<?php $error_array = array(
    0101 => 'Card Expired',
    0102 => 'Card transitional derogation or suspected fraud',
    0104 => 'Operation not allowed for that card or terminal',
    0116 => 'Not enough funds.',
    0118 => 'Card Not Recognised',
    0129 => 'Security code (CVV2 / CVC2) Incorrect',
    0180 => 'Card not recognised by the system',
    0184 => 'Unable to verify card holder',
    0190 => 'Denied: Unknown Reason',
    0191 => 'Incorrect Expiration date',
    0202 => 'Card transitional derogation or suspected fraud'

);?>