##
# My html file, or index.html.erb

<% form_tag :url => { :controller => 'accounts',
                                      :action => 'create' } do %>

                <div class="response"></div>
                <div class="field1">Blog name</div>
                <div class="field2"><%= text_field "account", "blogname", { :class => 'form' } %></div>
                <div class="field3">(<a id="WhatIsblogname" href="">what's this?</a>)</div>

                <div class="spacer"></div>
                <div id="WhatIsbn">
                <div class="WhatIsHeader">Blogname</div>
                The blogname will be the name of your blog, and it will appear in the url to access your blog.
                This could be your name, or whatever you wish. <a id="Closewibn" href="">close</a>
                </div>

                <div class="field1">Username</div>
                <div class="field2"><%= text_field "account", "username", { :class => 'form' }%> </div>
                <div class="field3">(<a href="" id="WhatIsusername">what's this?</a>)</div>

                <div class="spacer"></div>
                <div id="WhatIsun">
                <div class="WhatIsHeader">Username</div>
                The username is a unique identity that you will use to log into your account and
                edit,post, and delete blog entries. <a href="" id="Closewiun">close</a>
                </div>

                <div class="field1">Password</div>
                <div class="field2"><%= password_field "account", "password", { :class => 'form' } %></div>
                <div class="field3">(<a href="" id="WhatIspassword">what's this?</a>)</div>
                <div id="WhatIspw">
                <div class="WhatIsHeader">Password</div>
                Your password is a secret sequence of characters that you use to log into your account in conjugation with your username.
                Please use letters and numbers in your password for security reasons.<a href="" id="Closewipw">close</a>
                </div>
 <div class="spacer"></div>

                <div class="field1">&nbsp;</div>
                <div class="field2"><%= submit_tag %></div>
                <div class="field3">&nbsp;</div>

                <% end %>
##
# my controller / accounts_controller.rb


class AccountsController < ApplicationController
  def index
    @stylesheet = "accounts/index"  # Set what stylesheet is to be used.
  end

  def about
    @stylesheet = "accounts/about" # Set what stylesheet is to be used.
  end

  def create
    Account.create( params[:account].merge(:rank => 'blog owner', :theme => 'default')) # I have tried .create!
  end
end