SELECT @column_list = COALESCE(@column_list + ', ', '')
        + /* Put your casting here from XML, text, etc columns */ QUOTENAME(COLUMN_NAME)
FROM    INFORMATION_SCHEMA.COLUMNS
WHERE   TABLE_NAME = @table_name
    AND TABLE_SCHAME = @schema_name

DECLARE @template AS varchar(MAX)
SET @template = 'SELECT CHECKSUM_AGG(CHECKSUM({@column_list})) FROM {@schema_name}.{@table_name}'

DECLARE @sql AS varchar(MAX)
SET @sql = REPLACE(REPLACE(REPLACE(
    '{@column_list}', @column_list),
    '{@schema_name}', @schema_name),
    '{@table_name}', @table_name)

EXEC ( @sql )