05-12T08:43:24.2530000" update_date="2016-05-12T08:43:52.8770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10578" name="Tier Less Than 1" type="Post-Bureau Rules" eval_value="1.00" actual_value="0.00" result="FAIL" waive="True" note="0.00 &lt; 1.00" definition="Custom Fields.Final Tier (all adjustments) < 1" evaluatedDefinition="0.00 < 1.00" create_date="2016-05-12T08:43:24.2530000" update_date="2016-05-12T08:43:52.7370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10575" name="DTI Above Maximum" type="Post-Bureau Rules" eval_value="70.00" actual_value="97.82" result="FAIL" waive="True" note="97.82 &gt;= 70.00" definition="Recommended.DTIGLS >= 70.00%" evaluatedDefinition="97.82 >= 70.00" create_date="2016-05-12T08:43:24.2530000" update_date="2016-05-12T08:43:52.9370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10125" name="Previously Declined Applications Cannot Be Approved" type="Post-Bureau Rules" result="FAIL" waive="True" note="True == True or True == True" definition="Custom Fields.CurrentStatusDeclined == 1 or Custom Fields.UWLastMajorDecisionDeclined == 1" evaluatedDefinition="True == True or True == True" create_date="2016-05-12T08:43:24.2700000" update_date="2016-05-12T08:43:52.9530000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9447" name="No Deal Score from Apollo" type="Post-Bureau Rules" result="FAIL" waive="True" note="0.00 is blank and False == False" definition="Custom Fields.Apollo Deal Score is blank and Deal.Is Payment Call == 0" evaluatedDefinition="0.00 is blank and False == False" create_date="2016-05-12T08:43:24.2700000" update_date="2016-05-12T08:43:52.9530000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10295" name="testdfd" type="Pre-Bureau Rules" result="PASS" waive="False" definition="CoApplicant.IsActive == 1 and Custom Fields.IsSharedAddress == 0 and Applicant.QualifiedJobHistory == 2 or CoApplicant.IsActive == 1 and Custom Fields.IsSharedAddress == 0 and CoApplicant.QualifiedJobHistory == 2" evaluatedDefinition="False == True and False == False and 0.00 == 2.00 or False == True and False == False and NA == 2" create_date="2016-05-12T08:45:03.6370000" update_date="2016-05-12T08:45:03.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9950" name="Cosigner without Sufficient Employment History for One Applicant" type="Pre-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.IsSharedAddress == 0 and Applicant.QualifiedJobHistory == 2 or Custom Fields.IsSharedAddress == 0 and CoApplicant.QualifiedJobHistory == 2" evaluatedDefinition="False == False and 0.00 == 2.00 or False == False and NA == 2" create_date="2016-05-12T08:45:03.6370000" update_date="2016-05-12T08:45:03.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9941" name="Insufficient Employment History Multi Applicant Single Income - Income" type="Pre-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.InsuffJobHistoryMultiAppSingleInc == 1 and CoApplicant.IsActive == 1" evaluatedDefinition="False == True and False == True" create_date="2016-05-12T08:45:03.6370000" update_date="2016-05-12T08:45:03.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9940" name="Insufficient Employment History Multi Applicant Single Income - Employment" type="Pre-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.InsuffJobHistoryMultiAppSingleInc == 1 and CoApplicant.IsActive == 1" evaluatedDefinition="False == True and False == True" create_date="2016-05-12T08:45:03.6500000" update_date="2016-05-12T08:45:03.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9456" name="Income Calculator Indicates Hard Decline for Cosigner Single Income" type="Pre-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.IsSharedAddress == 0 and Custom Fields.IsDualIncome == 0 and CoApplicant.IsActive == 1" evaluatedDefinition="False == False and False == False and False == True" create_date="2016-05-12T08:45:03.6500000" update_date="2016-05-12T08:45:03.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="8415" name="Insufficient Employment History - Single Applicant" type="Pre-Bureau Rules" result="PASS" waive="False" definition="Applicant.QualifiedJobHistory == 2 and CoApplicant.IsActive == 0" evaluatedDefinition="0.00 == 2.00 and False == False" create_date="2016-05-12T08:45:03.6500000" update_date="2016-05-12T08:45:03.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="8414" name="Insufficient Employment History - Multi-Applicant" type="Pre-Bureau Rules" result="PASS" waive="False" definition="Applicant.QualifiedJobHistory == 2 and CoApplicant.QualifiedJobHistory == 2" evaluatedDefinition="0.00 == 2.00 and NA == 2" create_date="2016-05-12T08:45:03.6500000" update_date="2016-05-12T08:45:03.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="6755" name="Age" type="Pre-Bureau Rules" result="PASS" waive="False" definition="Applicant.Age < 18 or CoApplicant.Age < 18" evaluatedDefinition="45.00 < 18.00 or NA < 18" create_date="2016-05-12T08:45:03.6500000" update_date="2016-05-12T08:45:03.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="3381" name="Min Income Requirements" type="Pre-Bureau Rules" eval_value="True" actual_value="False" result="PASS" waive="False" definition="Custom Fields.IsBelowMinIncReq == 1" evaluatedDefinition="False == True" create_date="2016-05-12T08:45:03.6670000" update_date="2016-05-12T08:45:03.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="12780" name="Pre-EquifaxInterconnect AD Rules" type="Equifax Interconnect Vf" result="FAIL" waive="False" definition="Deal.App Status != Auto Declined and Deal.Days Since App Created <= 5 and Deal.App Init Date > 07/23/2015 and" evaluatedDefinition="RECOMMENDED REVIEW != AUTO DECLINED and 0.00 <= 5.00 and 05/12/2016 > 07/23/2015 and" create_date="2016-05-12T08:45:03.6670000" update_date="2016-05-12T08:45:03.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5176" name="Tier5" type="Tier Rules" eval_value="5.00" actual_value="0.00" result="PASS" waive="False" definition="Recommended.GLS Tier == 5" evaluatedDefinition="0.00 == 5.00" create_date="2016-05-12T08:45:14.5430000" update_date="2016-05-12T08:45:14.5430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5175" name="Tier3" type="Tier Rules" eval_value="3.00" actual_value="0.00" result="PASS" waive="False" definition="Recommended.GLS Tier == 3" evaluatedDefinition="0.00 == 3.00" create_date="2016-05-12T08:45:14.5430000" update_date="2016-05-12T08:45:14.5430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5174" name="Tier4" type="Tier Rules" eval_value="4.00" actual_value="0.00" result="PASS" waive="False" definition="Recommended.GLS Tier == 4" evaluatedDefinition="0.00 == 4.00" create_date="2016-05-12T08:45:14.5430000" update_date="2016-05-12T08:45:14.5430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5173" name="Tier2" type="Tier Rules" eval_value="2.00" actual_value="0.00" result="PASS" waive="False" definition="Recommended.GLS Tier == 2" evaluatedDefinition="0.00 == 2.00" create_date="2016-05-12T08:45:14.5430000" update_date="2016-05-12T08:45:14.5430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5172" name="Tier1" type="Tier Rules" eval_value="1.00" actual_value="0.00" result="PASS" waive="False" definition="Recommended.GLS Tier == 1" evaluatedDefinition="0.00 == 1.00" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - APR > Usury" type="Credit Policy Rules" eval_value="21.00" actual_value="0.00" result="PASS" waive="False" definition="APR > Usury" evaluatedDefinition="0.00 > 21.00" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Monthly Income < Min Income" type="Credit Policy Rules" eval_value="0.00" actual_value="3400.00" result="NA" waive="False" definition="Monthly Income < Min Income" evaluatedDefinition="3400.00 < 0.00" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - PTI > MaxPTI" type="Credit Policy Rules" eval_value="0.00" actual_value="0.00" result="NA" waive="False" definition="PTI > MaxPTI" evaluatedDefinition="0.00 > 0.00" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - DTI > MaxDTI" type="Credit Policy Rules" eval_value="0.00" actual_value="127.24" result="NA" waive="False" definition="DTI > MaxDTI" evaluatedDefinition="127.24 > 0.00" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7873" name="Max Amount Financed - 01/01/2014" type="Credit Policy Rules" eval_value="01/01/2014" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 01/01/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="4713" name="SelectMaxAF Matrix" type="Credit Policy Rules" eval_value="True" actual_value="True" result="FAIL" waive="False" definition="Custom Fields.AlwaysTrue == 1" evaluatedDefinition="True == True" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AF > MaxAF" type="Credit Policy Rules" eval_value="35000.00" actual_value="16000.00" result="PASS" waive="False" definition="AF > MaxAF" evaluatedDefinition="16000.00 > 35000.00" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7879" name="Min Amount Financed - 01/01/2014" type="Credit Policy Rules" eval_value="01/01/2014" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 01/01/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AF < MinAF" type="Credit Policy Rules" eval_value="6000.00" actual_value="16000.00" result="PASS" waive="False" definition="AF < MinAF" evaluatedDefinition="16000.00 < 6000.00" create_date="2016-05-12T08:45:14.5570000" update_date="2016-05-12T08:45:14.5570000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Term > MaxTerm" type="Credit Policy Rules" eval_value="0" actual_value="48" result="NA" waive="False" definition="Term > MaxTerm" evaluatedDefinition="48 > 0" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Payment < MinPayment" type="Credit Policy Rules" eval_value="0.00" actual_value="0.00" result="NA" waive="False" definition="Payment < MinPayment" evaluatedDefinition="0.00 < 0.00" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Payment > MaxPayment" type="Credit Policy Rules" eval_value="0.00" actual_value="0.00" result="NA" waive="False" definition="Payment > MaxPayment" evaluatedDefinition="0.00 > 0.00" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - VehicleAge > MaxVehicleAge" type="Credit Policy Rules" eval_value="0" actual_value="2" result="NA" waive="False" definition="VehicleAge > MaxVehicleAge" evaluatedDefinition="2 > 0" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Miles > MaxMiles" type="Credit Policy Rules" eval_value="0" actual_value="72000" result="NA" waive="False" definition="Miles > MaxMiles" evaluatedDefinition="72000 > 0" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Line3Pct > MaxLine3Pct" type="Credit Policy Rules" eval_value="0.00" actual_value="118.52" result="NA" waive="False" definition="Line3Pct > MaxLine3Pct" evaluatedDefinition="118.52 > 0.00" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Line5Pct > MaxLine5Pct" type="Credit Policy Rules" eval_value="0.00" actual_value="118.52" result="NA" waive="False" definition="Line5Pct > MaxLine5Pct" evaluatedDefinition="118.52 > 0.00" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7877" name="Max Negative Equity - 01/01/2014" type="Credit Policy Rules" eval_value="01/01/2014" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 01/01/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7872" name="GLS Minimum Cash Down - 01/01/2014" type="Credit Policy Rules" eval_value="01/01/2014" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 01/01/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZeroCurrency > GLS Min Cash Down Lookup" type="Credit Policy Rules" eval_value="0.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZeroCurrency > GLS Min Cash Down Lookup" evaluatedDefinition="0.00 > 0.00" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9283" name="Max Front End Payment - 01/01/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/01/2014 and Deal.App Init Date < 03/03/2015" evaluatedDefinition="05/12/2016 >= 01/01/2014 and 05/12/2016 < 03/03/2015" create_date="2016-05-12T08:45:14.5730000" update_date="2016-05-12T08:45:14.5730000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZeroCurrency > GLS Max Payment with Backend" type="Credit Policy Rules" eval_value="650.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZeroCurrency > GLS Max Payment with Backend" evaluatedDefinition="0.00 > 650.00" create_date="2016-05-12T08:45:14.5900000" update_date="2016-05-12T08:45:14.5900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15358" name="GLS Max Term Matrix for AN programs - 11/21/2014" type="Credit Policy Rules" result="FAIL" waive="False" definition="Deal.App Init Date >= 11/21/2014 and Dealer.DealerRatingGroup != F and Dealer.DealerRatingGroup != I" evaluatedDefinition="05/12/2016 >= 11/21/2014 and PD != F and PD != I" create_date="2016-05-12T08:45:14.5900000" update_date="2016-05-12T08:45:14.5900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15357" name="GLS Max Term Matrix for I/F programs - 11/21/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 11/21/2014 and Dealer.DealerRatingGroup != AN and Dealer.DealerRatingGroup != PD" evaluatedDefinition="05/12/2016 >= 11/21/2014 and PD != AN and PD != PD" create_date="2016-05-12T08:45:14.5900000" update_date="2016-05-12T08:45:14.5900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="8060" name="GLS Max Term Matrix - 01/01/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/01/2014 and Deal.App Init Date < 11/21/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014 and 05/12/2016 < 11/21/2014" create_date="2016-05-12T08:45:14.5900000" update_date="2016-05-12T08:45:14.5900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZero > GLS Max Term" type="Credit Policy Rules" eval_value="66.