OPTION NUMBER ONE: I save up for 2 weeks, by then I'll be able to put almost 3 thousand down on the car, I can get a shittier car and make payments to build my credit and I'll have lower payments so I can save money - and also get a secured credit card with a 200 dollar limit so I can use it only for gas and pay it off every month, build my credit to like 650 or so, and then I can go trade in the shittier car to get the Chrysler 200 or another car I really want that's pretty nice.


OPTION NUMBER TWO: My girlfriend just bought a car, so I can pay to have her car fixed (~500 dollars) and "buy" it off of her. Then drive that as long as possible, get insurance on it, get it in my name, so after all is said and done I spend like 1k on her car, then I can continue saving for as long as possible, also get a credit card, and maybe in 6 months I can put like 5 grand down or more on a REALLY nice car.


Which option sounds better? Either way I need to repair my credit. I'm also calling tomorrow to consolidate my school loans and get those paid off, and I also have to call and pay off that one bank account. MY school loans are a couple grand left, and the bank account is like 400 dollars. So in 6 months I could have those paid off. That will repair my credit along with a credit card. I want to be smart about it so if I end up not able to afford it I won't make any deals, whats your opinion, option one or option two?