elseif($status == 'CANCELLED'){
    //user cancel, let them try again?

    Mage::log("LAYBUY: CUSTOMER CANCELLED");

    if ($this->getLastQuoteId()) {

        $lastQuoteId = $this->getLastQuoteId();
        $quote = Mage::getModel('sales/quote')->load($lastQuoteId);
        $quote->setIsActive(TRUE)->save();


        // Let customer know what's happened
        Mage::getSingleton('core/session')->addError("Your Laybuy payment has been cancelled.");

        $this->_redirect('checkout/onepage'); //Redirect to cart
        return;
    }

    // could not get a valid quote, send customer to fail
    Mage::getSingleton('core/session')->addError("Your Laybuy payment has been cancelled, sorry we could not find your cart.");

    $this->_redirect('checkout/onepage/failure', ['_secure' => TRUE] );

}

// The response action is triggered when Laybuy sends back a response after processing the customer's payment
    //  GET /laybuypayments/payment/response/?status=SUCCESS&token=z8jFQf31BbRN3fEmjUbrxYZhQ6bwTtNNXoyCTpjo

    public function responseAction() {
        $session = Mage::getSingleton('checkout/session');
        /* @var  $laybuyPayment  Laybuy_Payments_Model_Payments */
        $laybuyPayment = Mage::getSingleton('payments/payments'); // Laybuy_Payments_Model_Payments

        // we are always in session with Laybuy
        // Mage::log("response action ");

        //  GET /laybuypayments/payment/response/?status=SUCCESS&token=z8jFQf31BbRN3fEmjUbrxYZhQ6bwTtNNXoyCTpjo HTTP/1.1
        $status = $this->getRequest()->getParam('status');

        //
        // This action is used for all returns, handle each one
        //

        // returning from a successful payment
        //
        if($status == 'SUCCESS') {

            Mage::log("LAYBUY: CUSTOMER RETURNS WITH SUCCESSFUL STATUS");

            // setup our client to talk with Laybuy
            $client = $this->getLaybuyClient();

            // finalise the order
            $laybuy = new stdClass();
            $laybuy->token = $this->getRequest()->getParam('token');

            //Mage::log(json_encode($laybuy));

            // finiase order
            $response = $client->restPost('/order/confirm', json_encode($laybuy));
            $body = json_decode($response->getBody());

            //Mage::log($body);

            // laybuy confirmed our order
            // we can setup teh invoice and mark the order as processing
            if ($body->result == 'SUCCESS') {

                Mage::log("LAYBUY: ORDER SUCCESSFULLY CONFIRMED");

                $layby_order_id = $body->orderId;

                $response = $client->restGet('/order/'. $layby_order_id );
                $laybuy_order  = json_decode($response->getBody());

                //Mage::log($laybuy_order);

                $order_id = $laybuy_order->merchantReference;

                $session->setLastOrderId($order_id)
                        ->setLastRealOrderId((string) $order_id);

                /* @var $order Mage_Sales_Model_Order */
                $order = Mage::getModel('sales/order');
                $order->loadByIncrementId($order_id);
                $order->addStatusHistoryComment("Laybuy payment approved." , FALSE);

                $order->sendNewOrderEmail();
                $order->setEmailSent(TRUE);


                $invoice = $order->prepareInvoice();

                if ($invoice->getTotalQty()) { // incase its a zero order? not sure what Laybuy would do here

                    $invoice->setRequestedCaptureCase(Mage_Sales_Model_Order_Invoice::CAPTURE_OFFLINE);

                    $invoice->register();

                    Mage::getModel('core/resource_transaction')->addObject($invoice)->addObject($invoice->getOrder())->save();

                    $invoice->sendEmail(TRUE); //Convert this into a config option? DOes this get sent if Mage is set not to send?

                }

                $order->setState(Mage_Sales_Model_Order::STATE_PROCESSING, TRUE, 'Laybuy has approved payment, with Laybuy order id: ' . $layby_order_id );

                $order->save();


                Mage::getSingleton('checkout/session')->unsQuoteId();
                Mage_Core_Controller_Varien_Action::_redirect('checkout/onepage/success', ['_secure' => FALSE]);

            }


        }

        // USER cncelled their payment process at Laybuy, they may wont to continue
        elseif($status == 'CANCELLED'){
            //user cancel, let them try again?