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZero > GLS Max Term" evaluatedDefinition="0.00 > 66.00" create_date="2016-05-12T08:45:14.5900000" update_date="2016-05-12T08:45:14.5900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10242" name="Min APR - 09/26/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 09/26/2014 and Deal.App Received Date < 05/12/2015" evaluatedDefinition="05/12/2016 >= 09/26/2014 and 05/12/2016 < 05/12/2015" create_date="2016-05-12T08:45:14.5900000" update_date="2016-05-12T08:45:14.5900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10241" name="Min APR - 05/12/2015" type="Credit Policy Rules" eval_value="05/12/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Received Date >= 05/12/2015" evaluatedDefinition="05/12/2016 >= 05/12/2015" create_date="2016-05-12T08:45:14.5900000" update_date="2016-05-12T08:45:14.5900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7594" name="Min APR - 09/09/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 09/09/2014 and Deal.App Init Date < 09/26/2014" evaluatedDefinition="05/12/2016 >= 09/09/2014 and 05/12/2016 < 09/26/2014" create_date="2016-05-12T08:45:14.5900000" update_date="2016-05-12T08:45:14.5900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7342" name="Min APR - 01/01/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/01/2014 and Deal.App Init Date < 09/09/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014 and 05/12/2016 < 09/09/2014" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZero > GLS Min APR" type="Credit Policy Rules" eval_value="9.95" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZero > GLS Min APR" evaluatedDefinition="0.00 > 9.95" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15424" name="Max APR - 03/28/2016" type="Credit Policy Rules" eval_value="03/28/2016" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Received Date >= 03/28/2016" evaluatedDefinition="05/12/2016 >= 03/28/2016" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15423" name="Max APR - 03/18/2016" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 03/17/2016 and Deal.App Received Date < 03/28/2016" evaluatedDefinition="05/12/2016 >= 03/17/2016 and 05/12/2016 < 03/28/2016" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15395" name="Max APR - 10/02/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 10/02/2015 and Deal.App Received Date < 03/17/2016" evaluatedDefinition="05/12/2016 >= 10/02/2015 and 05/12/2016 < 03/17/2016" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="13320" name="Max APR - 05/12/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 05/12/2015 and Deal.App Received Date < 10/02/2015" evaluatedDefinition="05/12/2016 >= 05/12/2015 and 05/12/2016 < 10/02/2015" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10243" name="Max APR - 09/09/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 09/09/2014 and Deal.App Received Date < 05/12/2015" evaluatedDefinition="05/12/2016 >= 09/09/2014 and 05/12/2016 < 05/12/2015" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7346" name="Max APR - 01/01/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/01/2014 and Deal.App Init Date < 09/09/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014 and 05/12/2016 < 09/09/2014" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Buy Rate > GLS Max APR" type="Credit Policy Rules" eval_value="24.95" actual_value="0.00" result="PASS" waive="False" definition="Buy Rate > GLS Max APR" evaluatedDefinition="0.00 > 24.95" create_date="2016-05-12T08:45:14.6030000" update_date="2016-05-12T08:45:14.6030000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9291" name="Max Line 3 LTV with Backend - 03/03/2015" type="Credit Policy Rules" eval_value="03/03/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 03/03/2015" evaluatedDefinition="05/12/2016 >= 03/03/2015" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9286" name="Max Line 3 LTV KBB - 01/01/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/01/2014 and Deal.App Init Date < 03/03/2015" evaluatedDefinition="05/12/2016 >= 01/01/2014 and 05/12/2016 < 03/03/2015" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9285" name="Max Line 3 LTV NADA - 01/01/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/01/2014 and Deal.App Init Date < 03/03/2015" evaluatedDefinition="05/12/2016 >= 01/01/2014 and 05/12/2016 < 03/03/2015" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="2819" name="LTV3 NADA" type="Credit Policy Rules" eval_value="False" actual_value="True" result="PASS" waive="False" definition="Dealer.isKBBState == 0" evaluatedDefinition="True == False" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="2818" name="LTV3 Using Book" type="Credit Policy Rules" eval_value="True" actual_value="True" result="FAIL" waive="False" definition="Dealer.isKBBState == 1" evaluatedDefinition="True == True" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZero > GLS Max L3LTV with Backend" type="Credit Policy Rules" eval_value="115.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZero > GLS Max L3LTV with Backend" evaluatedDefinition="0.00 > 115.00" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZero < Excessive Vehicle Age" type="Credit Policy Rules" eval_value="0.00" actual_value="0.00" result="NA" waive="False" definition="AlwaysZero < Excessive Vehicle Age" evaluatedDefinition="0.00 < 0.00" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Max Term > GLS Max Term - AutoNation" type="Credit Policy Rules" eval_value="0.00" actual_value="0.00" result="NA" waive="False" definition="Max Term > GLS Max Term - AutoNation" evaluatedDefinition="0.00 > 0.00" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9289" name="Max PTI with Backend - 03/03/2015" type="Credit Policy Rules" eval_value="03/03/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 03/03/2015" evaluatedDefinition="05/12/2016 >= 03/03/2015" create_date="2016-05-12T08:45:14.6200000" update_date="2016-05-12T08:45:14.6200000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9287" name="Max Payment with Backend - 03/03/2015" type="Credit Policy Rules" eval_value="03/03/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 03/03/2015" evaluatedDefinition="05/12/2016 >= 03/03/2015" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9284" name="Max PTI - 11/21/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 11/21/2014 and Deal.App Init Date < 03/03/2015" evaluatedDefinition="05/12/2016 >= 11/21/2014 and 05/12/2016 < 03/03/2015" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="8047" name="Max PTI - 01/01/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/01/2014 and Deal.App Init Date < 11/21/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014 and 05/12/2016 < 11/21/2014" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZero > GLS Max PTI with Backend" type="Credit Policy Rules" eval_value="14.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZero > GLS Max PTI with Backend" evaluatedDefinition="0.00 > 14.00" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15431" name="Competitive Factor - 03/02/2016" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 03/02/2016 and Deal.App Received Date < 04/07/2016" evaluatedDefinition="05/12/2016 >= 03/02/2016 and 05/12/2016 < 04/07/2016" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15430" name="Competitive Factor - 04/07/2016" type="Credit Policy Rules" eval_value="04/07/2016" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Received Date >= 04/07/2016" evaluatedDefinition="05/12/2016 >= 04/07/2016" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15365" name="Competitive Factor - 01/25/2016" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 01/25/2016 and Deal.App Received Date < 03/02/2016" evaluatedDefinition="05/12/2016 >= 01/25/2016 and 05/12/2016 < 03/02/2016" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15342" name="Competitive Factor - 01/12/2016" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 01/12/2016 and Deal.App Received Date < 01/25/2016" evaluatedDefinition="05/12/2016 >= 01/12/2016 and 05/12/2016 < 01/25/2016" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15332" name="Competitive Factor - 12/12/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 12/12/2015 and Deal.App Received Date < 01/12/2016" evaluatedDefinition="05/12/2016 >= 12/12/2015 and 05/12/2016 < 01/12/2016" create_date="2016-05-12T08:45:14.6370000" update_date="2016-05-12T08:45:14.6370000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15312" name="Competitive Factor - 09/24/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 09/24/2015 and Deal.App Received Date < 12/12/2015" evaluatedDefinition="05/12/2016 >= 09/24/2015 and 05/12/2016 < 12/12/2015" create_date="2016-05-12T08:45:14.6500000" update_date="2016-05-12T08:45:14.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="13041" name="Competitive Factor - 08/31/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 08/31/2015 and Deal.App Received Date < 09/24/2015" evaluatedDefinition="05/12/2016 >= 08/31/2015 and 05/12/2016 < 09/24/2015" create_date="2016-05-12T08:45:14.6500000" update_date="2016-05-12T08:45:14.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="12625" name="Competitive Factor - 08/25/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 08/25/2015 and Deal.App Received Date < 08/31/2015" evaluatedDefinition="05/12/2016 >= 08/25/2015 and 05/12/2016 < 08/31/2015" create_date="2016-05-12T08:45:14.6500000" update_date="2016-05-12T08:45:14.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="12440" name="Competitive Factor (QA Only) - 08/13/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 08/13/2015 and Deal.App Received Date < 08/25/2015" evaluatedDefinition="05/12/2016 >= 08/13/2015 and 05/12/2016 < 08/25/2015" create_date="2016-05-12T08:45:14.6500000" update_date="2016-05-12T08:45:14.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="12151" name="Competitive Factor - 07/27/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 07/27/2015 and Deal.App Received Date < 08/13/2015" evaluatedDefinition="05/12/2016 >= 07/27/2015 and 05/12/2016 < 08/13/2015" create_date="2016-05-12T08:45:14.6500000" update_date="2016-05-12T08:45:14.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11644" name="Competitive Factor - 07/14/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 07/14/2015 and Deal.App Received Date < 07/27/2015" evaluatedDefinition="05/12/2016 >= 07/14/2015 and 05/12/2016 < 07/27/2015" create_date="2016-05-12T08:45:14.6500000" update_date="2016-05-12T08:45:14.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11332" name="Competitive Factor - 07/09/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 07/09/2015 and Deal.App Received Date < 07/14/2015" evaluatedDefinition="05/12/2016 >= 07/09/2015 and 05/12/2016 < 07/14/2015" create_date="2016-05-12T08:45:14.6500000" update_date="2016-05-12T08:45:14.