It would take me quite a while to refute everyone of Schiff's points, but I think the most important overarching falsity to get to first is something he says in the beginning of the video. He claims that our healthcare now is in many ways worse than Canada's or Britains, but that it use to be the best. Basically, his argument is that the ACA broke healthcare, and before the ACA existed, it was the best in the world. This is an incredible falsity since it is very easy to look up and see how messed up the healthcare system was pre-ACA. Whether it was people dying because they couldn't afford coverage(still happens now), or someone's insurance company refusing to pay for their cancer treatment, because the company argued some bullshit to claim pre-existing condition, our healthcare system pre-ACA was a joke. The fact was that tens of millions of America's literally couldn't get healthcare, and had no option but to go broke or die. Every single idea of a free market healthcare solution inevitably runs into this problem, which is that millions of people will die, simply because they are disadvantaged or poor. We're talking children, the disabled, pregnant single woman, the elderly, etc. None of the people against ACA are reconciling this fact. Also, when someone doesn't have healthcare, where do they go? The ER. And guess what? The ER is much more expensive, and when they can't pay, you wanna know how that gets paid for? By insurance companies raising premiums on ppl like you, hospitals raising costs on ppl like you, and the gov't bailing companies out using taxpayer money. So the healthcare and insurance markets in America, were and still are fundamentally broken, which is why every other first world developed nation on the planet does not employ a system like ours.

Secondly, his comparison/analogy of health insurance to car insurance is way off. He says car insurance doesn't pay for spark plugs, new tires, etc. basically making the argument that insurance is only to insure against unforeseen disaster, but that is never how health insurance has worked. Health insurance covers you routine doctor's visits. It covers your preventative vaccines. It covers your yearly checkups and your prescription drugs if you have them. Pretty much every single cost in healthcare is mostly covered by insurance. This is not a new phenomenon. Ever since modern medicine has existed, and the common person was capable of buying health insurance, this is how it worked, without any gov't involvement, or with it. This shows how much of a fundamental misunderstanding of the health insurance and healthcare system Schiff has. Would the system be cheaper if healthcare only covered catastrophic unforeseen events and everything else was price transparent and paid out of pocket? Probably. But there is no incentive for any party, private or public to want that. And the claim that gov't married those two things is once again, farcial. Insurance companies profit from our setup. Healthcare companies profit from our setup. It exists because they want it, because it benefits them.

Also, he says insurance companies are losing money and premiums are skyrocketing. Once again, not true. Insurance companies are making just as much if not more profits than ever as of now. And premiums? They are actually rising slower than they were from before the ACA existed. So are they rising? Yes. But they'd be rising even more and even faster if we had kept the old system.

His idea of health insurance being inexpensive in the "old days" is also warped. For example, insurance companies use to sell insurance plans that would literally cover nothing. Like I mean they only covered catastrophic damage, had deductibles of tens of thousands of dollars, and had incredibly low annual and lifetime caps. Meaning basically you were handing them money for absolutely nothing. So were your premiums cheap as shit? HELL YEAH! But what you were paying for WASN'T INSURANCE, because it didn't actually insure shit. The costs you saved from having $20 premiums, were just backloaded onto the $40,000 bill you'd get for your car accident that resulted in a 5 day stay in the hospital. And now all of a sudden you have to file bankruptcy and your life is ruined. But at least you had a cheap premium right? That system was a farce. Part of what the ACA did is say to insurance companies "Look, if you are going to sell insurance, you actually have to INSURE people's health. You have to payout if they get cancer. You have to payout if they get in a car crash." This made premiums more expensive, but you wouldn't pay that $40,000 bill on the backend, and therefore made the price of care much more upfront and transparent.

Now I don't think the system we have is ideal. As I stated many times previously, it is still fundamentally broken. ACA was not a cure, it was a bandaid to help treat some of the symptoms, something that would have to be iterated on. This was made clear from the very start by even Obama himself. So what is the solution? There are tons of ones out there, but all of them guaruntee one thing; that any individual can receive medical care, regardless of income or social status. There are incredibly socialistic ways to do this, like nationalizing the healthcare system(hospitals, doctors, etc), like the NHS in Britain. There are slightly more private systems like Canada's, where the hospitals and doctors are mostly private, but the government is the main health insurer. There are even more private systems like Germany, where every individual receives a level of care from the government, and also anyone can buy additional care from insurers, or opt completely out of the government care and get their own private insurance. Personally, I believe the Germany method would work the best in the U.S. We'd automatically enroll everyone into a program that would cover basic medical needs, and then everyone has the right to purchase additional coverage, or opt out of the system and get their own private coverage.

Regardless of which of the three, or many other options we choose, there is one thing in common with Schiff's and every other conservative plan, and that is that millions of innocent people will die because they were poor or disadvantaged. As the wealthiest nation in the world by a mile, on a planet where every other developed nation has a system like the three described above, it is absurd to allow that to occur. Not a single person should die because they are poor. They should not die because they were disabled in an accident. A child shouldn't die because his parents only make $20k a year.

P.S.
I already talked about this in prior tweets, but capitalism is not magic, and it doesn't just magically lower prices. It, like any other market structure, has faults and issues. Healthcare is incredibly price inelastic, meaning if you offer to cure someones cancer for $1000, they'll pay it, and if you charge them $100000, they'll pay it, because it's their fucking life on the line. These very inelastic prices inevitably and always lead to the prices being high, because if your goal is to make profit, and you can charge more and not lose demand, then you are going to charge more. This is the primary reason why his analogy to tech like cell phones is ridiculous. Demand for a cell phone will drop if you raise the price by a lot, because they are price elastic. Also tech got significantly less expensive because costs dropped exponentially through things like moore's law proving true. There is no exponential improvements in healthcare like moores law. We are doing about the same stuff as we were 50 years ago, and it's not insanely more effective or easy. It's gotten better, but not double as good every 12-18 months for 20-40 years straight better.