def coarse_classer(df, indexloc_1, indexloc_2):
    mean_val = pd.DataFrame(np.mean(pd.DataFrame([df.iloc[indexloc_1], df.iloc[indexloc_2]]))).T
    original = df.drop([indexloc_1, indexloc_2])

    coarsed_df = pd.concat([original, mean_val])
    coarsed_df = coarsed_df.sort_values(by='WoE', ascending=False).reset_index(drop=True)

    return coarsed_df


geography_df = coarse_classer(geography_df, 1, 2)
geography_df