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11319" name="Competitive Factor - 06/03/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 06/03/2015 and Deal.App Received Date < 07/09/2015" evaluatedDefinition="05/12/2016 >= 06/03/2015 and 05/12/2016 < 07/09/2015" create_date="2016-05-12T08:45:14.6500000" update_date="2016-05-12T08:45:14.6500000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10629" name="Competitive Factor - 04/24/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 04/24/2015 and Deal.App Received Date < 06/02/2015" evaluatedDefinition="05/12/2016 >= 04/24/2015 and 05/12/2016 < 06/02/2015" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10101" name="Competitive Factor - 04/09/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Received Date >= 04/09/2015 and Deal.App Received Date < 04/24/2015" evaluatedDefinition="05/12/2016 >= 04/09/2015 and 05/12/2016 < 04/24/2015" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9988" name="Competitive Factor - 02/12/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 02/12/2015 and Deal.App Received Date < 04/09/2015" evaluatedDefinition="05/12/2016 >= 02/12/2015 and 05/12/2016 < 04/09/2015" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9028" name="Competitive Factor - 01/22/2015" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/22/2015 and Deal.App Init Date < 02/12/2015" evaluatedDefinition="05/12/2016 >= 01/22/2015 and 05/12/2016 < 02/12/2015" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="8521" name="Competitive Factor - 12/09/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 12/09/2014 and Deal.App Init Date < 01/22/2015" evaluatedDefinition="05/12/2016 >= 12/09/2014 and 05/12/2016 < 01/22/2015" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="8162" name="Competitive Factor - 11/06/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 11/06/2014 and Deal.App Init Date < 12/09/2014" evaluatedDefinition="05/12/2016 >= 11/06/2014 and 05/12/2016 < 12/09/2014" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7909" name="Competitive Factor - 10/06/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 10/06/2014 and Deal.App Init Date < 11/06/2014" evaluatedDefinition="05/12/2016 >= 10/06/2014 and 05/12/2016 < 11/06/2014" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7651" name="Competitive Factor - 01/01/2014" type="Credit Policy Rules" result="PASS" waive="False" definition="Deal.App Init Date >= 01/01/2014 and Deal.App Init Date < 10/06/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014 and 05/12/2016 < 10/06/2014" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Competitive Factor > Competative Factor" type="Credit Policy Rules" eval_value="85.00" actual_value="0.00" result="PASS" waive="False" definition="Competitive Factor > Competative Factor" evaluatedDefinition="0.00 > 85.00" create_date="2016-05-12T08:45:14.6670000" update_date="2016-05-12T08:45:14.6670000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7882" name="Processing Fee - 01/01/2014" type="Credit Policy Rules" eval_value="01/01/2014" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 01/01/2014" evaluatedDefinition="05/12/2016 >= 01/01/2014" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Processing Fee > Processing Fee" type="Credit Policy Rules" eval_value="125.00" actual_value="0.00" result="PASS" waive="False" definition="Processing Fee > Processing Fee" evaluatedDefinition="0.00 > 125.00" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9288" name="Max Payment with No Backend - 03/03/2015" type="Credit Policy Rules" eval_value="03/03/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 03/03/2015" evaluatedDefinition="05/12/2016 >= 03/03/2015" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZeroCurrency > GLS Max Payment with No Backend" type="Credit Policy Rules" eval_value="700.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZeroCurrency > GLS Max Payment with No Backend" evaluatedDefinition="0.00 > 700.00" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9290" name="Max PTI with No Backend - 03/03/2015" type="Credit Policy Rules" eval_value="03/03/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 03/03/2015" evaluatedDefinition="05/12/2016 >= 03/03/2015" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - PTIGLSRECOMMENDED > GLS Max PTI with No Backend" type="Credit Policy Rules" eval_value="15.50" actual_value="0.00" result="PASS" waive="False" definition="PTIGLSRECOMMENDED > GLS Max PTI with No Backend" evaluatedDefinition="0.00 > 15.50" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9292" name="Max Line 3 LTV with No Backend - 03/03/2015" type="Credit Policy Rules" eval_value="03/03/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 03/03/2015" evaluatedDefinition="05/12/2016 >= 03/03/2015" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZero > GLS Max L3LTV with No Backend" type="Credit Policy Rules" eval_value="122.50" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZero > GLS Max L3LTV with No Backend" evaluatedDefinition="0.00 > 122.50" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9293" name="Dealer Profit for No Backend - 03/03/2015" type="Credit Policy Rules" eval_value="03/03/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 03/03/2015" evaluatedDefinition="05/12/2016 >= 03/03/2015" create_date="2016-05-12T08:45:14.6830000" update_date="2016-05-12T08:45:14.6830000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZeroCurrency > GLS Dealer Profit for No Backend" type="Credit Policy Rules" eval_value="0.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZeroCurrency > GLS Dealer Profit for No Backend" evaluatedDefinition="0.00 > 0.00" create_date="2016-05-12T08:45:14.6970000" update_date="2016-05-12T08:45:14.6970000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9294" name="Dealer Profit for Payment Call - 03/03/2015" type="Credit Policy Rules" eval_value="03/03/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Init Date >= 03/03/2015" evaluatedDefinition="05/12/2016 >= 03/03/2015" create_date="2016-05-12T08:45:14.6970000" update_date="2016-05-12T08:45:14.6970000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZeroCurrency < GLS Dealer Profit for Payment Call" type="Credit Policy Rules" eval_value="-3000.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZeroCurrency < GLS Dealer Profit for Payment Call" evaluatedDefinition="0.00 < -3000.00" create_date="2016-05-12T08:45:14.6970000" update_date="2016-05-12T08:45:14.6970000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9526" name="Max Negative Down Payment - 03/24/2015" type="Credit Policy Rules" eval_value="03/24/2015" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Received Date >= 03/24/2015" evaluatedDefinition="05/12/2016 >= 03/24/2015" create_date="2016-05-12T08:45:14.6970000" update_date="2016-05-12T08:45:14.6970000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - AlwaysZeroCurrency < GLS Max Negative Down Payment" type="Credit Policy Rules" eval_value="-2500.00" actual_value="0.00" result="PASS" waive="False" definition="AlwaysZeroCurrency < GLS Max Negative Down Payment" evaluatedDefinition="0.00 < -2500.00" create_date="2016-05-12T08:45:14.6970000" update_date="2016-05-12T08:45:14.6970000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - Number of Payments > GLS Max Term - Funding" type="Credit Policy Rules" eval_value="72.00" actual_value="0.00" result="PASS" waive="False" definition="Number of Payments > GLS Max Term - Funding" evaluatedDefinition="0.00 > 72.00" create_date="2016-05-12T08:45:14.6970000" update_date="2016-05-12T08:45:14.6970000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15375" name="Dealer Flat - 03/09/2016" type="Credit Policy Rules" eval_value="03/09/2016" actual_value="05/12/2016" result="FAIL" waive="False" definition="Deal.App Received Date >= 03/09/2016" evaluatedDefinition="05/12/2016 >= 03/09/2016" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule name="CP Rule - CreditPolicyDealerFlat-UW > Dealer Flat" type="Credit Policy Rules" eval_value="2.00" actual_value="2.00" result="PASS" waive="False" definition="CreditPolicyDealerFlat-UW > Dealer Flat" evaluatedDefinition="2.00 > 2.00" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15337" name="Front End Policy LTV Above Maximum Allowed" type="Post-Bureau Rules" eval_value="FAIL" actual_value="PASS" result="PASS" waive="False" definition="Custom Fields.MaxLine3LTV Status == Fail" evaluatedDefinition="PASS == FAIL" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15314" name="Too Much Vehicle" type="Post-Bureau Rules" result="PASS" waive="False" definition="Recommended.TooMuchVehicle == Yes and Deal.Is Payment Call == 0" evaluatedDefinition="NO == YES and False == False" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11840" name="Shared Credit?" type="Post-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.Shared Credit? == Yes or Custom Fields.Shared Credit? == No" evaluatedDefinition="NA == Yes or NA == No" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11547" name="Post-Equifax Interconnect AD Rules" type="Post-Bureau Rules" eval_value="True" actual_value="False" result="PASS" waive="False" definition="Custom Fields.Post-EquifaxInterconnect AD Rules == 1" evaluatedDefinition="False == True" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11329" name="OpenAutosDMSGreaterThanUI" type="Post-Bureau Rules" eval_value="True" actual_value="False" result="PASS" waive="False" definition="Custom Fields.OpenAutosDMSGreaterThanUI == 1" evaluatedDefinition="False == True" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10627" name="Required Cash Down" type="Post-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.CalculatedCashDown Status == Fail and Deal.Is Payment Call == 0" evaluatedDefinition="PASS == FAIL and False == False" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10625" name="PaymentCallBelowMinimum" type="Post-Bureau Rules" result="PASS" waive="False" definition="Deal.Is Payment Call == 1 and Custom Fields.PaymentCallBelowMinimum == 1" evaluatedDefinition="False == True and True == True" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10561" name="Exceeds Policy Mileage" type="Post-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.IsAboveMaxVehicleMileage == 1 and Deal.Is Payment Call == 0" evaluatedDefinition="False == True and False == False" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10551" name="Exceeds Policy Vehicle Age" type="Post-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.IsAboveMaxVehicleAge == 1 and Deal.Is Payment Call == 0" evaluatedDefinition="False == True and False == False" create_date="2016-05-12T08:45:14.7130000" update_date="2016-05-12T08:45:14.7130000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10540" name="Ineligible Vehicle" type="Post-Bureau Rules" result="PASS" waive="False" definition="Recommended.DepreciationSegmentRECOMMENDED == 86 and Deal.Is Payment Call == 0" evaluatedDefinition="NA == 86 and False == False" create_date="2016-05-12T08:45:14.7300000" update_date="2016-05-12T08:45:14.7300000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9446" name="DealScore&lt;100" type="Post-Bureau Rules" result="PASS" waive="False" definition="Custom Fields.Apollo Deal Score < 99.90% and Deal.Is Payment Call == 0" evaluatedDefinition="NA < 99.90% and False == False" create_date="2016-05-12T08:45:14.7300000" update_date="2016-05-12T08:45:14.7300000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9296" name="PTI Above Maximum Allowed" type="Post-Bureau Rules" eval_value="FAIL" actual_value="PASS" result="PASS" waive="False" definition="Custom Fields.MaxPTI Status == Fail" evaluatedDefinition="PASS == FAIL" create_date="2016-05-12T08:45:14.7300000" update_date="2016-05-12T08:45:14.7300000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5183" name="Front End Payment Above Maximum Allowed" type="Post-Bureau Rules" eval_value="FAIL" actual_value="PASS" result="PASS" waive="False" definition="Custom Fields.MaxPayment Status == Fail" evaluatedDefinition="PASS == FAIL" create_date="2016-05-12T08:45:14.7300000" update_date="2016-05-12T08:45:14.7300000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="4651" name="Term Outside of Policy" type="Post-Bureau Rules" eval_value="FAIL" actual_value="PASS" result="PASS" waive="False" definition="Custom Fields.MaxTermGLS Status == Fail" evaluatedDefinition="PASS == FAIL" create_date="2016-05-12T08:45:14.7300000" update_date="2016-05-12T08:45:14.7300000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15441" name="Potential SSN Mismatch CoApp" type="Stipulations Rules" eval_value="True" actual_value="False" result="PASS" waive="False" definition="Custom Fields.Social Security Card Required CoApp UW == 1" evaluatedDefinition="False == True" create_date="2016-05-12T08:45:14.7300000" update_date="2016-05-12T08:45:14.7300000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15440" name="Potential SSN Mismatch App" type="Stipulations Rules" eval_value="True" actual_value="True" result="FAIL" waive="False" definition="Custom Fields.Social Security Card Required App UW == 1" evaluatedDefinition="True == True" create_date="2016-05-12T08:45:14.7300000" update_date="2016-05-12T08:45:14.7300000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15426" name="AR Contract Required for Financing. Max APR 17%" type="Stipulations Rules" eval_value="AR" actual_value="WY" result="PASS" waive="False" definition="Dealer.State == AR" evaluatedDefinition="WY == AR" create_date="2016-05-12T08:45:14.7300000" update_date="2016-05-12T08:45:14.7300000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15361" name="Max Warranty and GAP Allowance for AutoNation" type="Stipulations Rules" result="PASS" waive="False" definition="Recommended.EstAmtFinanced >= $0.00 and Recommended.HasBackend == 1 and Dealer.DealerRatingGroup != F and Dealer.DealerRatingGroup != I" evaluatedDefinition="16000.00 >= 0.00 and NA == 1 and PD != F and PD != I" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15360" name="Max Warranty and GAP Allowance for Franchise and Independent" type="Stipulations Rules" result="PASS" waive="False" definition="Recommended.EstAmtFinanced >= $0.00 and Recommended.HasBackend == 1 and Dealer.DealerRatingGroup != AN and Dealer.DealerRatingGroup != PD and Dealer.State != MA" evaluatedDefinition="16000.00 >= 0.00 and NA == 1 and PD != AN and PD != PD and WY != MA" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15359" name="Max Warranty and GAP Allowance for Franchise and Independent for MA" type="Stipulations Rules" result="PASS" waive="False" definition="Recommended.EstAmtFinanced >= $0.00 and Recommended.HasBackend == 1 and Dealer.DealerRatingGroup != AN and Dealer.DealerRatingGroup != PD and Dealer.State == MA" evaluatedDefinition="16000.00 >= 0.00 and NA == 1 and PD != AN and PD != PD and WY == MA" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15309" name="Employment History - CoApp" type="Stipulations Rules" eval_value="1" result="PASS" waive="False" definition="CoApplicant.QualifiedJobHistory == 1" evaluatedDefinition="NA == 1" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15308" name="Employment History - Main App" type="Stipulations Rules" eval_value="1.00" actual_value="0.00" result="PASS" waive="False" definition="Applicant.QualifiedJobHistory == 1 or" evaluatedDefinition="0.00 == 1.00" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="14901" name="Book-out validating submitted KBB Clean Trade/Wholesale Value or Copy of Manufacturer Invoice for New Vehicles" type="Stipulations Rules" eval_value="True" actual_value="True" result="FAIL" waive="False" definition="Dealer.isKBBState == 1" evaluatedDefinition="True == True" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="14900" name="Book-out validating submitted NADA Clean Trade/Wholesale Value or Copy of Manufacturer Invoice for New Vehicles" type="Stipulations Rules" eval_value="False" actual_value="True" result="PASS" waive="False" definition="Dealer.isKBBState == 0" evaluatedDefinition="True == False" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="12570" name="Proof of Vehicle Paid Out" type="Stipulations Rules" eval_value="Yes" result="NA" waive="False" definition="Custom Fields.Vehicle Paid Out == Yes" evaluatedDefinition="NA == Yes" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11326" name="GLS does not accept self-employed/1099 or independent contractor income." type="Stipulations Rules" eval_value="0.00" actual_value="16000.00" result="FAIL" waive="False" definition="Recommended.EstAmtFinanced >= $0.00" evaluatedDefinition="16000.00 >= 0.00" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="11324" name="Proof of Total Loss" type="Stipulations Rules" eval_value="Yes" result="NA" waive="False" definition="Custom Fields.Vehicle Total Loss == Yes" evaluatedDefinition="NA == Yes" create_date="2016-05-12T08:45:14.7430000" update_date="2016-05-12T08:45:14.7430000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10731" name="(2) paystubs within 30 days single income" type="Stipulations Rules" result="FAIL" waive="False" definition="Recommended.EstAmtFinanced >= $0.00 and Custom Fields.IsDualIncome == 0" evaluatedDefinition="16000.00 >= 0.00 and False == False" create_date="2016-05-12T08:45:14.7600000" update_date="2016-05-12T08:45:14.7600000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="10730" name="(2) paystubs within 30 days" type="Stipulations Rules" result="PASS" waive="False" definition="Recommended.EstAmtFinanced >= $0.00 and Custom Fields.IsDualIncome == 1" evaluatedDefinition="16000.00 >= 0.00 and False == True" create_date="2016-05-12T08:45:14.7600000" update_date="2016-05-12T08:45:14.7600000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9482" name="Stip to Trade" type="Stipulations Rules" eval_value="True" actual_value="True" result="FAIL" waive="False" definition="Custom Fields.HasStipToTrade == 1" evaluatedDefinition="True == True" create_date="2016-05-12T08:45:14.7600000" update_date="2016-05-12T08:45:14.7600000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9347" name="No Back End Product" type="Stipulations Rules" eval_value="0" result="NA" waive="False" definition="Recommended.HasBackend == 0" evaluatedDefinition="NA == 0" create_date="2016-05-12T08:45:14.7600000" update_date="2016-05-12T08:45:14.7600000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9068" name="OFAC" type="Stipulations Rules" result="FAIL" waive="False" definition="Custom Fields.HasOFAC == 1 or Custom Fields.HasOFAC == 1" evaluatedDefinition="True == True or True == True" create_date="2016-05-12T08:45:14.7600000" update_date="2016-05-12T08:45:14.7600000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5685" name="Total Maximum PTI not to exceed 18%" type="Stipulations Rules" eval_value="0.00" actual_value="16000.00" result="FAIL" waive="False" definition="Recommended.EstAmtFinanced >= $0.00" evaluatedDefinition="16000.00 >= 0.00" create_date="2016-05-12T08:45:14.7600000" update_date="2016-05-12T08:45:14.7600000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5599" name="Proof of Auto Insurance with $500 Max Deductible (No Binders)" type="Stipulations Rules" eval_value="0.00" actual_value="16000.00" result="FAIL" waive="False" definition="Recommended.EstAmtFinanced >= $0.00" evaluatedDefinition="16000.00 >= 0.00" create_date="2016-05-12T08:45:14.7600000" update_date="2016-05-12T08:45:14.7600000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5598" name="(6) Completed References" type="Stipulations Rules" eval_value="0.00" actual_value="16000.00" result="FAIL" waive="False" definition="Recommended.EstAmtFinanced >= $0.00" evaluatedDefinition="16000.00 >= 0.00" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="5596" name="Proof of Submitted Clean Trade/Wholesale Value" type="Stipulations Rules" eval_value="0.00" actual_value="16000.00" result="FAIL" waive="False" definition="Recommended.EstAmtFinanced >= $0.00" evaluatedDefinition="16000.00 >= 0.00" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15439" name="Apollo Request V9.2 - UW" type="Outbound Data Source" result="PASS" waive="False" definition="Deal.App Received Date >= 04/08/2016 and Deal.Is Payment Call == 0 and Recommended.GLS Tier > 0" evaluatedDefinition="05/12/2016 >= 04/08/2016 and False == False and 0.00 > 0.00" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15437" name="Apollo Request V9 - UW 03/15/2016" type="Outbound Data Source" result="PASS" waive="False" definition="Deal.App Received Date >= 03/15/2016 and Deal.Is Payment Call == 0 and Recommended.GLS Tier > 0 and Deal.App Received Date < 04/08/2016" evaluatedDefinition="05/12/2016 >= 03/15/2016 and False == False and 0.00 > 0.00 and 05/12/2016 < 04/08/2016" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15385" name="Run Apollo V8 - UW 03/11/2016" type="Outbound Data Source" result="PASS" waive="False" definition="Deal.App Received Date >= 03/11/2016 and Deal.Is Payment Call == 0 and Recommended.GLS Tier > 0 and Deal.App Received Date < 03/15/2016" evaluatedDefinition="05/12/2016 >= 03/11/2016 and False == False and 0.00 > 0.00 and 05/12/2016 < 03/15/2016" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15381" name="Run Apollo V9 - UW" type="Outbound Data Source" result="PASS" waive="False" definition="Deal.App Received Date >= 03/09/2016 and Deal.Is Payment Call == 0 and Recommended.GLS Tier > 0 and Deal.App Received Date < 03/11/2016" evaluatedDefinition="05/12/2016 >= 03/09/2016 and False == False and 0.00 > 0.00 and 05/12/2016 < 03/11/2016" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15376" name="Run Apollo V8 - UW" type="Outbound Data Source" result="PASS" waive="False" definition="Deal.App Received Date >= 03/03/2015 and Deal.Is Payment Call == 0 and Recommended.GLS Tier > 0 and Deal.App Received Date < 03/09/2016" evaluatedDefinition="05/12/2016 >= 03/03/2015 and False == False and 0.00 > 0.00 and 05/12/2016 < 03/09/2016" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="9310" name="Run Apollo V7 - UW" type="Outbound Data Source" result="PASS" waive="False" definition="Deal.App Received Date >= 12/18/2014 and Deal.Is Payment Call == 0 and Recommended.GLS Tier > 0 and Deal.App Received Date < 03/03/2015" evaluatedDefinition="05/12/2016 >= 12/18/2014 and False == False and 0.00 > 0.00 and 05/12/2016 < 03/03/2015" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="8238" name="Run Apollo V6 - UW" type="Outbound Data Source" result="PASS" waive="False" definition="Deal.App Received Date > 01/01/2014 and Deal.Is Payment Call == 0 and Recommended.GLS Tier > 0 and Deal.App Received Date < 12/18/2014" evaluatedDefinition="05/12/2016 > 01/01/2014 and False == False and 0.00 > 0.00 and 05/12/2016 < 12/18/2014" create_date="2016-05-12T08:45:14.7770000" update_date="2016-05-12T08:45:14.7770000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="7302" name="Everything Except Pmt Calls" type="Conditional Approval Rules" eval_value="True" actual_value="False" result="PASS" waive="False" definition="Deal.Is Payment Call == 1" evaluatedDefinition="False == True" create_date="2016-05-12T08:45:14.7900000" update_date="2016-05-12T08:45:14.7900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15418" name="Eligible for Pct-based Flat Fee - UW" type="Dealer Notes Rules" result="FAIL" waive="False" definition="Deal.App Status != Manually Declined and Deal.App Status != Auto Declined and Deal.App Status != Initial Processing and Deal.App Status != Application Received and Deal.App Status != System ERROR and Deal.App Status != Credit Bureau Error and Deal.App Status != Underwriting Review and Deal.App Received Date >= 03/15/2016" evaluatedDefinition="APPROVED != MANUALLY DECLINED and APPROVED != AUTO DECLINED and APPROVED != INITIAL PROCESSING and APPROVED != APPLICATION RECEIVED and APPROVED != SYSTEM ERROR and APPROVED != CREDIT BUREAU ERROR and APPROVED != UNDERWRITING REVIEW and 05/12/2016 >= 03/15/2016" create_date="2016-05-12T08:45:14.7900000" update_date="2016-05-12T08:45:14.7900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15416" name="Thank you for business" type="Dealer Notes Rules" result="PASS" waive="False" definition="Deal.App Status == Approved or Deal.App Status == Conditional Approval or Deal.App Status == RApproved or Deal.App Status == Recommended Review and Deal.App Status == Auto Approved" evaluatedDefinition="APPROVED == APPROVED or APPROVED == CONDITIONAL APPROVAL or APPROVED == RAPPROVED or APPROVED == RECOMMENDED REVIEW and APPROVED == AUTO APPROVED" create_date="2016-05-12T08:45:14.7900000" update_date="2016-05-12T08:45:14.7900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15415" name="Processing Fee: $125" type="Dealer Notes Rules" result="FAIL" waive="False" definition="Deal.App Status == Approved or Deal.App Status == Conditional Approval or Deal.App Status == Auto Approved or Deal.App Status == Recommended Review or Deal.App Status == RApproved" evaluatedDefinition="APPROVED == APPROVED or APPROVED == CONDITIONAL APPROVAL or APPROVED == AUTO APPROVED or APPROVED == RECOMMENDED REVIEW or APPROVED == RAPPROVED" create_date="2016-05-12T08:45:14.7900000" update_date="2016-05-12T08:45:14.7900000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- <Rule id="15414" name="See Rate Sheet" type="Dealer Notes Rules" result="FAIL" waive="False" definition="Deal.App Status == Approved or Deal.App Status == Conditional Approval or Deal.App Status == RApproved or Deal.App Status == Auto Approved or Deal.App Status == Recommended Review" evaluatedDefinition="APPROVED == APPROVED or APPROVED == CONDITIONAL APPROVAL or APPROVED == RAPPROVED or APPROVED == AUTO APPROVED or APPROVED == RECOMMENDED REVIEW" create_date="2016-05-12T08:45:14.8070000" update_date="2016-05-12T08:45:14.8070000" updated_by="nmehta" deal_detail_id="235361" bundle_id="67424" />
- </RuleSummary>
- </LoanApplicationStates>
- <DecisionHistory>
- <DecisionHistoryGroup>
- <DecisionHistoryItems>
