<cfxml variable="XMLpiece">
    <createTransactionRequest xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd">
      <merchantAuthentication>
        <name>API_LOGIN_ID</name>
        <transactionKey>API_TRANSACTION_KEY</transactionKey>
      </merchantAuthentication>
      <refId>123456</refId>
      <transactionRequest>
        <transactionType>authCaptureTransaction</transactionType>
        <amount>5</amount>
        <payment>
          <creditCard>
            <cardNumber>5424000000000015</cardNumber>
            <expirationDate>2020-12</expirationDate>
            <cardCode>999</cardCode>
          </creditCard>
        </payment>
        <order>
         <invoiceNumber>INV-12345</invoiceNumber>
         <description>Product Description</description>
        </order>
        <lineItems>
          <lineItem>
            <itemId>1</itemId>
            <name>vase</name>
            <description>Cannes logo </description>
            <quantity>18</quantity>
            <unitPrice>45.00</unitPrice>
          </lineItem>
        </lineItems>
        <tax>
          <amount>4.26</amount>
          <name>level2 tax name</name>
          <description>level2 tax</description>
        </tax>
        <duty>
          <amount>8.55</amount>
          <name>duty name</name>
          <description>duty description</description>
        </duty>
        <shipping>
          <amount>4.26</amount>
          <name>level2 tax name</name>
          <description>level2 tax</description>
        </shipping>
        <poNumber>456654</poNumber>
        <customer>
          <id>99999456654</id>
        </customer>
        <billTo>
          <firstName>Ellen</firstName>
          <lastName>Johnson</lastName>
          <company>Souveniropolis</company>
          <address>14 Main Street</address>
          <city>Pecan Springs</city>
          <state>TX</state>
          <zip>44628</zip>
          <country>USA</country>
        </billTo>
        <shipTo>
          <firstName>China</firstName>
          <lastName>Bayles</lastName>
          <company>Thyme for Tea</company>
          <address>12 Main Street</address>
          <city>Pecan Springs</city>
          <state>TX</state>
          <zip>44628</zip>
          <country>USA</country>
        </shipTo>
        <customerIP>192.168.1.1</customerIP>
        <userFields>
          <userField>
            <name>MerchantDefinedFieldName1</name>
            <value>MerchantDefinedFieldValue1</value>
          </userField>
          <userField>
            <name>favorite_color</name>
            <value>blue</value>
          </userField>
        </userFields>
      </transactionRequest>
    </createTransactionRequest>
</cfxml>
<cffunction name="recursiveXML">
    <cfargument name="xml">
    <cfset res = {}>
    <cfloop index="i" from="1" to="#arrayLen(xml.XmlChildren)#">
        <cfset val = xml.XmlChildren[i]>
        <cfset res[val.XMLName] = {}>
        <cfif not ArrayIsEmpty(val.XmlChildren)>
            <cfset res[val.XMLName] = recursiveXML(val)>
        <cfelse>
            <cfdump var="#val#">
        </cfif>
    </cfloop>
    <cfreturn res>
</cffunction>
<cfscript>
    res = recursiveXML(XMLpiece.createTransactionRequest);
    writeDump(res);
</cfscript>