            Mage::log("LAYBUY: CUSTOMER CANCELLED");

            if ($this->getLastQuoteId()) {

                $lastQuoteId = $this->getLastQuoteId();
                $quote = Mage::getModel('sales/quote')->load($lastQuoteId);
                $quote->setIsActive(TRUE)->save();


                // Let customer know what's happened
                Mage::getSingleton('core/session')->addError("Your Laybuy payment has been cancelled.");

                $this->_redirect('checkout/onepage'); //Redirect to cart
                return;
            }

            // could not get a valid quote, send customer to fail
            Mage::getSingleton('core/session')->addError("Your Laybuy payment has been cancelled, sorry we could not find your cart.");

            $this->_redirect('checkout/onepage/failure', ['_secure' => TRUE] );

        }
        else {

            Mage::log("LAYBUY: PAYMENT DELCINED OR CREDIT CHECK FAILED");


            if ($this->getLastQuoteId()) {

                $lastQuoteId = $this->getLastQuoteId();
                $quote = Mage::getModel('sales/quote')->load($lastQuoteId);
                $quote->setIsActive(TRUE)->save();


                // Let customer know its bad
                Mage::getSingleton('core/session')->addError("Sorry, you have been declined a Laybuy.");

                $this->_redirect('checkout/onepage'); //Redirect to cart
                return;
            }

            Mage::getSingleton('core/session')->addError("Sorry, you have been declined a Laybuy and we could not find your cart.");
            $this->_redirect('checkout/onepage/failure', ['_secure' => TRUE]);

        }


    }

    /**
     * Get quote of checkout session
     *
     * @return Mage_Sales_Model_Quote
     */
    private function getLastQuoteId() {

        return Mage::getSingleton('checkout/session')->getLastQuoteId();
    }

    /**
     * Cancel order
     */
    public function cancelAction() {

        //user cancel, let them try again?

        Mage::log("LAYBUY: CUSTOMER CANCELLED");

        if ($this->getLastQuoteId()) {

            $lastQuoteId = $this->getLastQuoteId();
            $quote       = Mage::getModel('sales/quote')->load($lastQuoteId);
            $quote->setIsActive(TRUE)->save();


            // Let customer know what's happened
            Mage::getSingleton('core/session')->addError("Your Laybuy payment has been cancelled.");

            $this->_redirect('checkout/onepage'); //Redirect to cart
            return;
        }

        // could not get a valid quote, send customer to fail
        Mage::getSingleton('core/session')->addError("Your Laybuy payment has been cancelled, sorry we could not find your cart.");

        $this->_redirect('checkout/onepage/failure', ['_secure' => TRUE]);

    }



    private function getLaybuyClient() {

        $laybuy_sandbox = $this->getConfigData('sandbox_mode') == 1;

        if ($laybuy_sandbox) {
            $laybuy_merchantid = $this->getConfigData('sandbox_merchantid');
            $laybuy_apikey     = $this->getConfigData('sandbox_apikey');
            $url               = self::LAYBUY_SANDBOX_URL;
        }
        else {
            $laybuy_merchantid = $this->getConfigData('live_merchantid');
            $laybuy_apikey     = $this->getConfigData('live_apikey');
            $url               = self::LAYBUY_LIVE_URL;
        }


        try {
            $client = new Zend_Rest_Client( $url );
            $client->getHttpClient()->setAuth(
                        $laybuy_merchantid,
                        $laybuy_apikey,
                        Zend_Http_Client::AUTH_BASIC);

        } catch (Exception $e) {

            Mage::logException($e);
            //Mage::helper('checkout')->sendPaymentFailedEmail($this->getOnepage()->getQuote(), $e->getMessage());

            Mage::log(__METHOD__ . ': LAYBUY CLIENT FAILED: ' . $laybuy_merchantid . ":< apikey >");

            $result['success']        = FALSE;
            $result['error']          = TRUE;
            $result['error_messages'] = $this->__('There was an error processing your order. Please contact us or try again later. [Laybuy connect]');

            // Let customer know its real bad
            Mage::getSingleton('core/session')->addError($result['error_messages'] );
        }

        return $client;


    }

    private function getConfigData($field, $storeId = NULL) {

        $path = 'payment/laybuy_payments/' . $field;
        return Mage::getStoreConfig($path, $storeId);

    }

    /**
     * Get quote of checkout session
     *
     * @return Mage_Sales_Model_Quote
     */
    private function getQuote() {
        if (is_null($this->quote)) {
            $this->quote = Mage::getSingleton('checkout/session')->getQuote();
        }
        return $this->quote;
    }

}