- <DecisionHistoryItem dataelementid="163" dataelement="APR" source="UW" value="0.00" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="167" dataelement="CashDown" source="UW" value="0.00" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="173" dataelement="EstAmtFinanced" source="UW" value="16000.00" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="189" dataelement="NetTrade" source="UW" value="-1000.00" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="198" dataelement="TermMonths" source="UW" value="48" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="275" dataelement="Vehicle Mileage" source="UW" value="72000" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="395" dataelement="Rebate" source="UW" value="0.00" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="432" dataelement="App Status" source="UW" value="Auto Declined" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="434" dataelement="App Decision Date" source="UW" value="05/12/2016 8:39:40 AM" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="3078" dataelement="PB FICO" source="UW" value="849" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="3079" dataelement="CB FICO" source="UW" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="3216" dataelement="Vehicle Year" source="UW" value="2014" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="3219" dataelement="Vehicle Make" source="UW" value="DODGE" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="3222" dataelement="Vehicle Model" source="UW" value="CHALLENGER" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="3902" dataelement="Updated By" source="UW" value="System [No User Available]" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:10.0000000" update_date="2016-05-12T08:40:10.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="6323" dataelement="GLS Tier" source="UW" value="0" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="6333" dataelement="Discount" source="UW" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="6553" dataelement="MultiApplicantType" source="UW" value="N/A" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="7953" dataelement="Follow Up Status" source="UW" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="8480" dataelement="Apollo Deal Score" source="UW" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="13743" dataelement="GLS Tier UI" source="UW" value="0" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="14819" dataelement="Line3LTV GLSRECOMMENDED" source="UW" value="118.51" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="15084" dataelement="Vehicle Stated Value GLS" source="UW" value="13500" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="15912" dataelement="IncomeCalculatorAmtRECOMMENDED" source="UW" value="3400" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="15915" dataelement="PTIGLSRECOMMENDED" source="UW" value="0" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- <DecisionHistoryItem dataelementid="31972" dataelement="HasBackendDisplay" source="UW" timestamp="2016-05-12T08:40:10.0000000" decisiongroup="3bdeddd5-c38d-4fb2-8327-c9c1f43e6990" create_date="2016-05-12T08:40:11.0000000" update_date="2016-05-12T08:40:11.0000000" updated_by="System" />
- </DecisionHistoryItems>
- </DecisionHistoryGroup>
- <DecisionHistoryGroup>
- <DecisionHistoryItems>
- <DecisionHistoryItem dataelementid="163" dataelement="APR" source="UW" value="0.00" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="167" dataelement="CashDown" source="UW" value="0.00" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="173" dataelement="EstAmtFinanced" source="UW" value="16000.00" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="189" dataelement="NetTrade" source="UW" value="-1000.00" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="198" dataelement="TermMonths" source="UW" value="48" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="275" dataelement="Vehicle Mileage" source="UW" value="72000" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="395" dataelement="Rebate" source="UW" value="0.00" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="432" dataelement="App Status" source="UW" value="Recommended Review" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="434" dataelement="App Decision Date" source="UW" value="05/12/2016 8:43:17 AM" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3078" dataelement="PB FICO" source="UW" value="849" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3079" dataelement="CB FICO" source="UW" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3216" dataelement="Vehicle Year" source="UW" value="2014" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3219" dataelement="Vehicle Make" source="UW" value="DODGE" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3222" dataelement="Vehicle Model" source="UW" value="CHALLENGER" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3902" dataelement="Updated By" source="UW" value="nmehta" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="6323" dataelement="GLS Tier" source="UW" value="0" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="6333" dataelement="Discount" source="UW" value="0.00" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="6553" dataelement="MultiApplicantType" source="UW" value="N/A" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="7953" dataelement="Follow Up Status" source="UW" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="8480" dataelement="Apollo Deal Score" source="UW" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="13743" dataelement="GLS Tier UI" source="UW" value="0" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="14819" dataelement="Line3LTV GLSRECOMMENDED" source="UW" value="118.51" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="15084" dataelement="Vehicle Stated Value GLS" source="UW" value="13500" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="15912" dataelement="IncomeCalculatorAmtRECOMMENDED" source="UW" value="3400" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="15915" dataelement="PTIGLSRECOMMENDED" source="UW" value="0" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="31972" dataelement="HasBackendDisplay" source="UW" timestamp="2016-05-12T08:43:25.0000000" decisiongroup="e010c5b3-ffde-4c7d-9e54-cee737df176e" create_date="2016-05-12T08:43:25.0000000" update_date="2016-05-12T08:43:25.0000000" updated_by="nmehta" />
- </DecisionHistoryItems>
- </DecisionHistoryGroup>
- <DecisionHistoryGroup>
- <DecisionHistoryItems>
- <DecisionHistoryItem dataelementid="163" dataelement="APR" source="UW" value="0.00" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="167" dataelement="CashDown" source="UW" value="0.00" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="173" dataelement="EstAmtFinanced" source="UW" value="16000.00" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="189" dataelement="NetTrade" source="UW" value="-1000.00" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="198" dataelement="TermMonths" source="UW" value="48" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="275" dataelement="Vehicle Mileage" source="UW" value="72000" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="395" dataelement="Rebate" source="UW" value="0.00" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="432" dataelement="App Status" source="UW" value="Approved" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="434" dataelement="App Decision Date" source="UW" value="05/12/2016 8:45:08 AM" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3078" dataelement="PB FICO" source="UW" value="849" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3079" dataelement="CB FICO" source="UW" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3216" dataelement="Vehicle Year" source="UW" value="2014" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3219" dataelement="Vehicle Make" source="UW" value="DODGE" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3222" dataelement="Vehicle Model" source="UW" value="CHALLENGER" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="3902" dataelement="Updated By" source="UW" value="nmehta" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="6323" dataelement="GLS Tier" source="UW" value="0" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="6333" dataelement="Discount" source="UW" value="0.00" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="6553" dataelement="MultiApplicantType" source="UW" value="N/A" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="7953" dataelement="Follow Up Status" source="UW" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="8480" dataelement="Apollo Deal Score" source="UW" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="13743" dataelement="GLS Tier UI" source="UW" value="0" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="14819" dataelement="Line3LTV GLSRECOMMENDED" source="UW" value="118.51" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="15084" dataelement="Vehicle Stated Value GLS" source="UW" value="13500" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="15912" dataelement="IncomeCalculatorAmtRECOMMENDED" source="UW" value="3400" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="15915" dataelement="PTIGLSRECOMMENDED" source="UW" value="0" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- <DecisionHistoryItem dataelementid="31972" dataelement="HasBackendDisplay" source="UW" timestamp="2016-05-12T08:45:15.0000000" decisiongroup="6b4dfdfb-5003-47e4-96d5-de7ce6558ff3" create_date="2016-05-12T08:45:15.0000000" update_date="2016-05-12T08:45:15.0000000" updated_by="nmehta" />
- </DecisionHistoryItems>
- </DecisionHistoryGroup>
- </DecisionHistory>
- <CustomFields>
- <CustomField value="31.81" text="RandomSeed_Path" id="28762" />
- <CustomField value="0" text="CashDownGLS" id="5986" />
- <CustomField text="All-In LTV" id="6304" />
- <CustomField value="0" text="GLS Tier" id="6323" />
- <CustomField value="1" text="isKBBState" id="6371" />
- <CustomField value="0" text="QualifiedJobHistory" id="6484" />
- <CustomField text="Additional Dealer Fee" id="6492" />
- <CustomField value="125" text="Processing Fee" id="6546" />
- <CustomField value="0" text="IsDualIncome" id="6552" />
- <CustomField value="N/A" text="MultiApplicantType" id="6553" />
- <CustomField value="0" text="IsSharedAddress" id="6554" />
- <CustomField value="0" text="IsBelowMinIncReq" id="6563" />
- <CustomField text="Send Notice to Dealer?" id="6890" />
- <CustomField text="Comments to Dealer" id="6891" />
- <CustomField value="0" text="SharedCreditTotal" id="7278" />
- <CustomField text="Follow Up Status" id="7953" />
- <CustomField value="N/A" text="DealerStateTest" id="7954" />
- <CustomField text="WhoShouldHaveThisDeal" id="7961" />
- <CustomField value="1" text="AlwaysTrue" id="7999" />
- <CustomField value="False" text="NetTradeAndCashDown" id="8000" />
- <CustomField text="CalculatedCashDown" id="8004" />
- <CustomField value="0" text="CalculatedCashDown" id="8005" />
- <CustomField value="21" text="MaxAPR" id="8011" />
- <CustomField value="0" text="IsPreferredMake" id="8022" />
- <CustomField value="False" text="NetTotalDown" id="8073" />
- <CustomField value="False" text="Bureau Pulled" id="8159" />
- <CustomField value="849" text="Application Bureau" id="8180" />
- <CustomField value="222" text="Application Risk View" id="8181" />
- <CustomField text="Unused - Previously InitialTier" id="8182" />
- <CustomField value="4" text="Tier (Bump Adjusted)" id="8183" />
- <CustomField value="1" text="Bump Allowed" id="8184" />
- <CustomField value="0" text="Final Tier (all adjustments)" id="8185" />
- <CustomField value="5" text="Tier after Manual Bump" id="8186" />
- <CustomField value="-1000" text="TotalDownGLS" id="8187" />
- <CustomField value="No" text="TooMuchVehicle" id="8198" />
- <CustomField value="PD" text="TotalCalcCashDown" id="8199" />
- <CustomField value="0" text="VF Bookout Value" id="8200" />
- <CustomField text="RunApollo" id="8357" />
- <CustomField value="True" text="InitialTier_RNR" id="8358" />
- <CustomField value="False" text="Open BK" id="8365" />
- <CustomField text="CoApplicant Tier" id="8429" />
- <CustomField value="1" text="Apollo AutoStructure" id="8433" />
- <CustomField value="1" text="Apollo AutoPrice" id="8434" />
- <CustomField value="V2.9.0" text="Apollo Version" id="8437" />
- <CustomField value="Yes" text="AlwaysYes" id="8446" />
- <CustomField value="0" text="AlwaysZero" id="8447" />
- <CustomField value="0.00" text="AlwaysZeroCurrency" id="8449" />
- <CustomField value="9999999999999999999999999999999999999999999999" text="AlwaysInfinity" id="8455" />
- <CustomField text="InfiniteLoopTest" id="8456" />
- <CustomField text="TimeInFile" id="8457" />
- <CustomField value="1" text="IsBelowMinIncReq - Funding" id="8462" />
- <CustomField text="Apollo Error Message" id="8473" />
- <CustomField text="Apollo Error ID" id="8474" />
- <CustomField text="Apollo Term" id="8475" />
- <CustomField text="Apollo Sales Price" id="8476" />
- <CustomField text="Apollo Sales Tax" id="8477" />
- <CustomField text="Apollo State Fees" id="8478" />
- <CustomField text="Apollo Payment" id="8479" />
- <CustomField text="Apollo Deal Score" id="8480" />
- <CustomField text="Apollo APR" id="8481" />
- <CustomField text="Apollo Amount Financed" id="8482" />
- <CustomField text="Apollo Response Date" id="8483" />
- <CustomField text="Apollo Pricing Stips" id="8484" />
- <CustomField text="Apollo Discount" id="8485" />
- <CustomField value="0" text="NC Paper Tax" id="8486" />
- <CustomField text="VA Online Processing Fee" id="8487" />
- <CustomField text="VA Gross Receipts Tax" id="8488" />
- <CustomField value="0" text="NumberOfRepos" id="12215" />
- <CustomField value="0" text="NumberOfBK" id="12216" />
- <CustomField text="NumberOfInquiries" id="12217" />
- <CustomField text="NumberOfCollectionItems" id="12220" />
- <CustomField text="MajorDerogs" id="12254" />
- <CustomField value="66" text="MaxTermGLS" id="13729" />
- <CustomField value="Pass" text="MaxTermGLS Status" id="13732" />
- <CustomField value="Auto Structure" text="Apollo Command" id="13734" />
- <CustomField value="0.00" text="TitleLicenseFee" id="13742" />
