Code

def submit_card
        params.permit(:pan, :amount, :exp_mm, :exp_yy, :cvv, :zip)

        # Auth
        Excon.defaults[:ssl_verify_peer] = false

        auth_response = Excon.post('https://api.phasive.com/v1/auth/authenticate',
          :body => URI.encode_www_form(client_id: '0d5b4a6d582e42071473283046350aa806f3bf2711ea8', username: 'fide_demo', password: "Password99!!"),
          :headers => { "Content-Type" => "multipart/form-data" })

        unless auth_response.data[:status] == '200'
          return flash[:error] = "Server Error: Authorization"
        end

        auth_token_json = JSON.parse auth_response.data[:body]

        auth_token = auth_token_json["token"]["auth_token"]

        sale_response = Excon.post('https://api.phasive.com/v1/payment/sale',
          :body => URI.encode_www_form(terminal_key: 'fbd826c83f2026dadaeb0797f84856d91474514846060',
                                      merchant_key: 'd36f88a2c57e3c7d1474514750980db50255a9f17fc81',
                                      wallet_key: "412f34776ab12d806b3810d76aa863651474514483736",
                                      card_number: "#{params[:pan]}",
                                      expire_month: "#{params[:exp_mm]}",
                                      expire_year: "20#{params[:exp_yy]}",
                                      cvv: "#{params[:cvv]}",
                                      amount: "#{params[:amount]}",
                                      currency_code: "USD",
                                      settle_currency_code: "USD",
                                      issuing: "true",
                                      receiver_key: "111f0ff0b3968c5cf7003a24f905ec101474514493066",
                                      ),
          :headers => { "Content-Type" => "multipart/form-data", "Authorization" => "Bearer #{auth_token}" })

        unless sale_response.data[:status] == '200'
          return flash[:error] = "Server Error: Payment"
        end

        render nothing:true
      end