public class Balance {

	// A person will borrow a certain amount of money, and the program will give a ton of information back to the person about what payments they need to make/ how many years it will take and so on..

	public static void main(String[] args) {
		// Declare variables
		double b; // Gets the balance
		double a; // The amount borrowed
		double n; // The number of payments per year
		double p; // Amount paid per payment
		double r1; // Annual percentage rate
		double r; // Divided the percentage rate by 100
		double t; // Time in years
		double paidoff; // The paid off percentage
		double totalpayments; // The total payments

		// Get some information from the user
		TextIO.put("Enter the amount you want to borrow: ");
		a = TextIO.getDouble();
		TextIO.put("How many payments do you want to make per year ");
		n = TextIO.getDouble();
		TextIO.put("How much money will you repay per payment ");
		p = TextIO.getDouble();
		TextIO.put("What is the annual interest rate in percentage ");
		r1 = TextIO.getDouble();
		TextIO.put("How long do you want to borrow the money for in years ");
		t = TextIO.getDouble();

		r = r1 / 100;


		// Calculation Time

		b = a*(Math.pow(1 + r/n, n * t)) - p * ((Math.pow(1 + r/n, n * t) - 1) / r/n );

		// Calculates the percentage of the loan that's been paid off...

		paidoff = (100 * (a - b) / a);

		// Calculates the total payment after the user inputed years

		totalpayments = p * n * t;



		// Print

		TextIO.put("A person who borrows $");
		TextIO.put(a);
		TextIO.put(" making ");
		TextIO.put(n);
		TextIO.put(" payments a year of $");
		TextIO.put(p);
		TextIO.putln(" each with an annual");
		TextIO.put("interest rate of " + r1 + "% after " + t + " years would have to repay approximately $" + b + " of that" + "\n original loan.");
		TextIO.putln("They have paid off " + paidoff + "% of the original loan after " + t + " years.");
		TextIO.putln("In that " + t + " years, $" + totalpayments + " was paid in total.");


	} // End of Main()

} // End of Class (Balance)