- <CustomField value="0" text="Apollo Sales Price < .80 of Vehicle Value" id="13746" />
- <CustomField text="AmountFinancedExcessivelyAboveApproval" id="13750" />
- <CustomField text="Apollo LTV3" id="13752" />
- <CustomField text="UseApolloVersion" id="14454" />
- <CustomField text="Gap VIN" id="14492" />
- <CustomField text="Warranty VIN" id="14497" />
- <CustomField value="Pass" text="CalculatedCashDown Status" id="14788" />
- <CustomField value="118.51" text="Line3LTV GLSRECOMMENDED" id="14819" />
- <CustomField value="051" text="FiservState" id="14822" />
- <CustomField value="11" text="FiservSalesman" id="14823" />
- <CustomField value="51" text="FiservLateChargeCode" id="14824" />
- <CustomField value="R999" text="FiservOfficerCode" id="14825" />
- <CustomField value="O" text="FiservLivingStatus" id="14826" />
- <CustomField text="Finance Charge" id="14828" />
- <CustomField value="6/11/2016" text="30 Days from Current Date" id="14836" />
- <CustomField text="Buyer State" id="14969" />
- <CustomField text="CoBuyer State" id="14970" />
- <CustomField text="Fiserv Ap Gross Income" id="14971" />
- <CustomField text="Fiserv Ap Other Gross Income" id="14972" />
- <CustomField text="Fiserv Contract Date MM" id="14973" />
- <CustomField text="Fiserv Contract Date DD" id="14974" />
- <CustomField text="FiservCTD" id="14975" />
- <CustomField text="Contract Form" id="14976" />
- <CustomField text="Fiserv Maturity Date Full" id="14982" />
- <CustomField value="5/12/2016" text="Adverse Action Decisioned Date" id="14986" />
- <CustomField value="15875" text="AdvanceOnVehicle" id="14987" />
- <CustomField value="051" text="See FiservState" id="15030" />
- <CustomField value="11" text="Fiserv Salesman" id="15031" />
- <CustomField value="51" text="Fiserv Late Charge Code" id="15032" />
- <CustomField value="R999" text="Fiserv Officer Code" id="15033" />
- <CustomField value="O" text="Fiserv Living Status" id="15034" />
- <CustomField text="Fiserv First Payment Date DD" id="15035" />
- <CustomField text="Fiserv First Payment Date MM" id="15036" />
- <CustomField text="Fiserv First Payment Date YY" id="15037" />
- <CustomField text="Fiserv Final Due Date DD" id="15038" />
- <CustomField text="Fiserv Final Due Date MM" id="15039" />
- <CustomField text="Fiserv Final Due Date YY" id="15040" />
- <CustomField text="Fiserv Create Date DD" id="15041" />
- <CustomField text="Fiserv Create Date MM" id="15042" />
- <CustomField text="Fiserv Create Date YY" id="15043" />
- <CustomField text="Fiserv Contract Payment" id="15044" />
- <CustomField text="Fiserv Contract Amount Financed" id="15045" />
- <CustomField text="Fiserv Contract Cashdown" id="15046" />
- <CustomField text="Fiserv Contract Salesprice" id="15047" />
- <CustomField text="Fiserv Contract Disbursement Amount" id="15048" />
- <CustomField text="Fiserv Contract Rebate" id="15049" />
- <CustomField text="Fiserv Contract Sales Tax" id="15050" />
- <CustomField text="Fiserv Contract Totaldown" id="15051" />
- <CustomField text="Fiserv Contract Net Trade" id="15052" />
- <CustomField text="Fiserv Co Ap Gross Income" id="15053" />
- <CustomField text="Fiserv Co Ap Other Gross Income" id="15054" />
- <CustomField text="Fiserv RIC Finance Charge" id="15056" />
- <CustomField text="Vehicle Type" id="15057" />
- <CustomField value="700605" text="FISERV Applicant DOB YYMMDD" id="15059" />
- <CustomField value="NNaNNaN" text="FISERV Co-Applicant DOB YYMMDD" id="15060" />
- <CustomField value="0.00" text="Note Amount (Fiserv)" id="15069" />
- <CustomField text="Outside Credit Policy" id="15074" />
- <CustomField value="U" text="Fiserv New/Used" id="15078" />
- <CustomField value="13500" text="Vehicle Stated Value GLS" id="15084" />
- <CustomField value="700" text="MaxPayment" id="15207" />
- <CustomField value="Pass" text="MaxPayment Status" id="15208" />
- <CustomField value="0" text="ApolloCashDownInput" id="15361" />
- <CustomField value="0" text="DocFeeGLS" id="15379" />
- <CustomField value="0" text="TLFeeGLS" id="15380" />
- <CustomField value="1" text="NumberOfOpenAutosGLS" id="15408" />
- <CustomField value="{Income:3400 Message :"Stip to trade Open Auto"}" text="IncomeCalculator" id="15910" />
- <CustomField value="Stip to trade Open Auto" text="IncomeCalculatorMessage" id="15911" />
- <CustomField value="3400" text="IncomeCalculatorAmtRECOMMENDED" id="15912" />
- <CustomField value="1" text="NumberOfOpenAutosInitial" id="15913" />
- <CustomField text="NumberOfOpenAutosUI" id="15914" />
- <CustomField value="0" text="PTIGLSRECOMMENDED" id="15915" />
- <CustomField text="PaymentSuggestionGLS" id="15916" />
- <CustomField text="UseBuyerMileageLeeway" id="15937" />
- <CustomField text="UseBuyerPreferredMakeLeeway" id="15938" />
- <CustomField value="0" text="AmtFinancedSuggested" id="15939" />
- <CustomField value="0.00" text="PaymentCutBack" id="15975" />
- <CustomField value="051216" text="CurrentDateACH" id="16057" />
- <CustomField text="Fiserv Vehicle Year YY GLS" id="16739" />
- <CustomField value="0" text="Flat Fee Amount" id="16758" />
- <CustomField value="0" text="TaxesTitleLicenseGLS" id="19195" />
- <CustomField value="0" text="HasMultipleRepos" id="20491" />
- <CustomField value="0" text="HasMultipleBK" id="20492" />
- <CustomField value="0" text="Fiserv Subvention Amount" id="20566" />
- <CustomField text="ApolloPricingValueID" id="20766" />
- <CustomField text="ApolloVersionDescription" id="20767" />
- <CustomField value="0" text="FlatFeeGLS" id="20804" />
- <CustomField value="125" text="AcquisitionFeeGLS" id="20827" />
- <CustomField text="BureauContactInfo - CB" id="25917" />
- <CustomField value="TRANS UNION 2 BALDWIN PLACE P.O. BOX 1000 CHESTER PA 19022 800-888-4213" text="BureauContactInfo" id="25918" />
- <CustomField value="1" text="HasAdverseActionStatus" id="25920" />
- <CustomField text="a3609" id="26636" />
- <CustomField text="a3609CB" id="26637" />
- <CustomField value="PD" text="DealerRatingGroup" id="26646" />
- <CustomField value="0" text="IsAboveMaxVehicleMileage" id="26647" />
- <CustomField value="0" text="IsAboveMaxVehicleAge" id="26648" />
- <CustomField text="FISERV CoApplicant Name" id="26650" />
- <CustomField value="1" text="Escore" id="26653" />
- <CustomField value="1" text="EscoreCB" id="26654" />
- <CustomField value="1" text="ApplicationEscore" id="26659" />
- <CustomField text="Line3LTV GLSCONTRACT" id="26922" />
- <CustomField text="AllInLTVGLSCONTRACT" id="26923" />
- <CustomField text="PTIGLSCONTRACT" id="26924" />
- <CustomField value="True" text="FullXML" id="26929" />
- <CustomField value="1" text="UseEScore" id="27610" />
- <CustomField text="IncomeCalculatorAmtCONTRACT" id="27744" />
- <CustomField text="Unused" id="28477" />
- <CustomField text="unused" id="28478" />
- <CustomField text="Unused2" id="28479" />
- <CustomField text="Unused3" id="28480" />
- <CustomField text="Unused4" id="28481" />
- <CustomField value="B" text="PathAssignmentInitializer" id="28789" />
- <CustomField value="B" text="PathAssignmentPrepopulated" id="28790" />
- <CustomField value="B" text="PathAssignment" id="28791" />
- <CustomField value="V9" text="EscoreVersion" id="28792" />
- <CustomField text="CellPhoneNoDashes" id="28796" />
- <CustomField value="M" text="IncomeFrequencyFactorTrust" id="28893" />
- <CustomField value="0" text="HasMultipleMajorAutoDerogs" id="29575" />
- <CustomField value="1" text="HasTradeIn" id="29685" />
- <CustomField value="0" text="IsCurrentUserBuyerOnRecord" id="29712" />
- <CustomField value="0" text="QualifiedJobHistory" id="30491" />
- <CustomField value="0" text="FiservTotalDownAmt" id="30898" />
- <CustomField value="0" text="HasOpenBK" id="31284" />
- <CustomField value="1" text="HasOFAC" id="31677" />
- <CustomField text="DealerProfit" id="31946" />
- <CustomField value="Auto" text="AllowBackend" id="31947" />
- <CustomField value="15.5" text="MaxPTI" id="31968" />
- <CustomField value="122.5" text="MaxLine3LTV" id="31969" />
- <CustomField value="Pass" text="MaxPTI Status" id="31970" />
- <CustomField value="Pass" text="MaxLine3LTV Status" id="31971" />
- <CustomField text="HasBackendDisplay" id="31972" />
- <CustomField value="0" text="HasDelinquentMortgage" id="32162" />
- <CustomField value="1" text="HasRecentAutoRepo" id="32165" />
- <CustomField value="97.8235294117647" text="DTIGLS" id="32212" />
- <CustomField value="0" text="HasRecentDimissedBK" id="32439" />
- <CustomField value="1" text="HasStipToTrade" id="32605" />
- <CustomField value="125" text="AcquisitionFeeGLSCONTRACT" id="33164" />
- <CustomField value="9.95" text="MinAPR" id="33464" />
- <CustomField value="0" text="Unused5" id="33465" />
- <CustomField value="Fail" text="MinAPR Status" id="33466" />
- <CustomField value="0" text="InsuffJobHistoryMultiAppSingleInc" id="33881" />
- <CustomField text="DealLostTo" id="33888" />
- <CustomField text="DealLostReason" id="33889" />
- <CustomField value="0" text="DealLostValue" id="33908" />
- <CustomField value="0" text="InsufficientCreditHistory" id="34039" />
- <CustomField value="1" text="ThinFileMultiplier" id="34130" />
- <CustomField value="0.9" text="ThinFileMultiplierCB" id="34132" />
- <CustomField text="a3101" id="34135" />
- <CustomField text="a3101CB" id="34138" />
- <CustomField text="a3965" id="34195" />
- <CustomField text="a3965CB" id="34197" />
- <CustomField value="0.85" text="NoPositiveCreditMultiplier" id="34199" />
- <CustomField value="0.85" text="NoPositiveCreditMultiplierCB" id="34201" />
- <CustomField value="0.8" text="MajorAutoDerogMultiplier" id="34269" />
- <CustomField value="0.8" text="MajorAutoDerogMultiplierCB" id="34270" />
- <CustomField value="0" text="HasMultipleReposAndChargeOffs GP014" id="34468" />
- <CustomField value="1" text="ShowInBuyerQueue" id="34891" />
- <CustomField value="0" text="CurrentStatusDeclined" id="34895" />
- <CustomField value="1" text="UWLastMajorDecisionDeclined" id="34896" />
- <CustomField text="Unused - Bad Coding VFLastMajorDecisionDeclined" id="34899" />
- <CustomField text="VFLastMajorDecisionDeclined" id="34901" />
- <CustomField text="Unused - Bad Coding CurrentAppStatusDeclined" id="34902" />
- <CustomField value="1" text="Buyer Queue Qualifier" id="34913" />
- <CustomField value="1" text="BuyerQueueQualifier" id="34914" />
- <CustomField value="2" text="TestForRapproved" id="35130" />
- <CustomField text="TestBlank" id="35230" />
- <CustomField text="FiservExpressConsentApplicantHomePhne" id="35232" />
- <CustomField text="FiservExpressConsentCoApplicantHomePhne" id="35233" />
- <CustomField value="NC" text="FiservExpressConsentApplicantWorkPhne" id="35234" />
- <CustomField text="FiservExpressConsentCoApplicantWorkPhne" id="35235" />
- <CustomField text="FiservExpressConsentApplicantCllPhne" id="35236" />
- <CustomField text="FiservExpressConsentCoApplicantCllPhne" id="35237" />
- <CustomField text="UWAuditDecision" id="35347" />
- <CustomField text="UWAuditReasonComment" id="35348" />
- <CustomField value="0" text="StateAltMaxAPR" id="35460" />
- <CustomField value="0" text="StateAltAmountFinanced" id="35468" />
- <CustomField value="0" text="GP007 StatusRecentBKApp" id="35767" />
- <CustomField value="0" text="GP023 NumAutoTradesDismissedChap13Or7App" id="35768" />
- <CustomField value="0" text="GP024 NumMthsSinceRecentAutoTradeInBKApp" id="35769" />
- <CustomField value="9999" text="CI062 NumMthsSinceBKFiledApp" id="35770" />
- <CustomField value="9999" text="C2065 NumMthsSinceRecentChap7BKFilingCoApp" id="35771" />
- <CustomField value="1" text="GP012 GLS043 SumNumberofOpenAuto" id="35772" />
- <CustomField value="0" text="HE002 NumOpenHomeEquityTradeLines" id="35773" />
- <CustomField value="1" text="RE002 NumOpenRealEstateTradeLines" id="35774" />
- <CustomField value="0" text="HE039 SumPmtHomeEquityTradeLines" id="35775" />
- <CustomField value="2804" text="RE039 SumPmtRealEstateTradeLines" id="35776" />
- <CustomField value="3326" text="GP009 SumDebtReported" id="35777" />
- <CustomField value="0" text="GP022 GL022 SumNumberOpenInstallmentTradesNotAuto" id="35778" />
- <CustomField value="0" text="MG002 NumOpenMortgageTradeLines" id="35779" />
- <CustomField value="0" text="MG039 SumPmtMortgageTradeLines" id="35780" />
- <CustomField value="0" text="AutoDeclineForRecentBK" id="35785" />
- <CustomField value="9999" text="GP024 NumMthsSinceRecentAutoTradeInBKCoApp" id="35959" />
- <CustomField value="9999" text="C2065 NumMthsSinceRecentChap7BKFilingApp" id="35960" />
- <CustomField value="9999" text="CI089 NumMthsSinceBKDismissedCoApp" id="35963" />
- <CustomField value="9999" text="CI089 NumMthsSinceBKDismissedApp" id="35964" />
- <CustomField value="0" text="GP007 StatusRecentBKCoApp" id="35965" />
- <CustomField value="0" text="GP023 NumAutoTradesDismissedChap13Or7CoApp" id="35974" />
- <CustomField value="0" text="AutoDeclineForAutoIncludedInBK" id="35975" />
- <CustomField text="UW Audit Reason" id="35985" />
- <CustomField value="0" text="IsAmountFinancedBelowMinimum" id="35994" />
