These days of austerity and also retliave anxiousness about running into debt, some people balk against the idea of using a credit card to make acquisition of merchandise or even pay for a vacation, preferring, instead just to rely on this tried plus trusted procedure for making transaction   raw cash. However, if you possess cash on hand to make the purchase in whole, then, paradoxically, that is the best time for you to use the credit cards for several factors