<?php while ( have_posts() ) : the_post(); ?>
<?php
    // get the state name
    $state = '';
    $states = wp_get_post_terms( get_the_ID(), 'state' );
    if( $states ) {
        $state = ', ' . strtoupper( $states[0]->description );
    }
    $city_name = get_the_title();
    $title = $city_name . $state;
?>

<title>Cash for Gold Near <?php the_title(); ?> - Find Gold Buyers Near <?php the_title(); ?></title>
<?php endwhile; ?>