- <CustomField value="0" text="IsAmountFinancedAboveMaximum" id="35999" />
- <CustomField text="IsAboveMaxVehicleAge - Funding" id="36006" />
- <CustomField text="IsAboveMaxVehicleMileage - Funding" id="36014" />
- <CustomField text="DTIGLS - Funding" id="36048" />
- <CustomField value="1" text="PaymentCallBelowMinimum" id="36063" />
- <CustomField text="IsAmountFinancedBelowMinimum - Funding" id="36070" />
- <CustomField text="IsAmountFinancedAboveMaximum - Funding" id="36071" />
- <CustomField text="Max State Doc Fee" id="36596" />
- <CustomField value="0" text="HE040 BalanceOpenHomeEquityLoanApp" id="36606" />
- <CustomField value="0" text="HE040 BalanceOpenHomeEquityLoanCoApp" id="36607" />
- <CustomField value="313394" text="RE040 BalanceOpenRealEstateLoanApp" id="36608" />
- <CustomField value="0" text="RE040 BalanceOpenRealEstateLoanCoApp" id="36609" />
- <CustomField value="0" text="GP016 NumOpenMortgage60DaysDelinquentApp" id="36610" />
- <CustomField value="0" text="GP016 NumOpenMortgage60DaysDelinquentCoApp" id="36611" />
- <CustomField value="0" text="MG040 BalanceOpenMortgageApp" id="36612" />
- <CustomField value="0" text="MG040 BalanceOpenMortgageCoApp" id="36613" />
- <CustomField text="FiservExpressConsentApplicantEmail" id="36641" />
- <CustomField text="HighRiskDeal" id="36642" />
- <CustomField value="No" text="IsHighRiskDeal" id="36644" />
- <CustomField value="0" text="DNU 2015-06-12" id="36647" />
- <CustomField value="No" text="DNU 2015 06 12" id="36648" />
- <CustomField text="FiservExpressConsentCoApplicantEmail" id="36706" />
- <CustomField value="NO" text="EmailMismatchforCoApplicant" id="36762" />
- <CustomField value="NO" text="EmailMismatchforApplicant" id="36763" />
- <CustomField text="UWClearCustomerFraudStatement" id="36765" />
- <CustomField value="0" text="CI069 NumOfConsumerStatementsApp" id="36787" />
- <CustomField value="0" text="CI069 NumOfConsumerStatementsCoApp" id="36788" />
- <CustomField value="0" text="GP025 IdentifyFraudAlertsApp" id="36789" />
- <CustomField value="0" text="GP025 IdentifyFraudAlertsCoApp" id="36790" />
- <CustomField text="Unused10" id="36792" />
- <CustomField text="FraudAlertFlag" id="36795" />
- <CustomField value="0" text="IsFraudAlertCleared" id="36822" />
- <CustomField value="0" text="HasConsumerStatementFraudAlert" id="36823" />
- <CustomField value="1" text="DTIGLS AD Rule" id="36826" />
- <CustomField value="0" text="Final Tier AD Rule" id="36827" />
- <CustomField value="0" text="IncomeCalculatorMessage AD Rule" id="36828" />
- <CustomField value="0" text="AutoDeclineForRecentBK AD Rule" id="36830" />
- <CustomField value="0" text="AutoDeclineForAutoIncludedInBK AD Rule" id="36831" />
- <CustomField value="1" text="Pre-EquifaxInterconnect AD Rules" id="36832" />
- <CustomField text="Unused6" id="36833" />
- <CustomField text="Unused7" id="36834" />
- <CustomField text="Unused8" id="36835" />
- <CustomField text="Unused9" id="36836" />
- <CustomField value="0" text="Application FICO Below Minimum AD Rule" id="36877" />
- <CustomField text="Auto Check" id="36894" />
- <CustomField text="Contract Issues" id="36895" />
- <CustomField text="Deal Return Requested" id="36896" />
- <CustomField text="DL" id="36897" />
- <CustomField text="Employment" id="36898" />
- <CustomField text="Fraud" id="36899" />
- <CustomField text="Income" id="36997" />
- <CustomField text="Stips" id="36998" />
- <CustomField text="Customer Interview" id="37290" />
- <CustomField text="Straw" id="37291" />
- <CustomField value="apeak@glsllc.com" text="BuyerEmail" id="37391" />
- <CustomField text="TrackingID" id="37409" />
- <CustomField value="0" text="ShowinUWQAAudit" id="37429" />
- <CustomField value="3" text="TMTest" id="37430" />
- <CustomField value="0" text="GAP Term exceeds Contract Term" id="37849" />
- <CustomField value="3" text="AF001 NumofOpenFinanceTradeLinesEverApp" id="37958" />
- <CustomField value="0" text="AF001 NumofOpenFinanceTradeLinesEverCoApp" id="37959" />
- <CustomField value="1" text="AF002 NumofOpenAutoFinanceTradeLinesApp" id="37960" />
- <CustomField value="0" text="AF006 TotalNumofAutoFinanceTradeLinesReported30DaysDelinquentApp" id="37961" />
- <CustomField value="0" text="AF006 TotalNumofAutoFinanceTradeLinesReported30DaysDelinquentCoApp" id="37962" />
- <CustomField value="0" text="AF007 TotalNumofAutoFinanceTradeLinesReported90DaysDelinquentApp" id="37963" />
- <CustomField value="0" text="AF007 TotalNumofAutoFinanceTradeLinesReported90DaysDelinquentCoApp" id="37964" />
- <CustomField value="0" text="AF008 TotalNumofAutoFinanceTradeLinesReported120DaysDelinquentApp" id="37965" />
- <CustomField value="0" text="AF008 TotalNumofAutoFinanceTradeLinesReported120DaysDelinquentCoApp" id="37966" />
- <CustomField value="5" text="AF011 NumMonthsSinceOpenDateonRecentAutoFinanceTradeLineApp" id="37967" />
- <CustomField value="0" text="AF011 NumMonthsSinceOpenDateonRecentAutoFinanceTradeLineCoApp" id="37968" />
- <CustomField value="100" text="AF042 PercentOpenPaidTradeLinestoTotalOpenTradeLinesApp" id="37969" />
- <CustomField value="0" text="AF042 PercentOpenPaidTradeLinestoTotalOpenTradeLinesCoApp" id="37970" />
- <CustomField value="1" text="C2062 NumofAuthorizedUserTradeLinesApp" id="37971" />
- <CustomField value="0" text="C2062 NumofAuthorizedUserTradeLinesCoApp" id="37972" />
- <CustomField value="28" text="CI091 NumofTradeLines12MonthsReportedApp" id="37973" />
- <CustomField value="0" text="CI091 NumofTradeLines12MonthsReportedCoApp" id="37974" />
- <CustomField value="0" text="CI114 NumofCollectionRecordsontheCreditFileApp" id="37975" />
- <CustomField value="0" text="CI114 NumofCollectionRecordsontheCreditFileCoApp" id="37976" />
- <CustomField value="22000" text="CI202 HighestCreditLimitonOpenRevolvingTradeLineApp" id="37977" />
- <CustomField value="0" text="CI202 HighestCreditLimitonOpenRevolvingTradeLineCoApp" id="37978" />
- <CustomField value="339700" text="CI203 HighestCreditLimitonOpenInstallmentTradeLineApp" id="37979" />
- <CustomField value="0" text="CI203 HighestCreditLimitonOpenInstallmentTradeLineCoApp" id="37981" />
- <CustomField value="0" text="ED001 NumofEducationTradeLinesEverApp" id="37982" />
- <CustomField value="0" text="ED001 NumofEducationTradeLinesEverCoApp" id="37983" />
- <CustomField value="3326" text="GP009 SumMonthDebtReportedLast6MonthsApp" id="37984" />
- <CustomField value="0" text="GP009 SumMonthDebtReportedLast6MonthsCoApp" id="37985" />
- <CustomField value="1" text="HE001 NumofHomeEquityTradeLinesEverApp" id="37986" />
- <CustomField value="0" text="HE001 NumofHomeEquityTradeLinesEverCoApp" id="37987" />
- <CustomField value="7" text="IL001 NumofInstallmentTradeLinesEverApp" id="37988" />
- <CustomField value="0" text="IL001 NumofInstallmentTradeLinesEverCoApp" id="37989" />
- <CustomField value="93" text="IL043 PercentageofBalancetoHighCreditOpenInstallmentTradeLinesApp" id="37990" />
- <CustomField value="0" text="IL043 PercentageofBalancetoHighCreditOpenInstallmentTradeLinesCoApp" id="37991" />
- <CustomField value="441" text="IL076 HighestMonthlyPaymentAmtonRecentInstallmentTradeLineApp" id="37994" />
- <CustomField value="0" text="IL076 HighestMonthlyPaymentAmtonRecentInstallmentTradeLineCoApp" id="37995" />
- <CustomField value="0" text="IL080 HighestMonthlyPaymentAmtonSecondRecentInstallmentTradeLineApp" id="37996" />
- <CustomField value="0" text="IL080 HighestMonthlyPaymentAmtonSecondRecentInstallmentTradeLineCoApp" id="37997" />
- <CustomField value="0" text="MG001 NumofMortgageTradeLinesEverApp" id="37998" />
- <CustomField value="0" text="MG001 NumofMortgageTradeLinesEverCoApp" id="37999" />
- <CustomField value="2" text="RE001 NumofRealEstateTradeLinesEverApp" id="38000" />
- <CustomField value="0" text="RE001 NumofRealEstateTradeLinesEverCoApp" id="38001" />
- <CustomField value="29" text="RL001 NumofRevolvingTradeLinesEverApp" id="38002" />
- <CustomField value="0" text="RL001 NumofRevolvingTradeLinesEverCoApp" id="38003" />
- <CustomField value="0" text="AF002 NumofOpenAutoFinanceTradeLinesCoApp" id="38016" />
- <CustomField value="13.5229600595916" text="DeclineModelLogitApp" id="38018" />
- <CustomField value="66.7448907985568" text="DeclineModelLogitCoApp" id="38019" />
- <CustomField value="0" text="DeclineModelLogit AD Rule" id="38025" />
- <CustomField value="0" text="IsDualIncome - Funding" id="38056" />
- <CustomField text="Vehicle Total Loss" id="38316" />
- <CustomField value="0" text="OpenAutosDMSGreaterThanUI" id="38342" />
- <CustomField text="LoanReviewCompleted" id="38434" />
- <CustomField value="0" text="PullAutoCheck-IsVehicleTypeUsed" id="38460" />
- <CustomField value="Mountain" text="GetTimeZoneforState" id="38742" />
- <CustomField value="none" text="GetTimeZoneforZip" id="38744" />
- <CustomField value="DT" text="GetTimeZoneDaylightSavings" id="38746" />
- <CustomField value="Mountain" text="Time Zone Indicator" id="38749" />
- <CustomField value="0" text="Post-EquifaxInterconnect AD Rules" id="38763" />
- <CustomField value="Incomplete" text="Checklist - Contract Signatures" id="38798" />
- <CustomField value="0" text="Payment Call AA Rules" id="38834" />
- <CustomField value="DECLINE" text="System Decision" id="38842" />
- <CustomField value="0" text="AreAppCoAppSelfEmployed?" id="38845" />
- <CustomField value="-1000" text="ApolloTradeInNet" id="38848" />
- <CustomField value="AACO" text="AdverseActionLetters" id="38854" />
- <CustomField value="GLS Funding Department" text="testcodefield string" id="38865" />
- <CustomField value="0" text="ApplicantSelfEmployedRule" id="38891" />
- <CustomField value="0" text="CoApplicantSelfEmployedRule" id="38894" />
- <CustomField value="Incomplete" text="Checklist - Contract Assignment" id="38937" />
- <CustomField value="Incomplete" text="Checklist - Approval within 30 Days" id="38938" />
- <CustomField value="Incomplete" text="Checklist - Name Match - DL/Contract" id="38939" />
- <CustomField value="Incomplete" text="Checklist - VIN Match" id="38940" />
- <CustomField value="Incomplete" text="Checklist - Book Out Sheet/Invoice" id="38941" />
- <CustomField value="Incomplete" text="Checklist - Buyer's Order/Bill of Sale" id="38942" />
- <CustomField value="Incomplete" text="Checklist - Signed Original Credit Application" id="38943" />
- <CustomField value="Incomplete" text="Checklist - Completed Reference List" id="38944" />
- <CustomField value="Incomplete" text="Checklist - 2 Proof of Residence within 30 Days for Buyer" id="38949" />
- <CustomField value="Incomplete" text="Checklist - 2 Original Paystubs within 30 Days" id="38967" />
- <CustomField value="Complete" text="Checklist - GAP Contract" id="38968" />
- <CustomField value="Complete" text="Checklist - Warranty Contract" id="38969" />
- <CustomField value="Incomplete" text="Checklist - Title Application" id="38970" />
- <CustomField value="Incomplete" text="Checklist - Odometer Statement" id="38971" />
- <CustomField value="Incomplete" text="Checklist - Insurance Verification" id="38972" />
- <CustomField value="Complete" text="Checklist - AutoCheck" id="38973" />
- <CustomField value="Incomplete" text="Checklist - Employment Verification" id="38974" />
- <CustomField value="Incomplete" text="Checklist - Customer Interview" id="38975" />
- <CustomField value="0" text="ApolloRebate-UW" id="39098" />
- <CustomField value="0" text="RecommendedCashDown" id="39099" />
- <CustomField value="0" text="SSNFraudAlertApp" id="39250" />
- <CustomField value="0" text="SSNFraudAlertCoApp" id="39251" />
- <CustomField value="Complete" text="Checklist - Employment Verification CoApp" id="39253" />
- <CustomField value="Complete" text="Checklist - Customer Interview CoApp" id="39254" />
- <CustomField text="Shared Credit?" id="39358" />
- <CustomField value="13.5229600595916" text="Application MD Score" id="39809" />
- <CustomField value="0" text="CI068 PossibleFraudulentActivityApp" id="40184" />
- <CustomField value="0" text="CI068 PossibleFraudulentActivityCoApp" id="40185" />
- <CustomField value="-48" text="VerifiedTimeOnJobDeltaApplicant" id="40340" />
- <CustomField value="0" text="VerifiedTimeOnJobDeltaCo-Applicant" id="40341" />
- <CustomField text="NA" id="40653" />
- <CustomField text="N/A" id="40671" />
- <CustomField text="Vehicle Paid Out" id="40970" />
- <CustomField text="Unused Field" id="41609" />
- <CustomField text="Unused field" id="41610" />
- <CustomField value="0" text="VF-MustTradeOpenAuto" id="41611" />
- <CustomField value="0" text="GP013 NumMthsSinceMostRecentAutoRepoApp" id="41762" />
- <CustomField value="9999" text="GP013 NumMthsSinceMostRecentAutoRepoCoApp" id="41763" />
- <CustomField value="0" text="GP008 TotalNumberofBKApp" id="42088" />
- <CustomField value="0" text="GP008 TotalNumberofBKCoApp" id="42089" />
- <CustomField text="Unused - Boolean" id="42091" />
- <CustomField value="0" text="CustIntDownPaymentDiffersFromRICTotalDownPaymentApp" id="42172" />
