@user_referal_code = "1"
  user = #<User id: nil, login: nil, email: nil, path: nil, name: nil, phone: nil, fax: nil, routing_number: nil, bank_account_num: nil, crypted_password: nil, salt: nil, password_reset_code: nil, remember_token: nil, activation_code: nil, referral_code: nil, state: "passive", driver_license: nil, ssn: nil, remember_token_expires_at: nil, activated_at: nil, deleted_at: nil, is_admin: false, total_in: nil, total_out: nil, created_at: nil, updated_at: nil, shipping_address_id: nil, billing_address_id: nil>