Prepared by:
My info
Defendant

In The District Court of Wyandotte County, Kansas



Portfolio Recovery Associates, LLC		Plaintiff


vs.							Case No.

My name					Defendant



ANSWER

The defendant states the following:

1.	Defendant admits he is a resident of Wyandotte County. Defendant is without knowledge or information sufficient to form a belief as to the truth of the remaining allegations stated in paragraph 2 of Plaintiff's complaint and therefore denies those allegations.
2.	Defendant is without knowledge or information sufficient to form a belief as to the truth of the allegations stated in paragraphs 1, 3-12 and therefore denies those allegations.

AFFIRMATIVE DEFENSES

The defendant claims the following affirmative defense:

Defendant asserts this Court lacks Subject Matter Jurisdiction on the grounds that the underlying debt is subject to a binding private contractual arbitration agreement, and Defendant hereby gives notice of his desire to use said Arbitration to resolve all of Plaintiff's claims against Defendant.



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Defendant Signature
CERTIFICATE OF SERVICE



I certify that on date, I mailed the foregoing answer to plaintiff atty at the following address:

	Address block


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						Defendant Signature