- <CustomField value="0" text="CustIntDownPaymentDiffersFromRICTotalDownPaymentCoApp" id="42173" />
- <CustomField text="BuyerPayCalcMethodPrimaryIncome" id="42505" />
- <CustomField text="BuyerPayCalcMethodSecondaryIncome" id="42506" />
- <CustomField text="Co-BuyerPayCalcMethodPrimaryIncome" id="42507" />
- <CustomField text="Co-BuyerPayCalcMethodSecondaryIncome" id="42508" />
- <CustomField value="0" text="FICA Validation Taxable Income Primary Pay Buyer" id="42989" />
- <CustomField value="0" text="FICA Validation Taxable Income Primary Pay Co-Buyer" id="42990" />
- <CustomField value="0" text="FICA Validation Taxable Income Secondary Pay Buyer" id="42991" />
- <CustomField value="0" text="FICA Validation Taxable Income Secondary Pay Co-Buyer" id="42992" />
- <CustomField text="GWC Warranty - Selected Rate - VscCode" id="43167" />
- <CustomField value="VALID" text="FICA Validation Medicare Validation Primary Pay Buyer" id="43349" />
- <CustomField value="VALID" text="FICA Validation Medicare Validation Secondary Pay Buyer" id="43350" />
- <CustomField value="VALID" text="FICA Validation Medicare Validation Primary Pay Co-Buyer" id="43351" />
- <CustomField value="VALID" text="FICA Validation Medicare Validation Secondary Pay Co-Buyer" id="43352" />
- <CustomField value="VALID" text="FICA Validation Social Security Validation Primary Pay Buyer" id="43353" />
- <CustomField value="VALID" text="FICA Validation Social Security Validation Secondary Pay Buyer" id="43354" />
- <CustomField value="VALID" text="FICA Validation Social Security Validation Primary Pay Co-Buyer" id="43355" />
- <CustomField value="VALID" text="FICA Validation Social Security Validation Secondary Pay Co-Buyer" id="43356" />
- <CustomField value="VALID" text="FICA Validation FICA Total Deduction Validation Primary Pay Buyer" id="43357" />
- <CustomField value="VALID" text="FICA Validation FICA Total Deduction Validation Secondary Pay Buyer" id="43358" />
- <CustomField value="VALID" text="FICA Validation FICA Total Deduction Validation Primary Pay Co-Buyer" id="43359" />
- <CustomField value="VALID" text="FICA Validation FICA Total Deduction Validation Secondary Pay Co-Buyer" id="43360" />
- <CustomField value="0" text="Paycheck Calc 1 Other Income Co-Buyer" id="43369" />
- <CustomField value="0" text="Paycheck Calc 2 Other Income Co-Buyer" id="43370" />
- <CustomField value="0" text="Paycheck Calc 3 Other Income Co-Buyer" id="43371" />
- <CustomField value="0" text="Paycheck Calc 1 Other Income Buyer" id="43372" />
- <CustomField value="0" text="Paycheck Calc 2 Other Income Buyer" id="43373" />
- <CustomField value="0" text="Paycheck Calc 3 Other Income Buyer" id="43374" />
- <CustomField value="4" text="TMTest1" id="43377" />
- <CustomField value="0" text="Paycheck Calc Total Other Income Co-Buyer" id="43389" />
- <CustomField value="0" text="Paycheck Calc Total Other Income Buyer" id="43390" />
- <CustomField value="0" text="Paycheck Calc Hourly Income Method Buyer Primary" id="43421" />
- <CustomField value="0" text="Paycheck Calc Hourly Income Method Buyer Secondary" id="43422" />
- <CustomField value="0" text="Paycheck Calc Hourly Income Method Co-Buyer Primary" id="43423" />
- <CustomField value="0" text="Paycheck Calc Hourly Income Method Co-Buyer Secondary" id="43424" />
- <CustomField value="0" text="Paycheck Calc YTD Income Method Buyer Primary" id="43431" />
- <CustomField value="0" text="Paycheck Calc YTD Income Method Buyer Secondary" id="43432" />
- <CustomField value="0" text="Paycheck Calc YTD Income Method Co-Buyer Primary" id="43433" />
- <CustomField value="0" text="Paycheck Calc YTD Income Method Co-Buyer Secondary" id="43434" />
- <CustomField text="Paycheck Calc YTD Income Method OT Msg Buyer Primary" id="43436" />
- <CustomField text="Paycheck Calc YTD Income Method OT Msg Buyer Secondary" id="43437" />
- <CustomField text="Paycheck Calc YTD Income Method OT Msg Co-Buyer Primary" id="43438" />
- <CustomField text="Paycheck Calc YTD Income Method OT Msg Co-Buyer Secondary" id="43439" />
- <CustomField value="0" text="Paycheck Calc Annualize Current Paystub Method Buyer Primary" id="43445" />
- <CustomField value="0" text="Paycheck Calc Annualize Current Paystub Method Buyer Secondary" id="43446" />
- <CustomField value="0" text="Paycheck Calc Annualize Current Paystub Method Co-Buyer Primary" id="43447" />
- <CustomField value="0" text="Paycheck Calc Annualize Current Paystub Method Co-Buyer Secondary" id="43448" />
- <CustomField text="Paycheck Calc Annualize Current Paystub Method OT Msg Buyer Primary" id="43449" />
- <CustomField text="Paycheck Calc Annualize Current Paystub Method OT Msg Buyer Secondary" id="43450" />
- <CustomField text="Paycheck Calc Annualize Current Paystub Method OT Msg Co-Buyer Primary" id="43451" />
- <CustomField text="Paycheck Calc Annualize Current Paystub Method OT Msg Co-Buyer Secondary" id="43452" />
- <CustomField value="0" text="Paycheck Calc Method Selected Income Amount Buyer Primary" id="43453" />
- <CustomField value="0" text="Paycheck Calc Method Selected Income Amount Buyer Secondary" id="43454" />
- <CustomField value="0" text="Paycheck Calc Method Selected Income Amount Co-Buyer Primary" id="43455" />
- <CustomField value="0" text="Paycheck Calc Method Selected Income Amount Co-Buyer Secondary" id="43456" />
- <CustomField text="Paycheck Calc Method Selected Income Amount OT Msg Buyer Primary" id="43457" />
- <CustomField text="Paycheck Calc Method Selected Income Amount OT Msg Buyer Secondary" id="43458" />
- <CustomField text="Paycheck Calc Method Selected Income Amount OT Msg Co-Buyer Primary" id="43459" />
- <CustomField text="Paycheck Calc Method Selected Income Amount OT Msg Co-Buyer Secondary" id="43460" />
- <CustomField text="Unused 10262015 Never Deployed" id="43754" />
- <CustomField value="115" text="GLSMaxL3LTVwBEAltered-UW" id="43756" />
- <CustomField value="122.5" text="GLSMaxL3LTVwNoBEAltered-UW" id="43757" />
- <CustomField value="115" text="GLSMaxL3LTVwBEAltered-Funding" id="43758" />
- <CustomField value="122.5" text="GLSMaxL3LTVwNoBEAltered-Funding" id="43759" />
- <CustomField text="ReturnRawFFF" id="44158" />
- <CustomField text="ReturnRawFFFCoApp" id="44166" />
- <CustomField value="0" text="ExcessiveInsuranceDeductible" id="44598" />
- <CustomField value="0" text="PaymentPlanNotPermitted(App)" id="44641" />
- <CustomField value="0" text="PaymentPlanNotPermitted(CoApp)" id="44642" />
- <CustomField value="0" text="GAPProductNotPermitted" id="44648" />
- <CustomField value="0" text="GAPPremiumExcessiveForState" id="44679" />
- <CustomField value="No Issue" text="GAPMaxAPRExclusionsFundingRule" id="45974" />
- <CustomField value="No Issue" text="GAPMaxLTVExclusionsFundingRule" id="45975" />
- <CustomField value="No Issue" text="GAPMaxTermExclusionsFundingRule" id="45976" />
- <CustomField text="Not Used 20151117 1" id="45977" />
- <CustomField text="Not Used 20151117 2" id="45978" />
- <CustomField text="Not Used 20151117 3" id="45979" />
- <CustomField value="Need Prev. Employment in Customer Interview" text="Cust Intv Insufficient Employment History CoApp" id="46457" />
- <CustomField value="Need Prev. Employment in Customer Interview" text="Cust Intv Insufficient Employment History App" id="46458" />
- <CustomField value="Stip to trade Open Auto" text="IncomeCalculator - Funding Msg" id="47064" />
- <CustomField value="No Issue" text="EmploymentVerifPhoneCheckCoApp" id="57436" />
- <CustomField value="Employment Verification Phone Undefined" text="EmploymentVerifPhoneCheckApp" id="57437" />
- <CustomField value="85.000000" text="CompetitiveFactorCreditPolicy" id="57442" />
- <CustomField value="85" text="CompetitiveFactorModified" id="57443" />
- <CustomField value="0" text="GP014 MultipleReposAndChargeOffNoJ" id="57445" />
- <CustomField value="0" text="GP014-CB MultipleReposAndChargeOffNoJ" id="57446" />
- <CustomField value="35" text="GP021 NumberOfTradesNoJ" id="57447" />
- <CustomField value="0" text="GP021CB NumberOfTradesNoJ" id="57448" />
- <CustomField value="0" text="GP015NbrofNonAutoUnsecuredTradesApp" id="57449" />
- <CustomField value="0" text="GP015NbrofNonAutoUnsecuredTradesCoApp" id="57450" />
- <CustomField text="ContractStateForODS" id="57453" />
- <CustomField text="ContractFormForODS" id="57454" />
- <CustomField text="ContractRevisionCodeForODS" id="57455" />
- <CustomField value="0" text="IsPreferredMakeFunding" id="57456" />
- <CustomField text="MaxTermGLSFunding" id="57457" />
- <CustomField value="36" text="CompetitiveFactorMultiplierAYLkup" id="57495" />
- <CustomField text="Not Used - Not Deployed" id="57496" />
- <CustomField value="V5" text="CFMultiplierAVersion" id="57497" />
- <CustomField value="1" text="CompetitiveFactorMultiplierA" id="57498" />
- <CustomField value="0" text="StateLTVModifier" id="57499" />
- <CustomField value="800" text="StateMaxDocFee" id="57500" />
- <CustomField value="0" text="DDSDocFeeExceedsStateMaxDocFee" id="57501" />
- <CustomField value="0" text="RequestedDocFeeGLS" id="57512" />
- <CustomField value="0" text="RequestedTLFeeGLS" id="57513" />
- <CustomField value="0" text="StateMaxDocFeeExceeded" id="57514" />
- <CustomField value="122.5" text="MaxFrontEndPolicyLTVValueFunding" id="57526" />
- <CustomField text="AUL Warranty - Selected Program" id="57550" />
- <CustomField text="AUL Warranty - SessionId" id="57553" />
- <CustomField value="140" text="PolicyMaxAll-InLTV - UW" id="57554" />
- <CustomField value="13500" text="Unused - Testing Formula DFD" id="57555" />
- <CustomField value="29376" text="PolicyMaxBE PV AF" id="57556" />
- <CustomField value="0" text="MaxBackendAmountAllowed" id="57557" />
- <CustomField value="1" text="Applicant Not of Legal Contractual Age" id="57558" />
- <CustomField value="0" text="CoApplicant Not of Legal Contractual Age" id="57559" />
- <CustomField value="15000" text="SalesPriceTTLDocFeeUW" id="57563" />
- <CustomField value="3400" text="StatedApplicationIncome" id="57564" />
- <CustomField value="3400" text="StatedApplicantIncome" id="57565" />
- <CustomField value="0" text="StatedCoApplicantIncome" id="57566" />
- <CustomField text="Line3LTVFunding - DW Reporting" id="57567" />
- <CustomField value="118.51" text="Line3LTVUW - DW Reporting" id="57568" />
- <CustomField text="test-DEFI-2290 fail3" id="57569" />
- <CustomField text="test-DEFI2290 fail2" id="57570" />
- <CustomField text="test-DEFI-2290 fail1" id="57571" />
- <CustomField value="3" text="testafterExFndPath" id="57572" />
- <CustomField text="XpressFundPath" id="57573" />
- <CustomField text="XpressFundStatus" id="57574" />
- <CustomField text="XpressFundMsg" id="57575" />
- <CustomField value="PD1" text="ApolloDealerProgram" id="57589" />
- <CustomField value="2.000000" text="CreditPolicyDealerFlat-UW" id="57590" />
- <CustomField value="0.02" text="ApolloDealerFlatInput" id="57595" />
- <CustomField value="0.02" text="ApolloDealerFlatInputFunding" id="57596" />
- <CustomField text="ApolloResponseDealerFlatAmt-UW" id="57597" />
- <CustomField text="ApolloResponseDealerFlatAmt-Funding" id="57598" />
- <CustomField value="Eligible flat is calculated as 2% of Front-end Financed Amount (0)." text="EligibleFlatDealerNoteContent" id="57599" />
- <CustomField value="05/12/2016" text="OnBaseIntegrationDate" id="57600" />
- <CustomField text="Unused 03/16/2016" id="57612" />
- <CustomField value="0" text="FlatFeeGLSver2" id="57613" />
- <CustomField value="1" text="Social Security Card Required App UW" id="57664" />
- <CustomField value="0" text="Social Security Card Required CoApp UW" id="57665" />
- <CustomField value="0" text="CreditAppSSNMismatchApp" id="57668" />
- <CustomField value="0" text="CreditAppSSNMismatchCoApp" id="57669" />
- <CustomField value="0" text="DMSSSNMismatchApp" id="57670" />
- <CustomField value="0" text="DMSSSNMismatchCoApp" id="57671" />
- <CustomField value="0" text="SubmittedSSNVariesForApp" id="57672" />
- <CustomField value="0" text="SubmittedSSNVariesForCoApp" id="57673" />
- <CustomField value="No" text="ForceBackEndFlag - Funding" id="57674" />
- <CustomField value="0" text="HasCreditLife" id="57678" />
- <CustomField value="0.00" text="Discount" id="6333" />
- <CustomField value="Pass" text="GLS Max APR Status" id="7984" />
- <CustomField value="Auto" text="AllowBackendUI" id="8012" />
- </CustomFields>
- <EquifaxInterconnectAttributes><InterConnectResponse ><SchemaVersion>2.0</SchemaVersion><InteractionControl><MessageId>9000</MessageId><Timestamp>2016-05-12T13:44:57.821Z</Timestamp><InterConnectInteractionId>0005160003953635</InterConnectInteractionId></InteractionControl><Errors><Error><ErrorSource>//InterConnectRequest/ConsumerSubjects/ConsumerSubject/NativeText/PlainText</ErrorSource><Code>10004</Code><Message>string length (string) is less than minLength facet (0) for 1</Message></Error></Errors></InterConnectResponse></EquifaxInterconnectAttributes>
- <FactorTrust />
- </LoanApplication>
- </LoanApplications>
Add Comment
Please, Sign In to add comment